---
title: "Ritika Sangam . - Officer in Bengaluru | Tal"
description: "Meet Ritika Sangam ., RCU Officer @HDFC Bank , ( Risk Control Unit ) Credit Intelligence Control - Risk Management. based in Bengaluru."
image: "https://tal.club/meet/ritika-sangam/share-image"
---

# Ritika Sangam \. on Tal

## Headline

RCU Officer @HDFC Bank , \( Risk Control Unit \) Credit Intelligence Control \- Risk Management\.

## Location

Bengaluru

## Work experience

Officer at HDFC Bank, Jan 2024 \- Nov 2025 · 1 yr 11 mos, Mumbai, Maharashtra, India, Managed end\-to\-end operational workflows involving document verification, validation, and case movement across multiple portfolios\. Owned MIS reporting including daily movement, pendency, aging, and closures using Excel trackers\. Allocated cases to regional teams based on workload and turnaround priorities, ensuring SLA adherence\. Performed verification of financial documents including invoices and insurance records, identifying discrepancies and driving resolution\. Maintained high levels of data accuracy, reconciliation, and audit readiness\. Supported fraud and compliance teams through data validation, case checks, and escalation coordination\. Worked in a high\-volume environment with strict timelines and confidentiality standards\.

Relationship Manager at Motilal Oswal Financial Services Ltd, Dec 2020 \- Jan 2023 · 2 yrs 2 mos, Mumbai, Maharashtra, India, Processed and verified client documentation for account onboarding and compliance checks\. Maintained structured Excel trackers for application status, pendency, and closure timelines\. Monitored daily operational queues and prioritized aging items to improve turnaround time\. Coordinated with internal operations, compliance, and support teams to resolve documentation gaps\. Handled large volumes of sensitive client data with high accuracy and regulatory discipline\.

## Education

Bachelor's Degree, Mumbai university

Bachelor of Commerce \- BCom \(Accounting & Finance\), Vidyalankar School of Information Technology

[View the original profile](https://tal.club/meet/ritika-sangam)

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