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Ritesh Saraogi

Toast | CRED | ANZ | IIT Kharagpur

Bengaluru

11+ years of work experience

Toast
Jun 20251 yr 3 mosPresent

Bengaluru, Karnataka, India

CRED
Aug 20213 yrs 4 mosNov 2024

ANZ
Dec 20191 yr 9 mosAug 2021

Bangalore

ANZ
Jun 20172 yrs 6 mosNov 2019

Bengaluru Area, India

Credit Decision Scorecard Model - New Zealand SME Portfolio - Worked closely to understand the business banking segment of New Zealand Retail Market to develop statistical model in SAS tool.
Oxane Partners Limited
May 20163 mosJul 2016

Gurgaon

Kshitij, IIT Kharagpur
Mar 201511 mosJan 2016

IIT Kharagpur

Kshitij, IIT Kharagpur
Mar 20141 yrFeb 2015

IIT Kharagpur

Kshitij, IIT Kharagpur
Aug 20137 mosFeb 2014

IIT Kharagpur

1. Coordinated with a team of 40 people to plan and conduct Kshitij 2014. 1. Was responsible for publicity of the fest in major colleges of Punjab, Delhi, and West Bengal. 2. Associated with two Media Houses in Punjab region to publicize the fest. 3. Was responsible for contacting Alumni and Corporate houses for sponsorship and raised the fund worth INR 1,75,000. 4. Led a team of 37 volunteers to provide a good hospitality to all the participants at Kshitij 2014.

Education

Indian Institute of Technology, Kharagpur

Master of Science (M.Sc.), Economics

Indian Institute of Technology, Kharagpur

20125 yrs2017
CFA institute

CFA Level I Passed

CFA institute

20192019

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Headline

Toast | CRED | ANZ | IIT Kharagpur

Location

Bengaluru

Work experience

Principal - Credit Strategy at Toast, Jun 2025 - Present · 1 yr 3 mos, Bengaluru, Karnataka, India

Data Science / Product Analytics / Credit Strategy @ CRED Cash at CRED, Aug 2021 - Nov 2024 · 3 yrs 4 mos

Senior Data Scientist, Credit Risk at ANZ, Dec 2019 - Aug 2021 · 1 yr 9 mos, Bangalore

Data Scientist, Credit Risk Modelling at ANZ, Jun 2017 - Nov 2019 · 2 yrs 6 mos, Bengaluru Area, India, Credit Decision Scorecard Model - New Zealand SME Portfolio - Worked closely to understand the business banking segment of New Zealand Retail Market to develop statistical model in SAS tool.

Summer Intern at Oxane Partners Limited, May 2016 - Jul 2016 · 3 mos, Gurgaon

Steering Committee Member at Kshitij, IIT Kharagpur, Mar 2015 - Jan 2016 · 11 mos, IIT Kharagpur

Core Organising Team Head at Kshitij, IIT Kharagpur, Mar 2014 - Feb 2015 · 1 yr, IIT Kharagpur

Core Organizing Team Member at Kshitij, IIT Kharagpur, Aug 2013 - Feb 2014 · 7 mos, IIT Kharagpur, 1. Coordinated with a team of 40 people to plan and conduct Kshitij 2014. 1. Was responsible for publicity of the fest in major colleges of Punjab, Delhi, and West Bengal. 2. Associated with two Media Houses in Punjab region to publicize the fest. 3. Was responsible for contacting Alumni and Corporate houses for sponsorship and raised the fund worth INR 1,75,000. 4. Led a team of 37 volunteers to provide a good hospitality to all the participants at Kshitij 2014.

Education

Master of Science (M.Sc.), Economics, Indian Institute of Technology, Kharagpur

CFA Level I Passed, CFA institute

Ritesh Saraogi - Principal - Credit Strategy in Bengaluru | Tal