Headline

Product | Business | Growth

About

As a Founder , I've had the opportunity to build our product from 'ZERO to ONE' . I am actively taking multiple roles in product management, marketing, technical sales, engineering and business strategy @WitCurve. My personal and professional experiences have taught me the following : - It takes tremendous amount of consistent efforts, good idea and a great team to build a product - Design and development are as essential to build a product as sales & marketing is to grow business - Relying on gut instinct is good but always seek data for informed decisions - Speaking both tech and business - Constant learning and continuous process improvement Apart from building businesses , I love meeting people and hearing new perspectives . Reach out if you want to talk about emerging tech, new ideas, creating products or anime. Professional Skills: Product Management | User experience(UX) design | Product Analytics | Team Building | Marketing & Pricing analysis | Budgeting & Forecasting | Financial Management | Financial Markets | Strategic Planning | SaaS | Business Development | UPI QR | Payments | Fintech | POS | QR | Banking | Merchant Acquiring | UPI | BBPS | AePS | Merchant Banking | SME

Location

Hyderabad

AI stack

antigravity

claude

codex

elevenlabs

gemini

Work experience

Senior Product Manager at Oportun, Feb 2024 - Present · 2 yrs 10 mos, Hybrid

Product Lead - Digital Payments at AU SMALL FINANCE BANK, Jun 2023 - Feb 2024 · 9 mos, On-site, -Lead the development and implementation of innovative digital payment solutions, specializing in Unified Payments Interface (UPI), BBPS, FasTag, Fund Transfer , UPI QR, Point of Sale (POS), and Payment Gateway technologies. Responsible for driving product strategy, requirements gathering, and ensuring timely delivery of cutting-edge payment products. - Successfully launched a merchant app that revolutionized the way businesses engage with banking services -Played a pivotal role in driving cross-functional collaboration and achieving on-time delivery of critical payment products

Product Head - Merchant Acquiring at AU SMALL FINANCE BANK, Jul 2022 - Jun 2023 · 1 yr, On-site, - Driving digital initiatives/partnerships (OCEN, payment aggregators, digital lending, govt. projects, TASC) for the bank and building merchant solutions through API banking. - Leading cross functional teams of engineers, designers, data science, operations, compliance , risk and governance to build scalable merchant platform and technology that fosters merchant needs to drive businesses.

Product and Communication : Merchant Acquiring at AU SMALL FINANCE BANK, Jul 2021 - Jul 2022 · 1 yr 1 mo, Jaipur, Rajasthan, India, -Transformed traditional onboarding journeys/processes into E2E paperless digital workflows with API validations ensuring STP & minimal human intervention. - Launched QR soundbox, dynamic QR , DLOD/ daily EMI term loan, accounting & other value added solutions catering both banking & business needs under one platform.

Founder & Product head at WitCurve, Apr 2018 - May 2020 · 2 yrs 2 mos, Hyderabad Area, India, WitCurve is an adaptive school management solution catering services to educational institutions(K-12) in a B2B SaaS model offering data driven insightful analytics. Product Head -Defined product positioning, roadmaps & strategy after performing competition analysis and conducting user interviews -Conceptualized and launched mobile & web applications connecting teachers , parents and administrators -Prepared product specifications with use cases, user stories and wireframes prioritizing features based on business impact and resource availability -Managed cross functional teams across Design , Engineering , QA & Business Development -Analyzed key metrics and trends to access/improve functionality & user engagement Business Growth - Responsible for product demonstration and negotiation with clients - Conceptualized and implemented multiple pricing models. - Built professional relationships with enterprises and industry experts - Negotiated and integrated with multiple 3rd party service providers accommodating client requirements - Responsible for financial planning & stakeholder management - Implemented WitCurve in pilot production with multiple clients and streamlined staff training exercise

Manager Financial Planning and Analysis at Sitel, Jun 2016 - Feb 2019 · 2 yrs 9 mos, Mumbai Area, India, -Prepared functional budgets for three consecutive financial years for designated functions -Forecasted and tracked end to end expenses to align with the planned budget -Functionally supported business verticals with flash, early look & other management reporting -Closely worked with leadership/CXO's with their budgets & spends to achieve company targets

Founder at Reeder.in, Jul 2015 - Jun 2016 · 1 yr, IIT Kharagpur, Reeder.in is the hyper-local market place for used books in academic Institutions . Reeder team comprises of voracious readers who empathize with problems faced by modern reader community . We target a niche market of elite people who fall in love with author while reading and those who can see a next generation film running in their mind while reading a novel. www.reeder.in 1) Designed and Developed a self-sustainable business model which rectified traditional Barter system. 2) Founded a team of highly motivated individuals and guided them at every step in making our idea into Reality . 3) Negotiated with vendors inorder to create constant supply to meet our demand . 4) Ideated sales and marketing to publicize reeder.in among student community of IIT KGP.

Education

Integrated Master of Science (MSc), Geology/Earth Science, General, Indian Institute of Technology, Kharagpur

Intern Mediate, Mathematics Physics and Chemistry, narayana junior college