Headline

Branch Manager | DBS Bank | Trade & Forex | CASA | SME Banking | IIBF CCFE |FEDAI Certified | 10+ Years

About

Branch Manager with 10+ years of experience across leading Indian and foreign private banks — DBS Bank, Kotak Mahindra, IDFC First, and ICICI Bank — with an additional foundation in technology from Infosys. I specialise in Branch P&L ownership, Trade & Forex portfolio management, CASA acquisition, SME lending, and building high-performing teams. I bring a rare combination of banking depth and technology thinking that helps drive digital enablement at branch level. Key highlights: • Grew CASA by ₹30 crore within 6 months at DBS Bank • Managed Trade & Forex portfolio of ₹75 crore at IDFC First Bank generating ₹20L/month in fee income • 6-year Trade RM career at ICICI Bank — Top Performer & Best RM Award recipient • FEDAI Certified — Certificate Course in Foreign Exchange, IIBF (2024) • Multilingual: English, Hindi, Gujarati, Malayalam, Tamil Open to senior banking opportunities across India and Gulf markets.

Location

Gandhidham

Work experience

Branch Manager at DBS Bank, Oct 2025 - Present · 9 mos, Gandhidham, Own the P&L for the branch and direct all operational aspects including distribution, customer service, administration, and sales. • Grew CASA deposits by ₹30 crore within 6 months through targeted client acquisition • Responsible for achieving overall branch targets across CASA, Investments, Insurance, and Trade Services • Assess local market conditions and identify prospective sales opportunities in the Gandhidham catchment area • Mentor and coach team members to embed a culture of customer centricity, compliance, and integrity • Drive digital enablement and automation initiatives to serve customers holistically

Branch Manager at Kotak Mahindra Bank, Mar 2025 - Oct 2025 · 8 mos, Gandhidham, • Managed branch business book of ₹38 crore leading a team of 7 • Oversaw full branch P&L across CASA, loans, insurance, and third-party products • Ensured compliance with RBI regulatory guidelines and internal audit requirements

Trade counsellor at IDFC FIRST Bank, Jun 2023 - Mar 2025 · 1 yr 10 mos, Gandhidham, • Managed Trade & Forex portfolio of ₹75 crore generating ₹20 lakh/month in fee income • Drove Trade and Forex account acquisition with branch sales team, exceeding volume targets • Conducted KYC due diligence, risk analysis and credit appraisal for SME loan sanctions • Monitored portfolio performance ensuring full compliance with banking regulations

Business Analyst at Infosys, Sep 2021 - May 2023 · 1 yr 9 mos, Bangalore Urban, • Led application onboarding to Robotic Process Automation (RPA) across enterprise functions • Gathered and translated business requirements into technical specifications for development teams • Conducted stakeholder interviews and maintained project documentation on Confluence • Performed risk analysis and defined mitigation strategies for smooth automation delivery

elite trade relationship manager at ICICI Bank, May 2017 - Sep 2021 · 4 yrs 5 mos, gandhidham, Deputy Manager II

privilege banker at ICICI Bank, Aug 2015 - Dec 2017 · 2 yrs 5 mos, Himatnagar Area, India, Deputy manager II

Education

bachelor of computer application, Computer Software Engineering, Sri Krishna Arts and Science College, Coimbatore

Postgraduate Degree, Banking, Corporate, Finance, and Securities Law, Icici manipal university