---
title: "Sajmal Yousef - Senior Product Manager in Bengaluru | Tal"
description: "Meet Sajmal Yousef, Product @ Cashfree Payments | IIM Bangalore | NIT Calicut | JPMC based in Bengaluru. AI stack includes claude code, claude, and notion."
image: "https://tal.club/meet/sajmal-yousef/share-image"
---

# Sajmal Yousef on Tal

## Headline

Product @ Cashfree Payments \| IIM Bangalore \| NIT Calicut \| JPMC

## About

Senior Product Manager with 6 years of experience\. Built & scaled D2C Checkout vertical at Cashfree Payments  to $100M TPV annually\. Experience building and scaling payments, fintech, and D2C e\-commerce SaaS products from 0→1 and 1→10

## Location

Bengaluru

## AI stack

claude code

claude

notion

openai

replit

Vercel AI SDK

## Work experience

Senior Product Manager at Cashfree Payments, May 2022 \- Present · 4 y 3 mo, On\-site, Started by solving for credit needs, scaling the EMI & BNPL charter 3X in transaction volume by building platform capabilities and API integrations across 15\+ issuers and BNPL players\. Scaled adoption across enterprises like Flipkart, Meesho, and Yatra, while improving payment success rates from 22% to 67%\. Went on to become the founding PM for the D2C VAS charter, owning 0→1 strategy, execution, and growth of a SaaS checkout platform built on top of payments\. Scaled it to 2,000\+ businesses and $150M in annual TPV, building API\-first checkout, payments, offers, and COD orchestration capabilities that drove up to 45% improvement in checkout conversion and reduced COD RTO by 25%\.

Product Management at Amagi Corporation, Apr 2021 \- Jun 2021 · 3 mos, Bangalore Urban, Karnataka, India, \- Formulated strategies to analyze anomalies, 15\+ key metrics , estd\. reduction in SLAs by 20% \- Proposed enhancements,designed 10\+ features for Amagi Analytics, SSAI platform,400\+ clients \- Devised product roadmap, provide hyper\-personalised customer cohorts, improved CPM by 15%

Software Engineer II at J\.P\. Morgan, Jul 2018 \- Jul 2020 · 2 yrs 1 mo, Bengaluru, Karnataka, India, \- Developed AI service engine, 2K\+ corp\. banking clients, reduced email servicing time by 95% \- Enhanced data masking tool,identified & resolved 60\+ security issues , 3L\+ email traffic annually

## Education

MBA, Indian Institute of Management Bangalore

Bachelor of Technology \(BTech\), Computer Science and Engineering, National institute of technology Calicut

[View the original profile](https://tal.club/meet/sajmal-yousef)

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