Headline

Mortgage Broker Support

About

Detail-oriented and highly organized mortgage broker support with over 2 years of experience. Adept at managing complex documentation, ensuring compliance with lender policies, securing competitive interest rates and facilitating smooth loan approvals.

Location

Sydney

Work experience

Mortgage Broker Support at Zinger Finance, Dec 2024 - Present · 1 yr 7 mos, Sydney, New South Wales, Australia, • Research, structure, and manage end-to-end loan applications, from initial assessment through to settlement. • Perform detailed evaluations of clients’ financial positions, including income, assets, liabilities, and borrowing capacity. • Experienced in dealing with clients with up to 15 investment properties under personal name and trust structures. • Interpret complex financial documents for self-employed and entity structures clients and determine loan structures to achieve client outcomes. • Develop tailored finance strategies, ensuring the most tax-effective loan structures to align with client goals. • Proficient in servicing a diverse client base, including PAYG employees, sole traders, companies, and trading trusts. • Calculate the borrowing capacity of the client with multiple lenders to ensure we are getting the best outcome for the client. • Experienced in handling both full documentation (full doc) and alternative documentation (alt doc) loans for self-employed clients. • Skilled in structuring and submitting Self-Managed Super Fund (SMSF) loan applications across a range of lenders. • Conduct comprehensive servicing assessments for both major banks and non-bank lenders. • Regularly work with top-tier lenders including ANZ, NAB, Bankwest, Firstmac, and Resimac.

Mortgage Broker Assistant at SF Capital, Jun 2022 - Nov 2024 · 2 yrs 6 mos, Sydney, New South Wales, Australia, • Work in conjunction with clients and loan applications team to complete living expenses analysis, supporting document collation, application preparation, and loan application. • Liaise with clients throughout the loan application process and keep them up to date with the progress. • Liaise with lenders and their business development managers throughout the application process. • Identify business opportunities by maintaining healthy relationships with internal and external stakeholders. • Negotiate best interest rates for the client with various bank and lenders. • Do Equifax search on the person or entity applying for the loan. • Generate detailed property report from RP Data to provide the property insights to client. • Calculate the minimum monthly loan repayments and provide interest calculations to client to explain things in an easier way.

Education

Bachelor of Commerce - BCom, Delhi University

12th, Non Medical, Delhi public school