Rohit Sajwan

2+ years of work experience

Mar 20242 yrs 2 mosApr 2026

On-site

The ongoing oversight of customer transactions to identify patterns that are suspicious or inconsistent with a customer's known profile. It is a core component of an effective Anti-Money Laundering (AML) framework. Key Responsibilities: Alert Investigation: Reviewing system-generated alerts to identify potential money laundering, terrorist financing, or fraud. Typology Detection: Recognizing complex red-flag patterns such as "structuring" (breaking large cash deposits into smaller amounts), "smurfing," or rapid movement of funds. SAR/STR Filing: Drafting and filing Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) with regulatory bodies like FinCEN or FIUs. Threshold Tuning: Collaborating with data teams to adjust monitoring rules and scenarios to reduce false positives while ensuring high-risk activity is captured. KYC (Know Your Customer) Description Definition: The mandatory process of identifying and verifying the identity of a client at the time of account opening and periodically throughout the relationship. It is designed to prevent financial institutions from being used for criminal activity. Key Responsibilities: Customer Identification Program (CIP): Collecting and verifying official documentation (ID, passports, proof of address) to confirm a client is who they claim to be. Customer Due Diligence (CDD): Assessing the risk level of a client based on their occupation, source of wealth, and geographical location. Enhanced Due Diligence (EDD): Performing deep-dive investigations into high-risk clients, such as Politically Exposed Persons (PEPs) or those from high-risk jurisdictions. UBO Identification: Identifying the Ultimate Beneficial Owner of corporate entities to ensure transparency in ownership structures. Sanctions Screening: Checking clients against global watchlists (OFAC, UN, EU) to ensure they are not subject to economic sanctions.