---
title: "Saiel Kharote - Backend Engineer in Pune District | Tal"
description: "Meet Saiel Kharote, Backend Engineer @ OneCard (FPL Technologies) | Java, Spring Boot, Kafka, AWS | Building Event-Driven Microservices in Fintech | Open to Backend Engineer / Java Developer Roles based in Pune District. AI stack includes claude code, claude, and gemini. Explore public work links i..."
image: "https://tal.club/meet/saiel-kharote/share-image"
---

# Saiel Kharote on Tal

## Headline

Backend Engineer @ OneCard \(FPL Technologies\) \| Java, Spring Boot, Kafka, AWS \| Building Event\-Driven Microservices in Fintech \| Open to Backend Engineer / Java Developer Roles

## About

Backend Engineer with 2 years of experience building event\-driven, multi\-tenant microservices in fintech, currently at OneCard \(FPL Technologies\)\. I design REST APIs and backend services in Java and Spring Boot for core financial workflows serving multiple banking partners — including a multi\-tenant architecture that improved performance consistency by \~40% and a self\-serve test infrastructure platform that cut test cycle time from hours to minutes\. Outside work, I'm building LedgerFlow, a distributed wallet and ledger system, and exploring agent harness engineering — designing the tools, memory, and feedback loops around LLMs to build reliable AI agents\. One thing I find compelling: the right harness design can cut token costs significantly while still delivering top\-tier responses, just by scoping tools to what the task actually needs\. Open to Backend Engineer, Java Developer, and Software Engineer roles\.

## Location

Pune District

## AI stack

claude code

claude

gemini

kiro

claudecode

Amazon Q Developer

## Work experience

Backend Engineer at FPL Technologies, Sep 2024 \- Present · 2 yrs, Pune District, Design and develop backend services and REST APIs in Java and Spring Boot for core financial workflows including onboarding, payments, and account operations, serving multiple banking partners\. Architected a multi\-tenant system with dynamic datasource routing and per\-tenant data isolation, improving performance consistency by \~40% and eliminating noisy\-neighbor issues\. Built event\-driven backend systems using Apache Kafka for real\-time financial event processing, with reliable delivery and fault tolerance\. Led consolidation of a large legacy workflow codebase into a unified Spring Boot\-based engine, improving maintainability and deployment efficiency\. Built an AI\-powered feature enabling natural language querying over internal workflow data, reducing repetitive engineering requests from cross\-functional teams\. Designed and built a self\-serve, ephemeral test infrastructure platform that provisions microservices and dependencies on\-demand, cutting test cycle time by \~80% \(2–3 hrs → \~20 mins\)\. Built a large\-scale API sanity test suite covering end\-to\-end onboarding flows, improving release reliability across multiple banking integrations\. Refactored legacy code, strengthened observability and unit test coverage, reducing issue resolution time by \~30%\.

SDE Intern at iMumz, Jun 2024 \- Sep 2024 · 4 mos, Bengaluru, Contributed to backend development of a wellness platform using Java, Spring Boot, and PostgreSQL\. Built an internal tool for task management, scheduling, and CRM, adopted by a 100\+ member team, from design through deployment\. Implemented authentication and authorization with Spring Security\.

Student Trainee at Stanford University: Code In Place, Apr 2021 \- Aug 2021 · 5 mos, Completed Stanford's introductory CS course \(CS106A\) as part of a global volunteer\-led program

## Education

Software Engineering, Scaler

Bachelor's degree, Savitribai Phule Pune University

## Public links

- github: https://github\.com/SaielKharote
- leetcode: https://leetcode\.com/saielk219

[View the original profile](https://tal.club/meet/saiel-kharote)

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