---
title: "Ritesh Kumar chouhan - Founder & Content Creator in Amber | Tal"
description: "Meet Ritesh Kumar chouhan, AI/ML Engineer | Fraud Detection · Credit Risk · GenAI | Data Analyst @ Onestop.AI (Ex) | Open to entry-level ML / Data Science roles based in Amber. AI stack includes claude code, claude, and cursor. Explore public work links including github."
image: "https://tal.club/meet/ritesh-kumar-chouhan/share-image"
---

# Ritesh Kumar chouhan on Tal

## Headline

AI/ML Engineer \| Fraud Detection · Credit Risk · GenAI \| Data Analyst @ Onestop\.AI \(Ex\) \| Open to entry\-level ML / Data Science roles

## About

I built and deployed a full\-stack AI credit scoring system — alone, as an undergrad — that predicts loan approvals at \~85% accuracy and explains every decision using SHAP\. I'm a final\-year B\.Tech AI/ML student at NIMS University, Jaipur, building end\-to\-end ML systems at the intersection of financial risk, fraud detection, and explainable AI\. My work spans the full pipeline: data wrangling on 300,000\+ record datasets, feature engineering, model training with XGBoost, and production deployment on Render and Vercel\. At Onestop\.AI, I built NLP classifiers for hate speech and spam detection that crossed 90% precision — and reduced model error by 15% through systematic feature engineering and hyperparameter tuning across 10,000\+ records\. Right now I'm deepening my work in GenAI, LangChain orchestration, and LLM\-powered financial applications — and building ChhatisPaisa, a finance \+ AI education brand that documents real money decisions for Indian students\. Machine Learning · XGBoost · SHAP · Fraud Detection · Credit Risk · NLP · LangChain · Hugging Face · FastAPI · Python · Feature Engineering · Model Explainability Open to entry\-level Data Scientist, ML Engineer, or Fraud/Risk Analyst roles — feel free to connect\.

## Location

Amber

## AI stack

claude code

claude

cursor

github copilot

hugging face

langchain

## Work experience

Founder & Content Creator at RitsonRacks, Apr 2026 \- Present · 6 mo, India, Founded RitsonRacks \(formerly ChhatisPaisa\) to teach personal finance and AI tools to college students — creating content on real money decisions,and AI\-powered money management without jargon\. Built and grew a cross\-platform audience across Instagram \(@ritsonracks\), YouTube, and Substack newsletter, publicly documenting my own financial journey using actual numbers\.

AI/ML Developer at AI/ML Developer \(Self\-Initiated Projects\), Jan 2026 \- Apr 2026 · 4 mos, Jaipur, Rajasthan, India, Built an XGBoost loan approval classifier achieving \~85% accuracy; integrated SHAP for transparent, explainable fintech risk decisions — deployed as a full\-stack FastAPI \+ React app with JWT auth on Render and Vercel\. Performed large\-scale EDA on 307,511 Home Credit loan applications across 122 features, identifying default risk drivers through correlation analysis, behavioral flags, and strategic missing\-value imputation\. Developed a TF\-IDF \+ SMOTE NLP pipeline on 24,000\+ records for imbalanced hate speech classification; benchmarked multiple models and selected the best by F1\-score\. Live Demo: https://ai\-credit\-scoring\-system\-omega\.vercel\.app/

Data Analyst Intern at Onestop\.AI, May 2023 \- Mar 2024 · 11 mos, Jaipur, Rajasthan, India, Built ML classifiers for hate speech and spam detection using Scikit\-learn pipelines with TF\-IDF vectorisation, achieving 90%\+ precision across both tasks\. Performed EDA on 10,000\+ records using Pandas, NumPy, Matplotlib, and Seaborn; reduced model error rate by 15% through systematic feature engineering and hyperparameter tuning\. Delivered weekly analysis reports translating model outputs into actionable insights for internal stakeholders\.

## Education

Bachelor of Technology \- BTech, Artificial Intelligence, Nims university

## Public links

- github: https://github\.com/Riteshchohan

[View the original profile](https://tal.club/meet/ritesh-kumar-chouhan)

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