---
title: "Ravi shankar Bayana - Senior Manager in Hyderabad | Tal"
description: "Meet Ravi shankar Bayana, Senior Credit Risk Professional | Corporate Credit | Risk Governance | Internal Audit | Portfolio Risk | CAIIB based in Hyderabad. AI stack includes claude, gemini, and openai."
image: "https://tal.club/meet/ravishankar-bayana/share-image"
---

# Ravi shankar Bayana on Tal

## Headline

Senior Credit Risk Professional \| Corporate Credit \| Risk Governance \| Internal Audit \| Portfolio Risk \| CAIIB

## About

Finance and risk professional with 10 years of experience driving credit strategy, compliance, audit, and branch operations\. I've built my career at the intersection of financial governance and business execution — helping organizations manage risk, maintain regulatory integrity, and deliver operational excellence\. Over the years, I've worked on diverse portfolios ranging from MSMEs to large corporate credit accounts, handling exposure of ₹200\+ Cr\. My core strength lies in identifying credit risk, building monitoring systems, and ensuring end\-to\-end compliance with RBI and internal policies\. I’ve also led audit preparation, managed high\-performing teams, and introduced process improvements that significantly improved operational efficiency and risk visibility\.

## Location

Hyderabad

## AI stack

claude

gemini

openai

perplexity

ChatGPT

Microsoft Copilot

## Work experience

Senior Manager at Union Bank of India, Apr 2022 \- Present · 4 yrs 8 mos, Hyderabad, Telangana, India, Credit, Monitoring, Customer Acquisition, Relationship Management, Lead Management, Branch Operations restricted to Large Corporate Branch\. Loan Processing \- MSME Loan Point

Manager at Union Bank of India, Apr 2019 \- Mar 2022 · 3 yrs, Belgaum, Karnataka, India, Credit, Monitoring, Customer Acquisition, Relationship Management, Processing Hub \- Specialized for RAM \(Retail, Agriculture, MSME\) sector

Assistant Manager at Union Bank of India, Jun 2015 \- Mar 2019 · 3 yrs 10 mos, Chennai, Tamil Nadu, India, Branch Operations, Relationship Management, New Business Development, Customer Acquisition, Credit, Monitory & Recovery\. Worked in a specialized branch for MSME

## Education

Bachelor of Technology \- BTech, ECE, Chaitanya Engineering College

Certification Course, JAIIB, Indian Institute of Banking and Finance

[View the original profile](https://tal.club/meet/ravishankar-bayana)

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