Saksham Yadav profile photo 1 on Tal

Saksham Yadav

Product Manager | CSPO

Bengaluru

5+ years of work experience

Ujjivan Small Finance Bank
Dec 20223 yrs 9 mosPresent

Bengaluru, Karnataka, India

Led cross-functional delivery of remittance and forex initiatives with IT, treasury, compliance, operations, and marketing teams. Gathered business requirements, prepared BRDs/process notes, supported UAT, and drove go-live readiness for regulated product launches. Partnered with technology teams to translate business needs into functional solutions aligned with operational and regulatory requirements. Defined As-Is and To-Be workflows, helping standardize remittance and forex processes across 700+ branches. Supported 0→1 launch of retail forex products including FCNR, RFC, and EEFC, covering workflow design, controls, rollout, and GTM execution. Improved dashboards and digital journeys with tech/design teams to increase visibility into product performance and user engagement. Used SQL and business analysis methods to improve account openings by 30% MoM and profitability by 35%, while also designing ₹50L/month recurring fee logic. Delivered high-impact control and revenue improvements, including ₹10Cr+ recovery opportunities, and received the Excellence Award (2025)
IDFC FIRST Bank
Aug 20211 yr 5 mosDec 2022

Jodhpur, Rajasthan, India

Achieved 120% of monthly sales targets by matching clients with optimal mortgage products. Reduced TAT by 3 days by refining application processes and launching the SFDC channel. Enhanced reporting accuracy and mentored a high-performing sales team. Conducted risk analysis with underwriting to deliver the right products to customers
Margdarshak Financial Services Ltd.
Apr 20203 mosJun 2020

Lucknow, Uttar Pradesh, India

Designed and implemented innovative frameworks for EMI collections via digital channels during COVID-19, significantly reducing overall NPA levels.
Thammasat University
Feb 20172 mosMar 2017

Bangkok City, Thailand

Worked on a model to design a Vehicle monitoring system using Raspberry Pi.

Saksham’s AI Stack

claude
claude
gemini
gemini
openai
openai
perplexity
perplexity

Education

Xavier Institute of Management(XIM Bhubaneswar)

Master of Business Administration - MBA

Xavier Institute of Management(XIM Bhubaneswar)

20192 yrs2021
B K Birla Institute of Engineering & Technology, Pilani

Electrical and Electronics

B K Birla Institute of Engineering & Technology, Pilani

20134 yrs2017

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Headline

Product Manager | CSPO

Location

Bengaluru

AI stack

claude

gemini

openai

perplexity

Work experience

Product Manager at Ujjivan Small Finance Bank, Dec 2022 - Present · 3 yrs 9 mos, Bengaluru, Karnataka, India, Led cross-functional delivery of remittance and forex initiatives with IT, treasury, compliance, operations, and marketing teams. Gathered business requirements, prepared BRDs/process notes, supported UAT, and drove go-live readiness for regulated product launches. Partnered with technology teams to translate business needs into functional solutions aligned with operational and regulatory requirements. Defined As-Is and To-Be workflows, helping standardize remittance and forex processes across 700+ branches. Supported 0→1 launch of retail forex products including FCNR, RFC, and EEFC, covering workflow design, controls, rollout, and GTM execution. Improved dashboards and digital journeys with tech/design teams to increase visibility into product performance and user engagement. Used SQL and business analysis methods to improve account openings by 30% MoM and profitability by 35%, while also designing ₹50L/month recurring fee logic. Delivered high-impact control and revenue improvements, including ₹10Cr+ recovery opportunities, and received the Excellence Award (2025)

Deputy Manager at IDFC FIRST Bank, Aug 2021 - Dec 2022 · 1 yr 5 mos, Jodhpur, Rajasthan, India, Achieved 120% of monthly sales targets by matching clients with optimal mortgage products. Reduced TAT by 3 days by refining application processes and launching the SFDC channel. Enhanced reporting accuracy and mentored a high-performing sales team. Conducted risk analysis with underwriting to deliver the right products to customers

Management Intern at Margdarshak Financial Services Ltd., Apr 2020 - Jun 2020 · 3 mos, Lucknow, Uttar Pradesh, India, Designed and implemented innovative frameworks for EMI collections via digital channels during COVID-19, significantly reducing overall NPA levels.

Student Intern at Thammasat University, Feb 2017 - Mar 2017 · 2 mos, Bangkok City, Thailand, Worked on a model to design a Vehicle monitoring system using Raspberry Pi.

Education

Master of Business Administration - MBA, Xavier Institute of Management(XIM Bhubaneswar)

Electrical and Electronics, B K Birla Institute of Engineering & Technology, Pilani

Saksham Yadav - Product Manager in Bengaluru | Tal