Sandeep Kumar profile photo 1 on Tal

Sandeep Kumar

AI Product & Business Owner @ UNO Digital Bank | Full stack developer @ DSP | IIT Kharagpur ’23 E&ECE

Greater Visakhapatnam Area

2+ years of work experience

UNO Digital Bank
Jun 20264 moPresent

Bangalore

• Own a portfolio of 30+ Al and banking-transformation initiatives from discovery and business-case evaluation through roadmap planning, Agile execution, launch and iteration. • Lead Al automation across fraud alerts, eKYC/ PCDD, reconciliation, regulatory workflows, testing and banking operations, defining success through gt; 90% accuracy targets, human-in-the-loop controls, pre/post-Al baselines and cost-to-run metrics. • Delivered Al-enabled workflows with at least 5x faster processing across targeted processes; drive build-vs-buy decisions using ROI, scalability, integration effort and vendor capability. • Led fraud-alert automation that reduced initial response turnaround from approximately 1 day to 1 hour, coordinating risk, operations, technology and vendor stakeholders.
UNO Digital Bank
Mar 20251 y 2 moMay 2026

Bengaluru

● Led end-to-end business analysis for 3+ flagship lending products (Corporate, Sales Finance, QR Line of Credit), translating complex objectives into 100+ delivery-ready requirements that reduced post-development rework by 15%. ● Spearheaded the Sales Finance initiative by managing 5+ parallel feature streams; authored comprehensive BRDs and FSDs that shortened the design-to-development cycle by 20% through improved execution clarity. ● Acted as the primary technical-business bridge, resolving 30+ critical implementation blockers and ensuring 100% alignment between vendor deliverables and internal business milestones. ● Optimized solution recommendations by analyzing customer and commercial data, leading to the adoption of 4+ UI/UX enhancements projected to increase user conversion for the QR Line of Credit by 10%. ● Leveraged technical expertise in APIs and system workflows to lead defect triaging, reducing the average turnaround time for technical issue resolution by 25% during feature delivery. ● Collaborated with cross-functional vendor teams to ensure high-fidelity product behavior, resulting in the successful on-time launch of key lending modules within strict banking compliance standards. ● Developed a centralized functional knowledge base for complex banking use cases, improving the onboarding efficiency of new team members and reducing requirement documentation time by 15%.
The St. Broseph Foundation
Nov 20235 mosMar 2024

Hybrid

o Led the UI/UX design team, gaining insights into Figma designs and Builder.io, while ensuring optimal screen adaptations across various devices, enhancing user interface and experience. o Oversaw the front-end and CRM teams, acquiring knowledge on component development from initial designs and understanding the necessity of front-end frameworks to facilitate efficient developer engagement. o Directed the App Development team, mastering the end-to-end process of building applications from inception to launch on both the Google Play Store and Apple App Store, navigating the unique challenges presented by different operating systems. o Acquired practical experience in cross-platform development, utilizing React Native to construct a unified codebase for Android, iOS, and PWA, streamlining the development process and ensuring consistency across platforms. o Fostered interdisciplinary collaboration and agile project management practices, ensuring seamless communication between design, development, and operational teams, thereby accelerating project timelines and enhancing overall project quality.
DSP Mutual Fund
Aug 20238 mosMar 2024

Bengaluru, Karnataka, India

• Engineered a dynamic loan application module for the company's intranet using React, ensuring seamless operation across desktops and iPads. • Implemented robust back-end logic with Node.js and Express, alongside PostgreSQL for secure data management, streamlining loan processing. • Developed an inventory request platform facilitating interactions among employees, managers, and sellers, optimizing the procurement process. • Crafted workflows for notifications and managerial approvals, maintaining transparent communication throughout inventory requests. • Ensured cross-platform usability, allowing efficient system interaction from any device for employees and sellers. While dynamically learning and implementing new methods to enhance application usability. • Prioritized security by architecting a backend-centric data retrieval strategy for each session, avoiding local storage in the browser and implementing rigorous access controls based on user permissions to safeguard sensitive information. • Integrated real-time seller updates on inventory availability, improving decision-making in procurement and enhancing operational agility.
The St. Broseph Foundation
Jul 20239 mosMar 2024

Bengaluru, Karnataka, India

• Develop and implement community engagement strategies that align with the organization's goals. Provide leadership and direction to the coordinators, ensuring they are motivated, informed, and working effectively towards common objectives. • Organize training sessions for coordinators to enhance their skills in leadership, communication, and event management. Ensure they have the necessary tools and knowledge to manage their respective communities effectively. • Maintain open lines of communication with all coordinators, ensuring they are updated on organizational policies, community standards, and events. Facilitate regular meetings to discuss challenges, share best practices, and gather feedback. • Oversee the planning and execution of community events, ensuring they meet the organization's standards for quality and engagement. Provide support and resources to coordinators to help them execute successful events. • Develop and enforce community guidelines and policies to ensure a safe, respectful, and inclusive environment. Address violations promptly and constructively. • Compile and present regular reports on community activities, challenges, achievements, and metrics to upper management and relevant stakeholders.
GitHub
@OreoSensei

Sandeep’s AI Stack

claude code
claude code
codex
codex
elevenlabs
elevenlabs
gemini
gemini
ChatGPT
ChatGPT
Figma Make
Figma Make

Education

Indian Institute of Technology, Kharagpur

Bachelor's degree, Electrical, Electronics and Communications Engineering

Indian Institute of Technology, Kharagpur

20194 yrs2023

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Headline

AI Product & Business Owner @ UNO Digital Bank | Full stack developer @ DSP | IIT Kharagpur ’23 E&ECE

About

I bridge the gap between high-level business goals and technical execution in the FinTech space. What I do: I manage feature streams and build products from scratch, and design functional workflows for lending products in Banking Domain and expanding to other fields in FinTech. My Edge: Having a background in full-stack engineering (MERN stack, Python, SQL) means I can read the APIs, triage technical defects, and speak the exact same language as the development team to accelerate delivery timelines. If you are looking for a product-minded analyst who can actually talk to engineers, let's connect.

