---
title: "Sai Nikhil - Product Manager - Digital Initiatives in Raichur | Tal"
description: "Meet Sai Nikhil, Product Manager at Tata Capital | HDFC Life | Tapmi’25 | Engineer | Entrepreneur | TAPMI Leadership Club | based in Raichur. AI stack includes claude code, elevenlabs, and gemini."
image: "https://tal.club/meet/sai-nikhil/share-image"
---

# Sai Nikhil on Tal

## Headline

Product Manager at Tata Capital \| HDFC Life \| Tapmi’25 \| Engineer \| Entrepreneur \| TAPMI Leadership Club \|

## About

Currently an MBA candidate at T A Pai Management Institute, specializing in Marketing, with a demonstrated ability to lead and manage teams through roles like Co\-Convener at Antah Prerna: E\-Cell of TAPMI and Member of the Logistics Committee at TAPMI\. Previous experience includes a summer internship at HDFC Pension, contributing to projects leveraging problem\-solving and organizational skills\. Holds an undergraduate degree in Automobile Engineering from Hindustan University, enhancing analytical and technical thinking\. Known for a collaborative approach to project management and team leadership, with a focus on delivering outcomes aligned with organizational goals\.

## Location

Raichur

## AI stack

claude code

elevenlabs

gemini

geminicli

grok

meta

## Work experience

Product Manager \- Digital Initiatives at Tata Capital, Jul 2025 \- Present · 1 yr 2 mos, Mumbai, Maharashtra, India, \* Leading integration of eKYC, CKYC, and reKYC processes into Single LOS – LPP \(TCS\) within the Retail Loan Origination System to strengthen customer onboarding, compliance, and verification workflows\. \* Driving the Pricing Automation initiative to enable end\-to\-end automated pricing decisions with zero manual intervention in approval workflows, improving speed and operational efficiency\. \* Managing the migration and enhancement of the Channel Payout System to ensure seamless payouts, improved process control, and reduced operational dependencies\. \* Overseeing the Productivity Tracking application \(Engage\), enabling performance monitoring and productivity insights through integration with multiple enterprise systems\. \* In my current role, responsible for end\-to\-end Software Development Life Cycle \(SDLC\) activities including BRD preparation, UAT testing, and go\-live support to ensure smooth delivery and business alignment\.

Summer Intern at HDFC Pension, Apr 2024 \- May 2024 · 2 mos, Bengaluru, Karnataka, India, \* Interned at HDFC Pension Management Company, working on the National Pension System \(NPS\) to understand retirement planning products, customer onboarding, and pension fund operations\. \* Conducted market and customer analysis to support pension product awareness and adoption, gaining exposure to regulatory frameworks and long\-term investment planning\. \* Assisted in advisory and client engagement activities, helping individuals evaluate retirement solutions and improving understanding of structured pension schemes\.

Co\-Convener at Antah Prerna\- Entrepreneurship Cell, TAPMI, Mar 2024 \- Mar 2025 · 1 yr 1 mo, Manipal, \* Played a key role in establishing and setting up the Entrepreneurship Cell at TAPMI, driving early\-stage ecosystem development and student engagement in innovation and startups\. \* Led cross\-institutional collaboration across MAHE B\-schools by initiating and coordinating the E\-10 program, strengthening entrepreneurial engagement across the Manipal University network\. \* Actively represented Antah Prerna at multiple entrepreneurship summits by managing stalls and exhibitions, significantly enhancing program visibility and external recognition\. \* Contributed to innovation and research commercialization initiatives by supporting requirement analysis, market benchmarking, competitive analysis, and go\-to\-market scoping for patent\-stage medical and academic projects, enabling transition from ideation to implementation\.

Founder at Golden Indicators, Jun 2021 \- May 2023 · 2 yrs, Chennai, Tamil Nadu, India

Intern at Royal enfield india, Mar 2021 \- Apr 2021 · 2 mos, Raichur, Karnataka, India

## Education

MBA, General, T A Pai Management Institute, Manipal

Automobile Engineering, Hindustan University

[View the original profile](https://tal.club/meet/sai-nikhil)

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