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Rudra Narayan Garnaik

Application Architect | IT Security Specialist | Digital Transformation | Banking | Retail | OpenShift, AWS, Azure, GCP | Cyber Security Technologies

Charlotte Metro

10+ years of work experience

Bank of America
May 20264 mosPresent

Charlotte, NC

At Bank of America, I specialized in securing banking applications through advanced IT security measures, including Identity and Access Management (IAM) and Single Sign-On (SSO). My role involved implementing comprehensive security protocols, conducting audits, and developing risk-based authentication strategies to protect sensitive information and ensure compliance with industry standards.
Staples
Apr 20251 yr 1 moApr 2026

Lead Java Microservices Engineer responsible for architecting and delivering a scalable, secure, cloud-native 3PL retail fulfillment platform for the Fulfill by Staples initiative. Designed an event-driven microservices architecture handling order orchestration, inventory synchronization, shipping, and returns across multiple retail clients, processing high-volume transactions with low latency. Led backend development using Java and Spring Boot, integrating seamlessly with external systems such as Pipe17 via resilient, asynchronous APIs. Leveraged SQL and NoSQL databases for optimized data modeling and throughput, while enforcing SOLID principles and implementing fault-tolerant patterns (Circuit Breaker, retries) to ensure system reliability. Established API security using OAuth2/JWT and service-to-service authentication, and enabled end-to-end observability through logging, metrics, and distributed tracing. Provided technical leadership, defined architecture standards, and drove CI/CD and automation to ensure high-quality, scalable, and maintainable fulfillment systems.
Staples
Dec 20223 yrs 5 mosApr 2026

At Staples LMD, I led the architecture and delivery of the Last Mile Delivery - Sortation platform, designing a secure, scalable, cloud-native event-driven microservices system processing millions of events per hour. I built and optimized the sortation domain, integrating backend services with mobile and web applications via RESTful and asynchronous APIs. Leveraging both SQL and NoSQL databases, I ensured high performance and resilience, while enforcing SOLID principles and implementing fault-tolerant patterns such as Circuit Breaker. I established robust API security using OAuth2/JWT and service-to-service authentication, and enabled observability through centralized logging, metrics, and distributed tracing (Prometheus, Grafana, New Relic, Splunk). Additionally, I drove cloud cost optimization and collaborated across product, operations, and QA teams to implement CI/CD and automation, ensuring reliable and efficient delivery.
Lowe's Companies, Inc.
Dec 20193 yrs 1 moDec 2022

Charlotte Metro

At Lowe’s Companies, I contributed to the Enterprise Pricing platform by designing and enhancing scalable, cloud-native pricing services that supported dynamic price optimization across channels. I implemented event-driven microservices architecture to handle high-volume price updates and promotional workflows with high accuracy and low latency. Leveraging SQL/NoSQL data stores, I ensured efficient data processing and consistency across end-to-end pricing flows. I built secure and resilient APIs using OAuth2/JWT-based authentication, applied SOLID principles, and integrated fault-tolerant patterns such as Circuit Breaker to maintain system stability. Additionally, I enabled observability through logging, metrics, and tracing, and collaborated with product and business teams to deliver data-driven pricing recommendations, significantly improving pricing accuracy and operational efficiency.
Billtrust
Aug 20172 yrs 5 mosDec 2019

Greater New York City Area

Led the design and delivery of a scalable, secure, cloud-native credit financial platform for Credit2B (Billtrust), focused on credit risk evaluation, scoring, and financial decisioning for enterprise clients including PepsiCo. Architected a microservices-based, event-driven system processing millions of financial transactions monthly, enabling real-time credit scoring, decisioning, and dynamic credit limit management—improving credit approval accuracy by ~25% and reducing decision latency by ~40%. Delivered end-to-end full-stack solutions, building backend services using Java and Spring Boot and integrating with modern web/mobile interfaces via RESTful and asynchronous APIs. Leveraged SQL and NoSQL databases to efficiently manage credit data, scoring models, and transactional consistency at scale. Implemented secure APIs using OAuth2/OIDC, JWT-based authentication, and RBAC, ensuring compliance with enterprise financial security standards. Applied SOLID principles and resilience patterns (Circuit Breaker, retries) to achieve 99.9%+ system availability. Enabled observability through centralized logging, metrics, and distributed tracing, reducing incident resolution time by ~30%. Collaborated closely with executive leadership and business stakeholders, successfully delivering the platform for large enterprise clients like PepsiCo, while mentoring engineers, conducting design reviews, and driving engineering excellence across the team.
Equifax
May 20161 yr 4 mosAug 2017

