---
title: "Saksham Yadav - Product Manager in Bengaluru | Tal"
description: "Meet Saksham Yadav, Product Manager | CSPO based in Bengaluru. AI stack includes claude, gemini, and openai."
image: "https://tal.club/meet/saksham-yadav-1/share-image"
---

# Saksham Yadav on Tal

## Headline

Product Manager \| CSPO

## Location

Bengaluru

## AI stack

claude

gemini

openai

perplexity

## Work experience

Product Manager at Ujjivan Small Finance Bank, Dec 2022 \- Present · 3 yrs 9 mos, Bengaluru, Karnataka, India, Led cross\-functional delivery of remittance and forex initiatives with IT, treasury, compliance, operations, and marketing teams\. Gathered business requirements, prepared BRDs/process notes, supported UAT, and drove go\-live readiness for regulated product launches\. Partnered with technology teams to translate business needs into functional solutions aligned with operational and regulatory requirements\. Defined As\-Is and To\-Be workflows, helping standardize remittance and forex processes across 700\+ branches\. Supported 0→1 launch of retail forex products including FCNR, RFC, and EEFC, covering workflow design, controls, rollout, and GTM execution\. Improved dashboards and digital journeys with tech/design teams to increase visibility into product performance and user engagement\. Used SQL and business analysis methods to improve account openings by 30% MoM and profitability by 35%, while also designing ₹50L/month recurring fee logic\. Delivered high\-impact control and revenue improvements, including ₹10Cr\+ recovery opportunities, and received the Excellence Award \(2025\)

Deputy Manager at IDFC FIRST Bank, Aug 2021 \- Dec 2022 · 1 yr 5 mos, Jodhpur, Rajasthan, India, Achieved 120% of monthly sales targets by matching clients with optimal mortgage products\. Reduced TAT by 3 days by refining application processes and launching the SFDC channel\. Enhanced reporting accuracy and mentored a high\-performing sales team\. Conducted risk analysis with underwriting to deliver the right products to customers

Management Intern at Margdarshak Financial Services Ltd\., Apr 2020 \- Jun 2020 · 3 mos, Lucknow, Uttar Pradesh, India, Designed and implemented innovative frameworks for EMI collections via digital channels during COVID\-19, significantly reducing overall NPA levels\.

Student Intern at Thammasat University, Feb 2017 \- Mar 2017 · 2 mos, Bangkok City, Thailand, Worked on a model to design a Vehicle monitoring system using Raspberry Pi\.

## Education

Master of Business Administration \- MBA, Xavier Institute of Management\(XIM Bhubaneswar\)

Electrical and Electronics, B K Birla Institute of Engineering & Technology, Pilani

[View the original profile](https://tal.club/meet/saksham-yadav-1)

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