---
title: "Sahil Girdhar - Senior Product Manager in Bengaluru | Tal"
description: "Meet Sahil Girdhar, Senior Product Manager – Payments & Fintech | Booking.com, Walmart, Ola | APMs, BNPL, UPI, PSP Integrations, AI based in Bengaluru. AI stack includes claude code, claude, and lovable."
image: "https://tal.club/meet/sahil-girdhar/share-image"
---

# Sahil Girdhar on Tal

## Headline

Senior Product Manager – Payments & Fintech \| Booking\.com, Walmart, Ola \| APMs, BNPL, UPI, PSP Integrations, AI

## About

I build payment products that make checkout invisible across 35\+ countries, 30\+ currencies\. Over 11 years \(8\.5 in product management\), I've led payments and fintech products at Booking\.com, Walmart, and Ola owning strategy and roadmaps for one of the world's largest alternative payment method \(APM\) portfolios, and shipping products that moved conversion, cut processing costs, and unlocked multi\-million\-euro annual value\. What I've shipped: \- Launched UPI \(India\) and Revolut Pay across 29 countries at Booking\.com \- Rolled out BNPL \(Affirm, Klarna, Afterpay/Clearpay\) across US, EU, and AU for hotels and flights \- Expanded local payment methods \- PIX, Swish, and 10\+ APAC wallets \(PayPay, kakaopay, Grabpay, Shopee pay etc\) \- Launched Apple Pay for Walmart Canada, lifting checkout conversion \- Improved payment conversion for Ola's international markets by launching Paypal and same card multiple account initiatives Under the hood, I've owned the infrastructure that makes this possible: PSP integrations \(Adyen, Braintree, Stripe, Antom, Worldline\), payment routing, cross\-currency settlement, and reconciliation\. I'm an ex\-engineer with an MBA in Finance and CFA Level 1\. Recently, I built a full\-stack travel itinerary product with integrated Stripe payments using AI\-assisted development \(Claude Code, Vercel, Neon\)\. Currently exploring senior product roles in payments and fintech\. Open to conversations: reach me at sahil\.girdhar2190@gmail\.com\.

## Location

Bengaluru

## AI stack

claude code

claude

lovable

## Work experience

Senior Product Manager at Booking Holdings \(NASDAQ: BKNG\), Dec 2022 \- Dec 2025 · 3 yrs 1 mo, Bangalore Urban, \- Owned product strategy and roadmap for alternative payment methods \(APMs\) on Booking\.com across 35\+ countries in EU, US, and APAC \- a multi\-billion\-euro annual GMV portfolio \- Integrated payment methods across 30\+ currencies with global PSPs \(Braintree, Adyen, Stripe, Antom, Worldline\), supporting like\-to\-like and cross\-currency settlement \- Launched UPI in India and Revolut Pay in 29 countries and 20\+ currencies, materially reducing annual processing costs \-Launched BNPL \(Affirm, Klarna, Afterpay, Clearpay\) in US/EU/AU for hotels and flights, unlocking multi\-million\-euro incremental annual value \- Expanded local APMs \(PIX, Swish, 10\+ APAC wallets\), driving significant incremental GMV \- Improved APM utilization through a checkout experience revamp \- Rolled out Apple Pay, Google Pay, and PayPal for Attractions & Insurance verticals

Staff Product Manager at Walmart eCommerce, Jan 2020 \- Dec 2022 · 3 yrs, Bengaluru, \- Drove product strategy and roadmap for the Walmart Canada ecommerce payments platform \- Launched Apple Pay, delivering a meaningful checkout conversion lift \- Launched Walmart Rewards MasterCard installment plans \(BNPL\-style financing\), driving a measurable lift in average order value \- Revamped the Rewards Card application flow to reduce form friction, thus increasing both application volume and approval rates \- Enhanced item discovery for Walmart Mexico's ecommerce catalog, improving add\-to\-cart conversion \- Recognized with Bravo and Team awards

Product Manager at Ola, Oct 2018 \- Dec 2019 · 1 yr 3 mos, Bangalore, \- Led payments product strategy and roadmap for Ola's international markets \(Australia, UK, NZ\) \- Improved payment method conversion by 30% via Same Card Multiple Account feature and PayPal launch \- Cut ride payment defaults by 80% with auto\-collection, auth & capture functionality \- Reduced customer payment issues by 50% via expired card updater, pre\-auth visibility, and descriptor optimization

Product Owner at HCL Technologies, Jun 2017 \- Oct 2018 · 1 yr 5 mos, Bengaluru Area, India, \- Product Owner for an order management platform used by sales and traders for convertible bonds across US, EU, APAC \- Reduced live\-price sourcing TAT by 75% via external pricing system integration \- Delivered full MiFID II compliance ahead of the regulatory deadline \- Awarded Live Wire Award

Application Analyst at Tata Consultancy Services, Dec 2012 \- May 2015 · 2 yrs 6 mos, Bengaluru, \- Automated reconciliations using TLM: \+40% matching rate, saving 120\+ man\-days annually \- Received On The Spot Award and Best Team Award

## Education

Master of Business Administration \(MBA\), Finance, General, SBM \-NMIMS Mumbai

B\.TECH, CSE, Institute of technology and management

[View the original profile](https://tal.club/meet/sahil-girdhar)

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