---
title: "Samridhi Malhan - Manager in Bengaluru | Tal"
description: "Meet Samridhi Malhan, Fintech • Lending • Open Banking • Payments | Product Strategy | APIs and Enterprise Integrations based in Bengaluru. AI stack includes claude, gemini, and n8n."
image: "https://tal.club/meet/samridhi-malhan/share-image"
---

# Samridhi Malhan on Tal

## Headline

Fintech • Lending • Open Banking • Payments \| Product Strategy \| APIs and Enterprise Integrations

## About

Passionate about building products that solve real customer problems and deliver meaningful business impact\. With 9\+ years of experience across Fintech, Lending, Payments, and Open Banking, I've collaborated with global teams to deliver scalable financial products and enterprise solutions\. One of the most rewarding parts of my journey has been leading the implementation of Loan Origination and Loan Management platforms across 20\+ countries, enabling multilingual, omni channel lending experiences\. At Mastercard, I contributed to the implementation of Open Banking products across Australia, Canada, and the USA, working on solutions including Account Opening, Verification of Income & Assets, Statement Analysis, and Transaction Categorization\. These experiences strengthened my expertise in APIs, integrations, analytics, and customer\-centric financial products\. I'm passionate about AI, Product Management, UX Design, User Research, User Empathy, Feature Planning, Roadmap Strategy, and Analytics, and I enjoy collaborating with cross\-functional teams to turn complex business challenges into intuitive, scalable products\. Fintech \| Open Banking \| Payments \| Lending Let's connect if you're passionate about building innovative digital products and shaping the future of fintech\.

## Location

Bengaluru

## AI stack

claude

gemini

n8n

Langflow

Wispr Flow

Zapier

## Work experience

Manager at M2P Fintech, Sep 2023 \- Present · 3 yrs, Bengaluru, Karnataka, India, \* Drove LMS accounting product evolution across global lending markets, shaping scalable solutions and improving financial operations\. \* Led 16\+ product initiatives within a year, driving requirements, prioritization, stakeholder alignment, and delivery across cross\-functional teams\. \* Delivered an 80% reduction in manual reconciliation efforts through automation, significantly improving operational efficiency and financial accuracy\. \* Spearheaded integrations with digital lending platforms, payment gateways, and central depositories, enabling seamless ecosystem connectivity and enhanced user experience\. \* Partnered with stakeholders from Fortune 500 organizations to translate complex business needs into scalable lending product solutions and successfully drive implementation\.

Business Analyst at Mastercard, Jan 2022 \- Sep 2023 · 1 yr 9 mos, India, • Represented 180 resources for the implementation of open banking products across Australia, Canada, and the US\. • Contributed in\-house automation tools that improved data analysis processes by 90%\. • Streamlined credit underwriting processes, reducing manual work on statement and transaction analysis by 99% a major step towards Digital, paper\-free lending\.

Senior Manager at Azentio Software, Jan 2021 \- Jan 2022 · 1 yr 1 mo, Mumbai, Maharashtra, India, • Spearheaded the implementation of Loan Origination Systems \(LOS\), Loan Management Systems \(LMS\), and Loan Collections \(LC\) across 20\+ countries in 4 different languages\. • Led cash cow projects for major banks, enhancing operational efficiency in Ghana, Nigeria, Kuwait, and more\. • Domain expertise in conventional and Islamic lending banking • Developed comprehensive documentation including Business Requirements Documents \(BRD\) and Functional Specifications Documents \(FSD\) recognized by KPMG audits\. • Led data migration projects and reconciliation of transactions\.

Senior Associate at 3i Infotech Ltd\., Feb 2019 \- Jan 2021 · 2 yrs, Mumbai, Maharashtra, India, • Conducted requirement gathering sessions to align business needs with technical solutions, enhancing project outcomes\. • Configured systems tailored to specific business requirements, resulting in improved operational efficiency\. • Developed comprehensive documentation including FSD, FRDs, and BRDs, facilitating clear communication between stakeholders\. • Acted as a liaison between developers and business teams, driving product and process improvements throughout the project lifecycle\.

Associate at 3i Infotech Ltd\., Feb 2018 \- Feb 2019 · 1 yr 1 mo, Mumbai, Maharashtra, India

Business Student \- Research analyst at AmrutLeela, Mar 2017 \- May 2017 · 3 mos, Mumbai, Maharashtra, India, • Participated in “The Equity Portfolio Management Contest,” enhancing analytical and strategic investment skills\. • Conducted in\-depth research on 25 stocks using advanced strategies like “Triple Moving Average Crossover\.” • Developed projects on equity markets and investment products, contributing to corporate campaigns at AmrutLeela\.

## Education

Master of Business Administration \- MBA, Finance and Financial Management Services, IBS Mumbai

Bachelor of Business Administration \- BBA, Business Administration and Management, General, Khalsa College for Women, Civil Lines

[View the original profile](https://tal.club/meet/samridhi-malhan)

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