Greater Atlanta Area

At Equifax, I led the design and development of scalable, secure credit decisioning and financial platforms, enabling real-time credit risk evaluation and seamless B2B data integration for enterprise clients such as USPS and Verizon. I architected event-driven, microservices-based systems to process high-volume credit bureau data and decisioning workflows, improving response times by ~35% and significantly increasing system throughput. I built end-to-end solutions using Java and Spring Boot, integrating with external data providers via secure RESTful and asynchronous APIs, while leveraging SQL and NoSQL databases to ensure high performance, data consistency, and accuracy at scale. I strengthened platform security by implementing OAuth2/OIDC, JWT-based authentication, and RBAC, ensuring compliance with financial and regulatory standards. By applying SOLID principles and resilience patterns, I achieved 99.9%+ availability and fault tolerance. I also enabled observability through centralized logging, metrics, and distributed tracing, reducing incident resolution time by ~30%. Collaborating closely with cross-functional teams, I ensured high-quality delivery, mentored engineers, and drove engineering best practices—resulting in improved system reliability and enhanced customer satisfaction.

Rudra’s AI Stack

antigravity
antigravity
opencode
opencode

Education

Symbiosis institute of Management Studies

Post Graduate, Information Technology

Symbiosis institute of Management Studies

20092 yrs2011
Biju Patnaik University of Technology, Odisha

BE, Computer Sc. & Engineering

Biju Patnaik University of Technology, Odisha

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Headline

Application Architect | IT Security Specialist | Digital Transformation | Banking | Retail | OpenShift, AWS, Azure, GCP | Cyber Security Technologies

About

Working in Global Information Security, I focus on Cybersecurity and IAM solutions using Ping Identity, PingFederate, and Spring Boot. My role includes corporate user authentication and authorization, Risk-Based Authentication (RBA), access security, and AI Security Guardrails to strengthen enterprise security and support Zero Trust initiatives. Passionate about building scalable, resilient, and intelligent platforms, I am a Staff / Lead Software Engineer with two decades of experience architecting mission-critical systems across payments, credit & financial services, and large-scale retail platforms. I specialize in cloud-native Java ecosystems, microservices, reactive systems, and event-driven architectures that power high-throughput, low-latency enterprise workloads. Across my career, I’ve delivered impactful solutions for global organizations spanning Visa payments platforms, Kaplan payment integrations, Equifax decision systems, Billtrust credit platforms, Lowe’s enterprise pricing engines, and Staples’ last-mile delivery and fulfillment ecosystems. I thrive at the intersection of deep technical execution and platform strategy—driving modernization, reliability, AI adoption, and long-term scalability. I consistently champion operational excellence through strong observability, distributed tracing, incident management, and performance engineering—reducing MTTR, improving availability, and enabling data-driven optimization across cloud cost, throughput, and system health. Some of my core strengths include: • Distributed Systems & Platform Architecture – Event-driven, reactive, cloud-native microservices • Staff-Level Technical Leadership – Platform vision, mentoring, cross-org influence • Cloud & DevOps – AWS, Azure, GCP, Kubernetes, Terraform, CI/CD automation, Jenkins, GitHub Actions • Payments & Credit Systems – Secure transaction processing, IAM, financial data platforms • Retail & Supply Chain Tech – Pricing engines, fulfillment, last-mile delivery • Observability & Reliability – OpenTelemetry, Splunk, New Relic, SLO/SLA design • AI & Agentic Systems – LLM, RAG, MCP, Spring AI, LangChain4J, multi-agent orchestration, AI-driven chatbots, predictive analytics • IAM & Cyber Security– OAuth2, Forgerock, Ping Fed As a results-driven technologist, I enjoy tackling complex enterprise challenges, shaping next-generation platforms, and helping organizations unlock business value through cloud modernization and applied GenAI. Let’s connect to talk about payments innovation, retail platforms, distributed systems, or enterprise GenAI strategy 🚀

Location

Charlotte Metro

AI stack

antigravity

opencode

Work experience

Software Architect | IT Security Specialist at Bank of America, May 2026 - Present · 4 mos, Charlotte, NC, At Bank of America, I specialized in securing banking applications through advanced IT security measures, including Identity and Access Management (IAM) and Single Sign-On (SSO). My role involved implementing comprehensive security protocols, conducting audits, and developing risk-based authentication strategies to protect sensitive information and ensure compliance with industry standards.

Lead Software Engineer at Staples, Apr 2025 - Apr 2026 · 1 yr 1 mo, Lead Java Microservices Engineer responsible for architecting and delivering a scalable, secure, cloud-native 3PL retail fulfillment platform for the Fulfill by Staples initiative. Designed an event-driven microservices architecture handling order orchestration, inventory synchronization, shipping, and returns across multiple retail clients, processing high-volume transactions with low latency. Led backend development using Java and Spring Boot, integrating seamlessly with external systems such as Pipe17 via resilient, asynchronous APIs. Leveraged SQL and NoSQL databases for optimized data modeling and throughput, while enforcing SOLID principles and implementing fault-tolerant patterns (Circuit Breaker, retries) to ensure system reliability. Established API security using OAuth2/JWT and service-to-service authentication, and enabled end-to-end observability through logging, metrics, and distributed tracing. Provided technical leadership, defined architecture standards, and drove CI/CD and automation to ensure high-quality, scalable, and maintainable fulfillment systems.

