---
title: "Sandhya Rani Mohanty - Intern in Bhubaneswar | Tal"
description: "Meet Sandhya Rani Mohanty, Finance Postgraduate | Budget & Financial Analysis Intern | Research in Gen Z Consumer Behaviour & FinTech based in Bhubaneswar."
image: "https://tal.club/meet/sandhya-rani-1/share-image"
---

# Sandhya Rani Mohanty on Tal

## Headline

Finance Postgraduate \| Budget & Financial Analysis Intern \| Research in Gen Z Consumer Behaviour & FinTech

## About

Currently pursuing a Master’s degree in Commerce \(Finance & Control\) from Utkal University, I am developing a strong foundation in financial accounting, budgeting, financial reporting, and public sector finance\. My academic journey is complemented by hands\-on internship experience with East Coast Railways \(Ministry of Railways\) and Odisha State Housing Board, where I gained practical exposure to voucher handling, budget allocation, fund utilization, and project\-level financial analysis\. I have also engaged deeply in academic research, with a published journal paper and conference presentations focusing on Gen Z consumer behaviour, impulse buying patterns, and the impact of FinTech on personal financial planning across generations\. These experiences strengthened my skills in primary data collection, statistical analysis, interpretation, and policy\-relevant insights\. With a keen interest in public finance, financial analysis, budgeting, FinTech, and research\-driven decision\-making, I aspire to contribute to organizations where finance supports transparency, efficiency, and sustainable growth\. 📍 Based in Bhubaneswar, Odisha 📊 Open to entry\-level roles, internships, and research opportunities in finance, analytics, and public sector domains

## Location

Bhubaneswar

## Work experience

Intern at Ministry of Railways, Government of India, Jul 2025 \- Aug 2025 · 2 mos, Bhubaneswar, Odisha, India, Developed a strong and practical knowledge on voucher handling, documentation and treatment of financial documents in Indian Railways\. Worked under a critical project report on “Budget Allocation and Utilization under Railway Capex Plan\- An Analysis of ECoR\. From my report I found that Consistently growth in passenger & freight sector 6\.10% &11\.52% with each division wise growth\. Suggested to enhance passenger amenities to drive revenue to improve last mile connectivity for freight, promote non\-fare revenue source, regular overview of Capex project and plan\.

Summer Internship at Odisha State Housing Board, May 2025 \- Jun 2025 · 2 mos, Bhubaneswar, Odisha, India, Learned in detail about the financial handling during a project work i\.e\- Housing Project Work\. Gathered a collective information about the Budget Allocation vs Utilization\. Worked on my internship report “Budgetary Analysis & Fund Allocation Of Housing Development Project under OSHB\.

## Education

Master of commerce in finance and control, Finance and Financial Management Services, Utkal University

Bachelor of Commerce \- BCom, Accounting and Finance, Maharshi College of Natural law

[View the original profile](https://tal.club/meet/sandhya-rani-1)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/sandhya-rani-1#person",
      "name": "Sandhya Rani Mohanty",
      "url": "https://tal.club/meet/sandhya-rani-1",
      "image": "https://tal.club/meet/sandhya-rani-1/profile-photo.jpg",
      "description": "Meet Sandhya Rani Mohanty, Finance Postgraduate | Budget & Financial Analysis Intern | Research in Gen Z Consumer Behaviour & FinTech based in Bhubaneswar.",
      "jobTitle": "Intern",
      "worksFor": {
        "@type": "Organization",
        "name": "Ministry of Railways, Government of India"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Intern"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Bhubaneswar"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Utkal University"
        },
        {
          "@type": "EducationalOrganization",
          "name": "Maharshi College of Natural law"
        }
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/sandhya-rani-1#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/sandhya-rani-1#webpage",
      "url": "https://tal.club/meet/sandhya-rani-1",
      "name": "Sandhya Rani Mohanty on Tal",
      "description": "Meet Sandhya Rani Mohanty, Finance Postgraduate | Budget & Financial Analysis Intern | Research in Gen Z Consumer Behaviour & FinTech based in Bhubaneswar.",
      "dateModified": "2026-07-18T05:19:54.302Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/sandhya-rani-1#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/sandhya-rani-1/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/sandhya-rani-1/profile-photo.jpg",
        "caption": "Sandhya Rani Mohanty profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```