Ritika Pasricha
Senior Associate @Acuity Analytics | Ex-Evalueserve
Delhi
5+ years of work experience
Jul 20251 yrPresent
Gurugram, Haryana, India
Mar 20241 yr 4 mosJun 2025
Gurugram, Haryana, India
Jul 20221 yr 9 mosMar 2024
Gurugram, Haryana, India
Sep 20219 mosMay 2022
Gurugram, Haryana, India
Worked as a Special Circumstance Analyst in Underwriting Department handling the initial stages of a loan file
Provided support to the Underwriting Team based in the US, in terms of processing the documents (Mortgage statement and HELOC statement) and delivered the necessary tasks with efficiency to ensure the file moved smoothly toward the final stages
Evaluating key ratios (DTI, HTI, LTV) and other qualifying factors required while making Underwriting decisions
Verifying borrower’s financial statements and their key values for risk rating analysis and checking the financial stability of the borrower
Analysis of DU, LPA, Credit and LQI reports as per eligibility to ensure there are no discrepancies in the reports and file
Delivered high efficiency and performance scores throughout the tenure (zero error rate)
Apr 20216 mosSep 2021
Gurugram, Haryana, India
Worked as an Analyst in the Credit Services Department - Payoffs team
Analysis of Credit Reports & Mortgage Statements to verify tradelines of the borrowers
Analysis and Processing of Payoff statements and HELOC statements of the loan files with an average of 1500+ files in a month
Supervised JIRA requests raised by Closers and Underwriters and provided solutions to the tickets raised
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May 20192 mosJun 2019
New Delhi Area, India
Nov 20182 mosDec 2018
Education
PGDM, Finance
New Delhi institute of Management
20182 yrs2020
Bachelor of Business Administration - BBA, Business Administration and Management, General
New Delhi institute of Management
20153 yrs2018
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