Headline

Product Owner / Senior Business Systems Analyst | 13+ yrs in Banking & Financial Services (Regulatory Reporting, Payments, Fraud, Digital Banking) | Agile | MBA + B.Tech | People Management

About

Product Owner with 13+ years of experience in Banking & Financial Services, specializing in product management, regulatory reporting, and end-to-end delivery of enterprise platforms. Proven track record as sole APAC operations point-of-contact for a leading Canadian bank, managing releases, incidents, and change requests across APAC, EMEA, and North America time zones. Skilled in modernizing legacy mainframe applications to Java-based microservices, driving risk-free migrations, and aligning technology roadmaps with regulatory and business objectives. Experienced in Agile/Scrum, backlog prioritization, user story definition, and UAT sign-off, with strong stakeholder management and cross-functional collaboration skills. Deep BFS domain expertise in payments, authorization, fraud detection, and web security, backed by hands-on Java/J2EE, APIs, SQL/NoSQL, and tools such as JIRA, Confluence, ServiceNow, Git, CI/CD, SVN, and Harvest. MBA in International Trade Management with leadership exposure at TCS, Oracle, PayU (Wibmo), and Cognizant, seeking leadership roles in Product Ownership, Business Analysis, Delivery/Project Management, or Client Relationship Management. 🌍 Open to onsite/global opportunities in Product Ownership and Project Management and higher leadership roles within diverse sectors and industries in India and abroad.

Location

Bengaluru

AI stack

claude

gemini

github copilot

n8n

perplexity

ChatGPT

Work experience

Product Owner at Tata Consultancy Services, Jun 2022 - Present · 4 yrs 3 mos, Bengaluru, Karnataka, India, • Acting as the sole Product Owner managing operations for a leading Canadian bank’s regulatory reporting requirements across the APAC region. • End-to-end responsibility for ensuring accuracy, compliance, and timely delivery of regulatory reports in line with Canadian banking standards. • Collaborating with global stakeholders (Canada, APAC, Europe) to gather requirements, resolve issues, and streamline reporting processes. • Driving process improvements and automation initiatives to reduce manual interventions and improve efficiency of regulatory submissions. • Supporting cross-functional teams to align product deliveries with regulatory and compliance frameworks, ensuring risk-free operations. • Leveraging Agile/Scrum methodologies to manage product backlog, prioritize critical enhancements, and deliver value-driven outcomes.

Senior Software Engineer at PayU, Apr 2019 - May 2022 · 3 yrs 2 mos, Bengaluru, Karnataka, India

Applications Developer2 at Oracle, Aug 2017 - Apr 2019 · 1 yr 9 mos, Bengaluru, Karnataka, India

Associate at Cognizant Technology Solutions, Jul 2016 - Aug 2017 · 1 yr 2 mos, Kolkata, Bangalore

Programmer Analyst at Cognizant Technology Solutions, Apr 2014 - Jun 2016 · 2 yrs 3 mos, KOLKATA

Programmer Analyst Trainee at Cognizant Technology Solutions, Apr 2013 - Apr 2014 · 1 yr 1 mo, Kolkata

Winter Trainee for 2 weeks at Durgapur Steel Plant, Dec 2010 - Jan 2011 · 2 mos

Education

Master of Business Administration - MBA, International Business/Trade/Commerce, NMIMS Global

Bachelor's degree, Electronics and Instrumentation Engineering, West Bengal University of Technology, Kolkata