---
title: "Rupali Singh - Financial Crime Analyst-Fraud Operations in Greater Melbourne Area | Tal"
description: "Meet Rupali Singh, Senior AML Analyst | Financial Crime & Transaction Monitoring | KYC, CDD/ECDD | Financial Risk & Compliance Analyst | High-Risk Customers based in Greater Melbourne Area. AI stack includes codex and opencode."
image: "https://tal.club/meet/rupali-singh/share-image"
---

# Rupali Singh on Tal

## Headline

Senior AML Analyst \| Financial Crime & Transaction Monitoring \| KYC, CDD/ECDD \| Financial Risk & Compliance Analyst \| High\-Risk Customers

## About

Results\-driven AML and Financial Crime professional with 5\+ years of experience across Australian banking and remittance sectors, now resuming my career following a post\-maternity break\. Extensive expertise in transaction monitoring, high\-risk customer reviews, KYC, CDD/ECDD, AUSTRAC reporting, and regulatory compliance, with a strong track record of delivering high\-quality outcomes and earning performance recognition\. Hands\-on experience with AML platforms including World\-Check and Equifax, and a proven ability to investigate complex financial crime typologies, assess ML/TF risks, and deliver regulator\-ready results within strict SLAs\. A strong communicator, mentor, and proactive team contributor with exceptional attention to detail

## Location

Greater Melbourne Area

## AI stack

codex

opencode

## Work experience

Financial Crime Analyst\-Fraud Operations at ING Australia, May 2026 \- Present · 4 mos, Remote

AML Analyst at Hays \(Commonwealth Bank of Australia \), Jul 2024 \- Apr 2026 · 1 yr 10 mos, Sydney, New South Wales, Australia, • Performed end\-to\-end CDD investigations across Transaction Monitoring, KYC, and High\-Risk Customer portfolios in line with CBA policies and Australian AML/CTF legislation\. • Executed in\-depth customer due diligence for new clients, ensuring accurate identity verification and thorough beneficial ownership assessments\. • Identified and escalated high\-risk cases and complex queries to Senior Advisors for further review and guidance\. • Clearly documented investigation outcomes to facilitate audit and regulatory review processes • Conducted detailed customer profiling including employment, business activity, Source of Funds \(SOF\), Source of Wealth \(SOW\), and flow of funds analysis\. • Assessed ML/TF, sanctions, PEP, and reputational risks, providing clear recommendations within agreed risk appetite\. • Utilised internal banking systems, World\-Check, and open\-source intelligence to support investigations\. • Assisted in compiling performance and compliance metrics for management and stakeholder reporting\. • Maintained strict confidentiality, data integrity, and quality standards while managing high case volumes\. • Investigated 20\-30\+ alerts weekly while maintaining >98% QA pass rate\.

2nd Line of Defence – Transaction Monitoring Analyst at Momenta \(ING\), Feb 2023 \- Jun 2024 · 1 yr 5 mos, Sydney, New South Wales, Australia · Hybrid, • Conducted comprehensive screening and analysis of Politically Exposed Persons \(PEPs\), sanctions, and adverse media—covering risks such as money laundering, terrorism financing, corruption, fraud, and tax evasion etc, —in relation to client profiles\. • Examined and verified documentation to ensure adherence to regulatory requirements and internal policies\. • Analyze customer profiles including employment, Source of Funds \(SOF\), Source of Wealth \(SOW\), and flow of funds\. • Identify suspicious activity related to money laundering, fraud, terrorism financing, and sanctions breaches\. • Investigate and report suspicious transactions by drafting and escalating SARs appropriately\. • Utilize AML systems including Equifax and World\-Check for enhanced due diligence and screening\. • Ensure strict adherence to internal AML/CTF policies, procedures, and regulatory requirements\. • Maintain confidentiality and data security throughout all investigations\. • Provide mentoring, training, and ongoing support to team members\.

Senior Financial Crime Analyst at Momenta \(ING\), Oct 2021 \- Feb 2023 · 1 yr 5 mos, Sydney, New South Wales, Australia · Hybrid, • Performed comprehensive ECDD reviews including re\-reviews, transaction monitoring, and KYC response assessments\. • Reviewed and recommended outcomes for Group High\-Risk Customers in line with Group Risk Appetite\. • Conducted in\-depth investigations into ML/TF, sanctions, PEP, and reputational risks\. • Maintained comprehensive and accurate compliance records of risk assessments, including developing, updating, and distributing AML/CTF policies and procedures as required\. • Improved case turnaround time by \~5% through cross\-team collaboration\. • Utilized internal banking platforms, World\-Check, open\-source intelligence, and external databases\. • Assess and document risk profiles, escalating high\-risk findings in accordance with policy\. • Reviewed analyst work to ensure enhanced due diligence standards were consistently met\. • Investigated complex customer structures and linked counterparties\. • Conducted thorough investigations using internal databases, client profiles, and third\-party tools\. • Created and processed customer exit and termination cases upon approval\. • Supported inbox management, discrepancy resolution, and workflow optimization\. • Delivered training and guidance to analysts to improve productivity and quality\. • Supported the coordination and oversight of daily AML and CDD operational workflows to ensure timely and compliant processing\.

Transaction Processing Analyst at Accenture, Mar 2021 \- Nov 2021 · 9 mos, Sydney, New South Wales, Australia, • Conducted KYC due diligence on existing non\-individual clients\. • Requested, reviewed, and verified customer documentation\. • Performed analytical risk assessments and escalated suspicious activity\. • Maintained accurate and comprehensive customer records\. • Communicated with relationship managers and internal stakeholders to obtain KYC information\. • Monitored client activity to identify unusual or high\-risk transactions\.

Anti\-Money Laundering Specialist at Hays \(Citi bank\), Nov 2020 \- Mar 2021 · 5 mos, Sydney, New South Wales, Australia, • Completed transaction monitoring alerts across retail, card, and high\-risk customer segments\. • Performed AML/KYC reviews for corporates, trusts, and investment funds across APAC regions\. • Actioned sanctions escalations and liaised with FIU teams\. • Worked closely with relationship managers and compliance stakeholders\. • Assisted with AML projects, audits, and remediation activities\.

## Education

Master's degree, Business Administration and Management, General, Macquarie Business School

Bachelors of Engineering, Electronics and Telecommunication, MGM College of engineering and technology

[View the original profile](https://tal.club/meet/rupali-singh)

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