Headline

Strategic Product Leader | MBA in Finance

About

Strategic Product Manager with over 9 years of experience driving high-impact product roadmaps from launch to owning it. As a Product Management Professional , I excel at leveraging data-driven insights and market research to deliver scalable solutions that accelerate sales, market penetration, and top-line growth. Currently serving as a Product Manager at Bajaj Finserv Direct Limited , my technical expertise includes optimizing top-of-funnel conversion logic , managing end-to-end product program architecture , and aligning cross-functional stakeholders. Having built a strong foundation across various banks and financial institutions , my core competencies span product strategy , customer insights , and executing effective Go To Market strategies, also, passionate about utilizing data to drive operational efficiency and actively seeking my next challenge in product related role.

Location

Pune City

AI stack

gemini

langchain

notion

openai

Work experience

Product Manager at Bajaj Finserv, Nov 2024 - Present · 1 yr 9 mos, Pune District, Maharashtra, India, Strategic FinTech Product Leader with 9+ years of experience in driving high-impact product roadmaps from ideation to launch. Expert in leveraging data-driven insights and market research to align cross-functional stakeholders and deliver scalable solutions that accelerate sales growth and market penetration.

Product Manager at Axis Bank, Jul 2022 - Nov 2025 · 3 yrs 5 mos, Mumbai, Maharashtra, India, - Recognized as "Best Product Manager FY 22-23" by the Bharat Banking Team for exceeding core product KPIs and winning the DJFM contest. Additionally, selected as a top-performing employee for specialized RBI training on Agri-Financing, reflecting strong domain expertise. - Directed the end-to-end product lifecycle for the Trade Advance (TA) portfolio. By optimizing the funnel from origination to disbursement, successfully scaled sanction limits from ₹42 Cr to ₹107 Cr and drove utilization growth from ₹14 Cr to ₹51 Cr. - Spearheaded the Pan-India PDD portfolio, Achieved an industry-best PDD BIU rate of 9.76% in FY 2023-24 by refining operational workflows and product positioning. - Executed a data-driven geographic expansion strategy, successfully launching operations in 10 net-new markets while deepening customer penetration and expanding market share across 22 existing locations. - Managed enterprise AI chatbot, leveraging customer insights to streamline support workflows, enhance user journeys, and deliver a frictionless digital experience.

Sales Manager at HDFC Bank, Dec 2021 - Jul 2022 · 8 mos, Kota, Rajasthan, India, - Executed Go-To-Market strategies - drove user acquisition and built channel partnerships for tractor loans. - Scaled market penetration by 160% by building and expanding a B2B channel partnership network. - Led a team of 4 relationship executives across two regional markets to execute product distribution and achieve business KPIs.

Territory Sales Manager at Kotak Mahindra Bank, Feb 2019 - Dec 2021 · 2 yrs 11 mos, Kota, Rajasthan, India, - Attained the highest district-level tractor loan disbursements in company history, with over 120 cases in June 2020. - Achieved 100% of targets for FY 2019-20 and FY 2020-21, securing the highest sales in Rajasthan for FY 2020-21. - Ensured customer and dealer satisfaction by maintaining a 99% adherence to delivery timelines and service quality standards. - Led a team of 11 relationship managers across three districts.

Product Manager at L&T Financial Services, May 2017 - Nov 2018 · 1 yr 7 mos, Mumbai Metropolitan Region, - Spearheaded business growth by developing the Payout Policy, Scheme Policy, and TA Policy, significantly enhancing L.T.F.S.’s position in tractor finance. - Conducted comprehensive farm portfolio analysis by state, OEM, and dealer. - Managed OEM relations and dealer empanelment, increasing dealer penetration from 41% in FY 2017 to 78% in FY 2018. -Strategised proposals and policy notes for new product development under Harvester Schemes by analyzing product requirements and development programs.

Education

Master of Business Administration - MBA, Finance and Financial Management Services, ITM Group of Institutions

Bachelors in Banking and Insurance, Banking and Financial Services, KC College