BackEnd Developer Payment @PhonePe | Microservices, Distributed Systems

Bengaluru

Gurugram, Haryana, India

Chandigarh, India







Bachelor of Technology, Electrical and Electronics Engineering
Punjab Engineering College
Matric 10th, PCM
DAV Centenary Public School, Jind, Haryana
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Graduated from Punjab Engineering College. Backend Engineer at PhonePe in payment team serving 800M+ users and 300M+ daily transactions. Competitive programming background with top 1% global rankings
Bengaluru
anthropic apis
claude code
claude
cursor
github copilot
mcp
Software Engineer at PhonePe, Jul 2024 - Present · 2 yrs 4 mos, Bengaluru, – Led hardware-backed dynamic 2FA (Android Keystore/iOS Secure Enclave) across 9 teams, cryptographically signing wallet transactions with ECDSA to secure 1.2M daily debits and migrating 8M users. – Re-engineered UPI Lite auto top-up from 6+ hours to under 2s for 60K+ daily top-ups by replacing a resource-heavy kafka stream-processing pipeline with inline state pre-determination, eliminated a multi-redemption race condition under burst load. – Designed UPI Lite Withdrawal feature with bank-level feature flags for staged issuer rollout, resulting in 50% drop in UPI Lite account closures. – Architected a change-data-capture pipeline Maxwell streaming MariaDB binlogs to Kafka at 200 RPS, offloading 500+ TB to HBase cold storage also enabling safe table truncation while preserving full queryability. – Eliminated redundant validation lookups between the transaction and metadata services, cutting peak traffic from 7K to 5K RPS (∼30% reduction). – Ran Active–Passive disaster recovery for wallet and prepaid-instrument services via API kill switches and load-balancer reroute across data centers, achieving 4m 53s RTO and zero RPO against a 2-hour RTO target. – PhonePe Co-Branded Card Usage Enhancements: Led end-to-end backend delivery for 1 lakh+ PhonePe co-branded credit card users: corrected card display name from “HDFC CC” → “PhonePe HDFC Ultimo” via config-driven BIN range mapping; redesigned debit option ranking logic to prioritise co-branded cards, improving card discoverability and adoption.
Intern at Maruti Suzuki India Limited, Jan 2023 - Jun 2023 · 6 mos, Gurugram, Haryana, India, Built responsive frontend modules for Dealer CRM using AngularJS to streamline dealer operations and sales tracking; enhanced UI accessibility and form validation, improving usability across modules. Mmusanaged bug reporting through Jira; collaborated via Git/GitHub for version control; gained hands-on exposure to DevOps pipeline and Agile methodology.
Cyber Security Intern at Chandigarh Police, Nov 2021 - Jun 2022 · 8 mos, Chandigarh, India, Social Services
Bachelor of Technology, Electrical and Electronics Engineering, Punjab Engineering College
Matric 10th, PCM, DAV Centenary Public School, Jind, Haryana
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