Location

Greater Visakhapatnam Area

AI stack

claude code

codex

elevenlabs

gemini

ChatGPT

Figma Make

Work experience

Product Owner at UNO Digital Bank, Jun 2026 - Present · 4 mo, Bangalore, • Own a portfolio of 30+ Al and banking-transformation initiatives from discovery and business-case evaluation through roadmap planning, Agile execution, launch and iteration. • Lead Al automation across fraud alerts, eKYC/ PCDD, reconciliation, regulatory workflows, testing and banking operations, defining success through gt; 90% accuracy targets, human-in-the-loop controls, pre/post-Al baselines and cost-to-run metrics. • Delivered Al-enabled workflows with at least 5x faster processing across targeted processes; drive build-vs-buy decisions using ROI, scalability, integration effort and vendor capability. • Led fraud-alert automation that reduced initial response turnaround from approximately 1 day to 1 hour, coordinating risk, operations, technology and vendor stakeholders.

Business Analyst at UNO Digital Bank, Mar 2025 - May 2026 · 1 y 2 mo, Bengaluru, ● Led end-to-end business analysis for 3+ flagship lending products (Corporate, Sales Finance, QR Line of Credit), translating complex objectives into 100+ delivery-ready requirements that reduced post-development rework by 15%. ● Spearheaded the Sales Finance initiative by managing 5+ parallel feature streams; authored comprehensive BRDs and FSDs that shortened the design-to-development cycle by 20% through improved execution clarity. ● Acted as the primary technical-business bridge, resolving 30+ critical implementation blockers and ensuring 100% alignment between vendor deliverables and internal business milestones. ● Optimized solution recommendations by analyzing customer and commercial data, leading to the adoption of 4+ UI/UX enhancements projected to increase user conversion for the QR Line of Credit by 10%. ● Leveraged technical expertise in APIs and system workflows to lead defect triaging, reducing the average turnaround time for technical issue resolution by 25% during feature delivery. ● Collaborated with cross-functional vendor teams to ensure high-fidelity product behavior, resulting in the successful on-time launch of key lending modules within strict banking compliance standards. ● Developed a centralized functional knowledge base for complex banking use cases, improving the onboarding efficiency of new team members and reducing requirement documentation time by 15%.

Project Manager at The St. Broseph Foundation, Nov 2023 - Mar 2024 · 5 mos, Hybrid, o Led the UI/UX design team, gaining insights into Figma designs and Builder.io, while ensuring optimal screen adaptations across various devices, enhancing user interface and experience. o Oversaw the front-end and CRM teams, acquiring knowledge on component development from initial designs and understanding the necessity of front-end frameworks to facilitate efficient developer engagement. o Directed the App Development team, mastering the end-to-end process of building applications from inception to launch on both the Google Play Store and Apple App Store, navigating the unique challenges presented by different operating systems. o Acquired practical experience in cross-platform development, utilizing React Native to construct a unified codebase for Android, iOS, and PWA, streamlining the development process and ensuring consistency across platforms. o Fostered interdisciplinary collaboration and agile project management practices, ensuring seamless communication between design, development, and operational teams, thereby accelerating project timelines and enhancing overall project quality.

Graduate Trainee at DSP Mutual Fund, Aug 2023 - Mar 2024 · 8 mos, Bengaluru, Karnataka, India, • Engineered a dynamic loan application module for the company's intranet using React, ensuring seamless operation across desktops and iPads. • Implemented robust back-end logic with Node.js and Express, alongside PostgreSQL for secure data management, streamlining loan processing. • Developed an inventory request platform facilitating interactions among employees, managers, and sellers, optimizing the procurement process. • Crafted workflows for notifications and managerial approvals, maintaining transparent communication throughout inventory requests. • Ensured cross-platform usability, allowing efficient system interaction from any device for employees and sellers. While dynamically learning and implementing new methods to enhance application usability. • Prioritized security by architecting a backend-centric data retrieval strategy for each session, avoiding local storage in the browser and implementing rigorous access controls based on user permissions to safeguard sensitive information. • Integrated real-time seller updates on inventory availability, improving decision-making in procurement and enhancing operational agility.

Head of Community at The St. Broseph Foundation, Jul 2023 - Mar 2024 · 9 mos, Bengaluru, Karnataka, India, • Develop and implement community engagement strategies that align with the organization's goals. Provide leadership and direction to the coordinators, ensuring they are motivated, informed, and working effectively towards common objectives. • Organize training sessions for coordinators to enhance their skills in leadership, communication, and event management. Ensure they have the necessary tools and knowledge to manage their respective communities effectively. • Maintain open lines of communication with all coordinators, ensuring they are updated on organizational policies, community standards, and events. Facilitate regular meetings to discuss challenges, share best practices, and gather feedback. • Oversee the planning and execution of community events, ensuring they meet the organization's standards for quality and engagement. Provide support and resources to coordinators to help them execute successful events. • Develop and enforce community guidelines and policies to ensure a safe, respectful, and inclusive environment. Address violations promptly and constructively. • Compile and present regular reports on community activities, challenges, achievements, and metrics to upper management and relevant stakeholders.

Education

Bachelor's degree, Electrical, Electronics and Communications Engineering, Indian Institute of Technology, Kharagpur

Public links

github: https://github.com/OreoSensei