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Santosh Pandya

Mastercard Gateway | Agentic Commerce | Payments | Generative AI | Cloud Solution Architect | Tokenization | API Protocols | Security | PG Integration | VMware

Pune Division

12+ years of work experience

Mastercard
Mar 20242 yrs 6 mosPresent

Pune, Maharashtra, India

Mastercard
Nov 20212 yrs 5 mosMar 2024

India

Mastercard
Jan 20201 yr 11 mosNov 2021

Pune Area, India

Avaya
Oct 20145 yrs 4 mosJan 2020

Synechron
20122 yrs2014

Capgemini
20102 yrs 10 mosOct 2012

Santosh’s AI Stack

claude code
claude code
gemini
gemini
github copilot
github copilot
hugging face
hugging face
mcp
mcp
openai
openai

Education

Gujarat University

Master of Computer Applications - MCA, Computer and Information Sciences and Support Services

Gujarat University

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Headline

Mastercard Gateway | Agentic Commerce | Payments | Generative AI | Cloud Solution Architect | Tokenization | API Protocols | Security | PG Integration | VMware

About

Strategic Technology Leader | Principal Solution Architect | Team Builder & Visionary With over two decades in the tech industry and 12+ years leading solution architecture, I specialize in guiding cross-functional teams to deliver enterprise-scale systems across Banking, Finance, Insurance, and Telecom. My leadership style blends strategic vision with hands-on mentorship, fostering cultures of innovation, accountability, and continuous growth. I’m passionate about developing engineering talent, driving collaboration, and aligning technical direction with business outcomes. My experience spans cloud-native architecture, Open API integration, and enterprise governance—always with a focus on long-term sustainability and operational excellence. Whether leading transformation programs or evaluating emerging technologies, I bring clarity, purpose, and momentum to every initiative. I believe in empowering teams, setting clear goals, and creating environments where creativity and performance thrive.

Location

Pune Division

AI stack

claude code

gemini

github copilot

hugging face

mcp

openai

Work experience

Principal Software Engineer at Mastercard, Mar 2024 - Present · 2 yrs 6 mos, Pune, Maharashtra, India

Lead Software Engineer - Solution Architecture at Mastercard, Nov 2021 - Mar 2024 · 2 yrs 5 mos, India

Lead Software Engineer at Mastercard, Jan 2020 - Nov 2021 · 1 yr 11 mos, Pune Area, India

Sr. Module Lead at Avaya, Oct 2014 - Jan 2020 · 5 yrs 4 mos

Team Lead at Synechron, 2012 - 2014 · 2 yrs

Sr Consultant at Capgemini, 2010 - Oct 2012 · 2 yrs 10 mos

Education

Master of Computer Applications - MCA, Computer and Information Sciences and Support Services, Gujarat University

Santosh Pandya - Principal Software Engineer in Pune Division | Tal