Headline

Assistant Vice President @ Axis Bank | Senior Program Management, Portfolio Management

About

Results-driven Product & Program Manager with 16 years of experience delivering large-scale digital transformation programs across banking, oil & gas, and global logistics. Currently driving 5 lending product journeys at Axis Bank as AVP — overseeing ₹1,500 Cr monthly disbursement volume, managing a ₹50 Cr annual budget, and leading a 30+ member cross-functional team. Delivered 100+ API integrations, digitalised KFS & Sanction Letters for all Axis Bank customers PAN India, transformed 3 physical lending journeys to fully digital, and reduced daily production incidents by 80%+ using Dynatrace on AWS with a 2-hour SLA for high-value issues. Proven track record includes clearing $30M in accrual backlog within 4 months and automating invoice processing across 40 countries. Deep expertise in product roadmap ownership, digital transformation, IT governance, vendor management, and senior stakeholder engagement.

Location

Pune/Pimpri-Chinchwad Area

AI stack

antigravity

claude code

cursor

gemini

github copilot

grok

Work experience

Assitant Vice President at Axis Bank, Nov 2021 - Present · 5 yrs 1 mo, India, • Owned end-to-end product lifecycle for 5 lending journeys — Loan Against Securities, Ready Credit, Overdraft against Fixed Deposits, Home Loan, and Auto Loan — supporting a combined disbursement volume of ₹1,500 Cr per month, from product design and roadmap through implementation, customer feedback, and post-launch optimisation. • Architected and delivered 100+ API integrations between Axis eco system and downstream lending systems, owning end-to-end field mapping, data validation, exception handling. • Drove end-to-end KFS & Sanction Letter digitalisation for all Axis Bank customers PAN India — covering both digital and physical customer segments — in compliance with RBI regulatory mandates. Eliminated paper-based KFS and sanction letter issuance, enabling fully digital document delivery across all retail banking products, coordinating legal, compliance, technology, and operations teams to deliver ahead of the regulatory deadline. • Established IT audit and risk assessment frameworks; identified internal control deficiencies and drove closure of 100+ audit findings through policy amendments and process redesign, presenting results to senior stakeholders and external auditors. • Deployed Dynatrace AI-powered production monitoring to detect and prioritise critical incidents in real-time, reducing daily production issues from 10–15 to 2–3 (80%+ reduction). Established and enforced structured SLA-driven TAT framework: 2-hour resolution TAT for high-value customers and high-impact business issues; 3–5 hour TAT for standard issues — with daily customer feedback management ensuring consistent SLA adherence and measurably improved end-to-end customer experience across the digital banking portfolio. • Spearheaded digital adoption by transforming 3 lending journeys from physical to fully digital: Face Authentication, Digital Loan Against Securities, and Digital Overdraft against Fixed Deposits (ODFD) eliminating paper-based processes, reducing customer TAT significantly.

Project Manager/ AM Senior Tax Technology and Transformation at EY, Jan 2020 - Oct 2021 · 1 yr 10 mos, Greater Bengaluru Area, • As a Project Manager Assessed business implications for each project phase and monitored progress to meet deadlines, standards, and cost targets. • Articulated project goals and scope translated business needs into technical terms, prepared detailed work breakdown structures, and instilled shared accountability for achieving project milestones. • Resolved project issues including staffing shortages, tactical matters, scope creep, and divergent business and user needs. • Address and resolve project risks, roadblocks, and obstacles while securing resources to efficiently complete deliverables. • As a Scrum Master Led all sprint planning, sprint reviews, sprint retrospective, and daily scrums • Served as the main point of contact to drive effective communication throughout all project phases • Worked closely with Product Management, Product Owner and Technical Stakeholders to clarify the schedule, status and details of each project. • Understanding of incremental delivery and the value of metrics including backlog tracking, burn down metrics, acceptance criteria, velocity, and task definition • Able to facilitate the effective breakdown of epics into user stories, to attain high levels of sprint velocity within corporate constraints, to plan and execute against sprint roadmaps • Work with the Product Owner/Business team in effective Pre-PI Planning. • As a Business Analyst Handling different projects related to Tax/Transformation & Technology, where my role is to gather the requirement in a proper way and document it for the stakeholders. • Ensure proper risk and information security management is performed at the program and project levels • Ability to analyze and document business requirements (BRD, FSD), deep understanding of Software development life cycles (e.g. Waterfall,Agile, DevOps) • Understanding business requirements and translate these requirements to meaningful documentation (AS IS, TO BE), identifying GAPs, solutions, and FS creation

