Headline

Finance Executive | Credit Analysts | Accountant | MIS & Reporting | Team Leader

About

I am a Finance & Credit professional with experience in credit analysis, mortgage/home-loan processing, income estimation, financial reporting, vendor reconciliation, and data-driven decision support. Currently working as a Team Leader (Credit Reports) where I lead a 15-member team and manage end-to-end credit documentation, PD/DSA/KYC/LIP verification, income assessment and quality control for major banks and NBFCs like PNB, IIFL, and JANA. Previously, I worked as a Finance Executive, handling GST follow-ups, vendor reconciliation, Excel-based reporting, FAR/FLASH statements and financial file management. I hold an MBA in Finance and have strong technical skills in Excel, Tally, Google Sheets, MIS reporting, reconciliation and financial analysis. I am passionate about roles in Credit Analysis, Loan Underwriting, Finance & Accounts, MIS Reporting and Financial Analysis, and always open to new opportunities that let me grow and contribute.

Location

Pune/Pimpri-Chinchwad Area

Work experience

Team Leader at Veeraraghavan & Co., Feb 2023 - Present · 3 yrs 5 mos, Pune, Maharashtra, India, Conduct end-to-end credit and business analysis for home loans, LAP and business loans. Perform income estimation, financial eligibility checks, liquid income processing and creditworthiness evaluation. Review and validate PD, DSA, KYC, LIP documents for accuracy and compliance. processed 200+ loan cases monthly. Lead, train and manage a 15-member credit analysis team, ensuring productivity and quality control. Coordinate with banks/NBFCs like PNB, IIFL, JANA for data submission and issue resolution. Prepare daily/weekly reports, track error mitigation and ensure accurate documentation. Improve workflow efficiency and maintain high standards of data completeness.

Finance Intern at TM Automotive Seating Systems Pvt. Ltd., Feb 2022 - Jun 2022 · 5 mos, India, Managed vendor reconciliation, GST defaulter follow-up and communication with suppliers. Maintained financial files, prepared spreadsheets and handled accounting documentation. Supported inventory analysis, financial analysis and project-based reporting. Prepared monthly FAR and FLASH MIS reports using Excel and internal systems. Ensured accuracy and compliance in financial data handling.

Education

Master of Business Administration - MBA, Accounting and Finance, JSPM's Rajarshi Shahu College of Engineering

Bachelor's degree, Business/Commerce, General, TES'S BHUSAWAL ARTS,SCIENCE & P.O.NAHATA COMMERCE COLLEGE, BHUSAWAL.