Lead Software Engineer at Staples, Dec 2022 - Apr 2026 · 3 yrs 5 mos, At Staples LMD, I led the architecture and delivery of the Last Mile Delivery - Sortation platform, designing a secure, scalable, cloud-native event-driven microservices system processing millions of events per hour. I built and optimized the sortation domain, integrating backend services with mobile and web applications via RESTful and asynchronous APIs. Leveraging both SQL and NoSQL databases, I ensured high performance and resilience, while enforcing SOLID principles and implementing fault-tolerant patterns such as Circuit Breaker. I established robust API security using OAuth2/JWT and service-to-service authentication, and enabled observability through centralized logging, metrics, and distributed tracing (Prometheus, Grafana, New Relic, Splunk). Additionally, I drove cloud cost optimization and collaborated across product, operations, and QA teams to implement CI/CD and automation, ensuring reliable and efficient delivery.

Senior Software Engineer at Lowe's Companies, Inc., Dec 2019 - Dec 2022 · 3 yrs 1 mo, Charlotte Metro, At Lowe’s Companies, I contributed to the Enterprise Pricing platform by designing and enhancing scalable, cloud-native pricing services that supported dynamic price optimization across channels. I implemented event-driven microservices architecture to handle high-volume price updates and promotional workflows with high accuracy and low latency. Leveraging SQL/NoSQL data stores, I ensured efficient data processing and consistency across end-to-end pricing flows. I built secure and resilient APIs using OAuth2/JWT-based authentication, applied SOLID principles, and integrated fault-tolerant patterns such as Circuit Breaker to maintain system stability. Additionally, I enabled observability through logging, metrics, and tracing, and collaborated with product and business teams to deliver data-driven pricing recommendations, significantly improving pricing accuracy and operational efficiency.

Technical Lead/Sr. Developer at Billtrust, Aug 2017 - Dec 2019 · 2 yrs 5 mos, Greater New York City Area, Led the design and delivery of a scalable, secure, cloud-native credit financial platform for Credit2B (Billtrust), focused on credit risk evaluation, scoring, and financial decisioning for enterprise clients including PepsiCo. Architected a microservices-based, event-driven system processing millions of financial transactions monthly, enabling real-time credit scoring, decisioning, and dynamic credit limit management—improving credit approval accuracy by ~25% and reducing decision latency by ~40%. Delivered end-to-end full-stack solutions, building backend services using Java and Spring Boot and integrating with modern web/mobile interfaces via RESTful and asynchronous APIs. Leveraged SQL and NoSQL databases to efficiently manage credit data, scoring models, and transactional consistency at scale. Implemented secure APIs using OAuth2/OIDC, JWT-based authentication, and RBAC, ensuring compliance with enterprise financial security standards. Applied SOLID principles and resilience patterns (Circuit Breaker, retries) to achieve 99.9%+ system availability. Enabled observability through centralized logging, metrics, and distributed tracing, reducing incident resolution time by ~30%. Collaborated closely with executive leadership and business stakeholders, successfully delivering the platform for large enterprise clients like PepsiCo, while mentoring engineers, conducting design reviews, and driving engineering excellence across the team.

Technical Lead at Equifax, May 2016 - Aug 2017 · 1 yr 4 mos, Greater Atlanta Area, At Equifax, I led the design and development of scalable, secure credit decisioning and financial platforms, enabling real-time credit risk evaluation and seamless B2B data integration for enterprise clients such as USPS and Verizon. I architected event-driven, microservices-based systems to process high-volume credit bureau data and decisioning workflows, improving response times by ~35% and significantly increasing system throughput. I built end-to-end solutions using Java and Spring Boot, integrating with external data providers via secure RESTful and asynchronous APIs, while leveraging SQL and NoSQL databases to ensure high performance, data consistency, and accuracy at scale. I strengthened platform security by implementing OAuth2/OIDC, JWT-based authentication, and RBAC, ensuring compliance with financial and regulatory standards. By applying SOLID principles and resilience patterns, I achieved 99.9%+ availability and fault tolerance. I also enabled observability through centralized logging, metrics, and distributed tracing, reducing incident resolution time by ~30%. Collaborating closely with cross-functional teams, I ensured high-quality delivery, mentored engineers, and drove engineering best practices—resulting in improved system reliability and enhanced customer satisfaction.

Education

Post Graduate, Information Technology, Symbiosis institute of Management Studies

BE, Computer Sc. & Engineering, Biju Patnaik University of Technology, Odisha