Headline

Finance Postgraduate | Budget & Financial Analysis Intern | Research in Gen Z Consumer Behaviour & FinTech

About

Currently pursuing a Master’s degree in Commerce (Finance & Control) from Utkal University, I am developing a strong foundation in financial accounting, budgeting, financial reporting, and public sector finance. My academic journey is complemented by hands-on internship experience with East Coast Railways (Ministry of Railways) and Odisha State Housing Board, where I gained practical exposure to voucher handling, budget allocation, fund utilization, and project-level financial analysis. I have also engaged deeply in academic research, with a published journal paper and conference presentations focusing on Gen Z consumer behaviour, impulse buying patterns, and the impact of FinTech on personal financial planning across generations. These experiences strengthened my skills in primary data collection, statistical analysis, interpretation, and policy-relevant insights. With a keen interest in public finance, financial analysis, budgeting, FinTech, and research-driven decision-making, I aspire to contribute to organizations where finance supports transparency, efficiency, and sustainable growth. 📍 Based in Bhubaneswar, Odisha 📊 Open to entry-level roles, internships, and research opportunities in finance, analytics, and public sector domains

Location

Bhubaneswar

Work experience

Intern at Ministry of Railways, Government of India, Jul 2025 - Aug 2025 · 2 mos, Bhubaneswar, Odisha, India, Developed a strong and practical knowledge on voucher handling, documentation and treatment of financial documents in Indian Railways. Worked under a critical project report on “Budget Allocation and Utilization under Railway Capex Plan- An Analysis of ECoR. From my report I found that Consistently growth in passenger & freight sector 6.10% &11.52% with each division wise growth. Suggested to enhance passenger amenities to drive revenue to improve last mile connectivity for freight, promote non-fare revenue source, regular overview of Capex project and plan.

Summer Internship at Odisha State Housing Board, May 2025 - Jun 2025 · 2 mos, Bhubaneswar, Odisha, India, Learned in detail about the financial handling during a project work i.e- Housing Project Work. Gathered a collective information about the Budget Allocation vs Utilization. Worked on my internship report “Budgetary Analysis & Fund Allocation Of Housing Development Project under OSHB.

Education

Master of commerce in finance and control, Finance and Financial Management Services, Utkal University

Bachelor of Commerce - BCom, Accounting and Finance, Maharshi College of Natural law