Sai Nikhil profile photo 1 on Tal

Sai Nikhil

Product Manager at Tata Capital | HDFC Life | Tapmi’25 | Engineer | Entrepreneur | TAPMI Leadership Club |

Raichur

4+ years of work experience

Tata Capital
Jul 20251 yr 2 mosPresent

Mumbai, Maharashtra, India

* Leading integration of eKYC, CKYC, and reKYC processes into Single LOS – LPP (TCS) within the Retail Loan Origination System to strengthen customer onboarding, compliance, and verification workflows. * Driving the Pricing Automation initiative to enable end-to-end automated pricing decisions with zero manual intervention in approval workflows, improving speed and operational efficiency. * Managing the migration and enhancement of the Channel Payout System to ensure seamless payouts, improved process control, and reduced operational dependencies. * Overseeing the Productivity Tracking application (Engage), enabling performance monitoring and productivity insights through integration with multiple enterprise systems. * In my current role, responsible for end-to-end Software Development Life Cycle (SDLC) activities including BRD preparation, UAT testing, and go-live support to ensure smooth delivery and business alignment.
HDFC Pension
Apr 20242 mosMay 2024

Bengaluru, Karnataka, India

* Interned at HDFC Pension Management Company, working on the National Pension System (NPS) to understand retirement planning products, customer onboarding, and pension fund operations. * Conducted market and customer analysis to support pension product awareness and adoption, gaining exposure to regulatory frameworks and long-term investment planning. * Assisted in advisory and client engagement activities, helping individuals evaluate retirement solutions and improving understanding of structured pension schemes.
Antah Prerna- Entrepreneurship Cell, TAPMI
Mar 20241 yr 1 moMar 2025

Manipal

* Played a key role in establishing and setting up the Entrepreneurship Cell at TAPMI, driving early-stage ecosystem development and student engagement in innovation and startups. * Led cross-institutional collaboration across MAHE B-schools by initiating and coordinating the E-10 program, strengthening entrepreneurial engagement across the Manipal University network. * Actively represented Antah Prerna at multiple entrepreneurship summits by managing stalls and exhibitions, significantly enhancing program visibility and external recognition. * Contributed to innovation and research commercialization initiatives by supporting requirement analysis, market benchmarking, competitive analysis, and go-to-market scoping for patent-stage medical and academic projects, enabling transition from ideation to implementation.
Jun 20212 yrsMay 2023

Chennai, Tamil Nadu, India

Royal enfield india
Mar 20212 mosApr 2021

Raichur, Karnataka, India

Sai’s AI Stack

claude code
claude code
elevenlabs
elevenlabs
gemini
gemini
geminicli
geminicli
grok
grok
meta
meta

Education

T A Pai Management Institute, Manipal

MBA, General

T A Pai Management Institute, Manipal

20232 yrs2025
Hindustan University

Automobile Engineering

Hindustan University

20184 yrs2022

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Headline

Product Manager at Tata Capital | HDFC Life | Tapmi’25 | Engineer | Entrepreneur | TAPMI Leadership Club |

About

Currently an MBA candidate at T A Pai Management Institute, specializing in Marketing, with a demonstrated ability to lead and manage teams through roles like Co-Convener at Antah Prerna: E-Cell of TAPMI and Member of the Logistics Committee at TAPMI. Previous experience includes a summer internship at HDFC Pension, contributing to projects leveraging problem-solving and organizational skills. Holds an undergraduate degree in Automobile Engineering from Hindustan University, enhancing analytical and technical thinking. Known for a collaborative approach to project management and team leadership, with a focus on delivering outcomes aligned with organizational goals.

Location

Raichur

AI stack

claude code

elevenlabs

gemini

geminicli

grok

meta

Work experience

Product Manager - Digital Initiatives at Tata Capital, Jul 2025 - Present · 1 yr 2 mos, Mumbai, Maharashtra, India, * Leading integration of eKYC, CKYC, and reKYC processes into Single LOS – LPP (TCS) within the Retail Loan Origination System to strengthen customer onboarding, compliance, and verification workflows. * Driving the Pricing Automation initiative to enable end-to-end automated pricing decisions with zero manual intervention in approval workflows, improving speed and operational efficiency. * Managing the migration and enhancement of the Channel Payout System to ensure seamless payouts, improved process control, and reduced operational dependencies. * Overseeing the Productivity Tracking application (Engage), enabling performance monitoring and productivity insights through integration with multiple enterprise systems. * In my current role, responsible for end-to-end Software Development Life Cycle (SDLC) activities including BRD preparation, UAT testing, and go-live support to ensure smooth delivery and business alignment.

Summer Intern at HDFC Pension, Apr 2024 - May 2024 · 2 mos, Bengaluru, Karnataka, India, * Interned at HDFC Pension Management Company, working on the National Pension System (NPS) to understand retirement planning products, customer onboarding, and pension fund operations. * Conducted market and customer analysis to support pension product awareness and adoption, gaining exposure to regulatory frameworks and long-term investment planning. * Assisted in advisory and client engagement activities, helping individuals evaluate retirement solutions and improving understanding of structured pension schemes.

Co-Convener at Antah Prerna- Entrepreneurship Cell, TAPMI, Mar 2024 - Mar 2025 · 1 yr 1 mo, Manipal, * Played a key role in establishing and setting up the Entrepreneurship Cell at TAPMI, driving early-stage ecosystem development and student engagement in innovation and startups. * Led cross-institutional collaboration across MAHE B-schools by initiating and coordinating the E-10 program, strengthening entrepreneurial engagement across the Manipal University network. * Actively represented Antah Prerna at multiple entrepreneurship summits by managing stalls and exhibitions, significantly enhancing program visibility and external recognition. * Contributed to innovation and research commercialization initiatives by supporting requirement analysis, market benchmarking, competitive analysis, and go-to-market scoping for patent-stage medical and academic projects, enabling transition from ideation to implementation.

Founder at Golden Indicators, Jun 2021 - May 2023 · 2 yrs, Chennai, Tamil Nadu, India

Intern at Royal enfield india, Mar 2021 - Apr 2021 · 2 mos, Raichur, Karnataka, India

Education

MBA, General, T A Pai Management Institute, Manipal

Automobile Engineering, Hindustan University