Circle Head Credit- Light Microfinance Pvt Ltd

Jaipur, Rajasthan, India



Varanasi, Uttar Pradesh, India


Punjab, UP West, India


Master of Business Administration (MBA), Rural Development
University of Allahabad

Bachelor of Commerce (B.Com.), commerce
University of Allahabad
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Exposure of various verticals especially in Credit Risk and Internal Audit with a demonstrated history of working in the financial services industry. Handled operation, credit compliance and training for the organisation. Professional with an MBA Degree focused in Rural Development from the University of Allahabad.
Jaipur
Circle Head Credit at Light, Dec 2025 - Present · 8 mos, Jaipur, Rajasthan, India
Deputy Chief Manager at Muthoot Microfin, Mar 2025 - Dec 2025 · 10 mos
Zonal Credit Manager at Muthoot Microfin, May 2022 - Feb 2025 · 2 yrs 10 mos, microfinance
Manager at Samasta Microfinance Limited, Dec 2018 - Aug 2021 · 2 yrs 9 mos, Varanasi, Uttar Pradesh, India, Leading credit team of Uttar Pradesh and Jharkhand. Form processing and assuring the quality of client selection during LP. Conducting frequent surprise visits to branches to ascertain that systems/procedures/policies are being followed and there are no deviations from established policies and procedures. Area survey for new products. Analyze new products (process and policy) before launching in the area/region. Analyze disbursement data to highlight issues and share reports to stakeholders for corrective actions. Review and analyze a process from client selection to LD and recommend for any corrective to process team and Credit Team HO. Monitor and collaborate with audit team to analyze the audit issues and implement effective solutions. Review and analyze the audit reports and highlight critical issues and recommend corrective actions. Provided ongoing coaching and training to staff to ensure efficient execution of processes and policies including training on new product.
Zonal Auditor Internal Audit at Satin Creditcare Network Limited, Feb 2017 - Sep 2018 · 1 yr 8 mos
Assistant Manager Internal Audit at Satin Creditcare Network Limited, Jun 2014 - Jan 2017 · 2 yrs 8 mos, Punjab, UP West, India, Audit of Branch Offices and Region Office, which includes all the functioning of Branches and Region at all level.
Trainee at Centre of Technology and Entrepreneurship Development, Dec 2013 - Jan 2014 · 2 mos, Worked on Skill Development Programme for Amla Clusters of Pratapghar district
Master of Business Administration (MBA), Rural Development, University of Allahabad
Bachelor of Commerce (B.Com.), commerce, University of Allahabad