Senior Associate at JPMorganChase | SE3

Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

Bangalore Urban, Karnataka, India

Bengaluru Area, India







Master of Science - MS, Computer Science
Liverpool John Moores University

Postgraduate Diploma, Software Development
International Institute of Information Technology Bangalore
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About Me Passionate Senior Software Engineer with 5 years of experience in transforming complex problems into scalable solutions. Expertise spans Java, Python, and full-stack development, with a strong focus on Spring Boot, Angular, and React. Key Skills: 💻 Microservices: Proficient in designing and building robust, distributed systems that optimize system efficiency and ensure scalability. 🛠️ Unit Testing: Experienced in writing comprehensive unit tests using JUnit and Mockito to maintain code stability and ensure functionality of critical flows. 💡 Ownership: Successfully led and maintained 7+ repositories, consistently ensuring high code quality and reliability. 📎 Startup Experience: Contributed as a core member to multiple startups, developing products from scratch and taking ownership of key features. 📈 Fintech Expertise: Extensive experience integrating with major payment partners like Razorpay, Juspay, and Axis, ensuring seamless financial transactions. 🤖 Automation & Tools: Developed effective load test scripts to streamline workflows and enhance efficiency. 🌐 Frontend Development: Skilled in creating responsive and user-friendly web applications using Vue.js, HTML, CSS, and JavaScript. ☁️ AWS: Expertise in utilizing AWS services to build stable and scalable systems capable of handling high traffic loads. 🚀 Quick Learner: Rapidly adapts to new technologies and changing environments, delivering innovative solutions. 🔄 Adaptability: Proven ability to excel in fast-paced, dynamic environments while managing multiple challenges. Education: Master of Science from Liverpool John Moore's University, UK Post Graduate Diploma in Software Development from IIIT Bangalore Bachelor's in Electronics and Telecommunications Engineering from Jadavpur University
Bangalore Urban
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Senior Associate at JPMorganChase, Nov 2025 - Present · 11 mos, Bengaluru, Karnataka, India
Senior Software Engineer I at Credit Saison India, Apr 2023 - Nov 2025 · 2 yrs 8 mos, Bengaluru, Karnataka, India, Affordable Housing Finance - New Home Loan Product • Led the front-end development using React and Vue.js for critical sections of the affordable home loan platform, building entire user flows from the ground up • Delivered pages for primary/co-applicants, collateral details, and document submission, managing complex logic with numerous data points while ensuring code was readable, robust, and thoroughly tested Branchled Loans - Internal Dashboard For Loans • Developed Unsecured Business Loan Credit Assessment Model with Overview, GST, Scorecard, and PD Form screens, processing 500+ data points via Business Rules Engine • Aggregated data from third-party services like Cibil, Karza, Experian, Perfios and transformed it for accurate credit assessment using Spring Boot Java • Engineered and delivered the DSA Visit App, a comprehensive tool for sales managers with dynamic, role-based dashboard and advanced filtering • Provided timely resolution for critical production issues across diverse portfolio of loan products using AWS and Datadog Collections, A set of microservices to help in the collection process of loan products • Built Repayment API, improving efficiency for 10 business partners, handling 20,000 transactions monthly, supporting multiple loan products, and accommodating a 30% increase in volume • Updated presentment status checks, reduced failure cases by 15%, and improved the bulk download feature for the Presentment Dashboard • Created a wrapper API for Karza GST filing, streamlining the process and reducing manual intervention by 25% • Developed a foreclosure payment link for flexible repayments • Added a feature for Axis BBPS Cheque manual repayments, increasing transaction processing efficiency by 20% • Integrated Juspay as a vendor aggregator for mandate registration and presentments, reducing costs by 15%
Full Stack Developer at Kitabeli, Oct 2021 - Jan 2023 · 1 yr 4 mos, Bangalore Urban, Karnataka, India, Wajual, A Backend Application for Social E-commerce • Developed and implemented features such as incentives, app contests, WA & push notifications for the Kitabeli App and Dashboard, which serve over 20,000 mitras and 200,000 users • Improved app load time by 20% through automation of the product image upload process. • Refined the assignment of coupons and coins to users. • Engineered the beauty category product end-to-end, including developing APIs and algorithms for different app pages and using elastic search to optimize results.
Associate IT Consultant at ITC Infotech, Jun 2019 - Oct 2021 · 2 yrs 5 mos, Bengaluru Area, India, Role Manager, An User Role Management App for Walmart • Led the development of role management app, implementing approval and rejection tracking, permission assignment, and user role management, integrating it with a third-party service and did performance tests. Health and Wellness, Planning App to Automate AOP Process for Walmart • Developed a planning app to streamline the AOP planning process for finance teams and market directors by automating the socialization process. • Implemented sales target editing at the store level, and pending vs submission details and hence improved total turnaround time by 33% Ticketing System Visualizer, A tool for Visualization of Ticketing data • Created a tool for analyzing and visualizing ticketing data to improve SLA management and increase efficiency. • Implemented a tool using ticket logs and data munging techniques, leading to a 30% reduction in per-developer overhead and improved ticket completion times
Master of Science - MS, Computer Science, Liverpool John Moores University
Postgraduate Diploma, Software Development, International Institute of Information Technology Bangalore
github: https://github.com/Sahil-Sonkar