IT Business Analyst (P2P & R2R) & Consultant- SAPECC and Lawson at Schlumberger, May 2017 - Jan 2020 · 2 yrs 9 mos, Pune Area, India, 1 Provide Global L2 Support for P2P & R2R, understanding business requirements (AS IS, TO BE), identifying GAPs, solutions, and FS creation 2 Well versed with the Waterfall methodology 3 Working in Agile methodology and Scrum Framework 4 Participate in SPRINT Planning, Daily SCRUM, Sprint Review, Sprint Retrospective & Product Backlog Refinement 5 Preparation of Business Requirement documentation (BRD) for new enhancement and DB fix queries. 6 Clearing the P2P & R2R errors every month for final closure of the modules by ops team 7 Interface error resolution and monitoring support for the Financial Flows 8 Identified all the Intercompany issues for the SAP to LAWSON flow and reduced the disconnect of Invoice Issues, cleared 30M in accrual within 4 months by resolving the issues 9 Invoice Sharing for 40 Countries where it has increased the efficiency and reduced the manual work for the users 10 GST project implementation for India 11 SCF (Supply Chain Finance) Globally – stabilized and automated the process 12 End to End Interface Implementation for 2 financial flows 13 Evaluates, designs, executes, measures, monitors and controls Lawson procure to pay business processes. 14 Works with KL and Houston Finance Hubs to introduce improvements and process efficiencies to the Lawson P2P processes 15 SAPECC Accrual Program automated for Intercompany team to accrue the GOLD & NON-GOLD invoices which don't hit to AP GL in Lawson 16 ITT POC Legacy - Design, build, test and implement the Lawson FMT and FAT interfaces to and from the new SAP ECC 17 Lawson legacy support for the ITT data conversion team 18 Hypercare Support during SAP Go Live 19 Involved in Legacy SAP NAM migration to SAP ECC 20 Involved in Data migration, field to field mapping and testing 21 Handled SLB IT SOX Audit for Lawson and Legacy SAP

IT FINANCE TRANSFORMATION at Schlumberger, May 2017 - Jan 2020 · 2 yrs 9 mos, Pune Area, India,  Work closely with clients to understand their key concerns and shaping the Innovation roadmap Leading the Innovation agenda for clients  Deliver and execute on Innovation roadmap working with various capabilities  Lead various aspects of F&A Innovation journey and the assessment of project requirements and deliverables to identify the best solution for clients  Strategic thinking and development of new solutions and products  Lead client visits across various Innovation centers  Lead project delivery, client conversation and manage stakeholders on the project both internal and external  Drive continuous improvement capability with regards to methodology, tools, practices, and maturity  Lead the team of experienced resources and direct/guide teams on project executions as per planned timelines  ITT POC Legacy - Design, Build, Test and Implement the Lawson FMT and FAT interfaces to and from the new SAP ECC  Lawson legacy support for the ITT design team. Helping the team to understand the current legacy processes  Lawson legacy support for the ITT data conversion team. Helping the team with mapping legacy data to the new SAP ECC data structure.  Strong Knowledge on IDOC, Interfaces, and Enhancements  Hypercare Support during SAP Go Live (Ecuador, MI NAM, and NAM Manufacturing Centers).  Involved in Legacy SAP NAM migration to SAP ECC, SAP NAM PC1 data cleansing and R2.4 cutover planning.  Involved in Data migration, field to field mapping, testing for LAWSON GOLD HUB Migration to SAPECC.  SAP ITT migration – successfully executed the SAP SIT R2.2, R2.3 & R2.4.

Internal Auditor at Schlumberger, May 2017 - Jan 2020 · 2 yrs 9 mos, Pune Area, India, • Involved in impact analysis on the ITT SAP data through a few reporting interfaces. • Assist auditors in annual SOX system audit by providing system audit specific requirement • Handled Audit for SAP NAM, Lawson, and Oracle ERP. • Handled SOX/SOC audit, IT Governance Audit, and Internal Audit. • Experience in Data analytics and insights derived from it can make internal audit more • efficient and exhaustive • Experience in internal audit integrates with other two lines of defense which are • Opportunity to get exposure to workflows that Auditors use and Life cycle of Audits • Compliance risk and operational risk

Financial Planning and Analysis Specialist at Flex, Sep 2014 - May 2017 · 2 yrs 9 mos, Pune Area, India, 1 Coordinate and Set-up a call with corporate team to resolve any issue, also preparing and providing information as and when required. 2 Financial supplier group and financial customer group Creation 3 Preparation of Requirement Document, BP Code Creation as per the requested by site or any new project 4 Project Set Up once new project is coming within the process. 5 Coordinate and Set-up a call with corporate & technical team to resolve any issue, also preparing and providing information as and when required. 6 Fix Inter-company Variance and do follow-up with respective team/counterpart. 7 New Project set up with end to end implementation. 8 Handling all process related technical issue within team and raising request to technical team and resolved the issue during month end closing 9 Prepare month end checklist and share within the team for completing monthly activities within timeline. Maintained KPIs within team 10 Reporting to site as per MEP code wise 11 Handled US GAAP Audit, Local GAAP, SOX audit and audit queries. 12 Migrated 144 GL activity successfully with end to end implementation for whole project.

Internal Auditor at Flex, Sep 2014 - May 2017 · 2 yrs 9 mos, Pune Area, India, • As a Pilot batch successfully migrated Finance process from Chennai to Pune location • Handled US GAAP Audit and Local GAAP • Handled SOX/SOC/ICFR Audit, Internal Audit, and Audit queries • Co-ordination of various process control exercises of the organization with external Auditors and Corporate Headquarters • New Project set up with an end to end implementation. • Project Set-Up once the new project is coming within the process. • Migrated 144 GL activity successfully with end to end implementation for the whole project.

Financial Process Specialist at Maersk Global Service Centres, Mar 2010 - Sep 2014 · 4 yrs 7 mos, Pune Area, India, 1 Vendor Reconciliation & Mobile Vendor Reconciliation – to match the amounts booked in SAP and amounts in statement and reconcile it accordingly 2 Service Tax & TDS – Taxation part for INDIA, Calculation of liability which is supposed to pay to Government, Quarterly Return Filling, Return Revise. 3 Cenvat & Reconciliation – reporting input VAT (CENVAT) report from SAP R\3 and output VAT accounted for the month to the tax team for evaluation and payment. 4 Asset Creation and Sale – Creating new asset in SAP keeping records and their sale, maintenance etc. 5 Management Fees & Admin Cost Allocation – cost recoveries by agencies from other division 6 Salary Posting- done as per details received by HR department performing certain check points and its GL recon. 7 Amortization – passing entries and its GL recon. 8 Cost Centre Analysis – analyse the expense as per location, function, owner and source. 9 P & L Scheduling – Scheduling of GL as per entries 10 Balance Sheet Scheduling- Reconciliation of 27 GLs done after Period End reconciling it on monthly basis. 11 Intercompany reconciliation – reconcile the balances between two entities, follow up with the party. 12 Configuration of GL, AP, and RECO. Especially in configuration of - Company/ Company code Fiscal Year, Posting Periods & Field Status Variants 13 Reset and Reverse document in period closing. 14 Handling of In House Banks (IHB), Sub Bank Accounts and Interest for Customers 15 Day End Books closing for the cluster 16 Follow-up with the country and other teams for closing monthly remote-control findings from BCO (internal audit

Education

PGP in Finance, Finance, MIT college of management