Ravindra Sariya profile photo 1 on Tal

Ravindra Sariya

Co-Founder - KrashuVed |Ex-AmEX | IIM Bangalore | NITW | FRM

Indore

10+ years of work experience

May 20251 yr 5 mosPresent

Indore

At KrashuVed, our mission is to empower farmers to make smarter, tech-driven decisions across the entire crop cycle. From sowing to selling, we’re committed to eliminating inefficiencies in the agri-ecosystem by integrating data, technology, farmer-centric solutions and financial inclusion, ultimately driving better productivity, profitability, and sustainability in Indian agriculture.
American Express
Feb 20241 yr 3 mosApr 2025

Bengaluru, Karnataka, India

• Led a team responsible for the migration and upliftment of the legacy commercial risk engine to a new, advanced real-time risk platform. • Conducted in-depth analysis of existing risk products and processes to identify enhancement opportunities across multiple commercial journeys. • Collaborated with cross-functional commercial risk teams to understand their requirements and translate them into platform capabilities. • Partnered closely with Product and Solution Management teams to define and finalize core functionalities for the next-gen risk engine. • Drove platform capability planning for real-time transaction processing, ensuring alignment with evolving business and risk needs. • Supported end-to-end integration efforts by aligning technical solutions with business goals, improving long-term scalability and efficiency. • Contributed to organizational learning by promoting continuous feedback loops and driving alignment across business and tech stakeholders.
American Express
Feb 20222 yrsJan 2024

Bengaluru, Karnataka, India

• Led a team working on migration/upliftment of legacy risk engine to a new advanced risk platform • Deep dived into the existing risk products and processes to understand the different components of the risk engine platform • Worked with all commercial risk teams to understand their requirements and assess the need for enhancement in the current journeys • Worked on various capabilities required in real-time transaction processing • Worked closely with the Product/Solution management team to brainstorm and finalize the requirement for the new risk platform
American Express
Jun 20201 yr 8 mosJan 2022

Bengaluru, Karnataka, India

Role: Commercial Credit Risk • Worked on managing credit risk for 97K+ corporate clients based out of the US • Created a number of data-based strategies leveraging real-time, historical and third-party data to take proactive credit decisions • Deployed multiple strategies to decrease EAD and actively pursued the risky clients based on high exposure, payment reversal, and other out-of-term risks
RBL Bank
Apr 20182 mosMay 2018

Kolkata Area, India

Conducted due diligence of Skipper Pvt. Ltd. (exposure INR 100+ Cr). Conducted the industry attractiveness, benchmark analysis, and financial statement analysis and valuation. Work presented to the credit appraisal committee of the Bank
TechnipFMC
Aug 20133 yrs 10 mosMay 2017

New Delhi Area, India

Design Engineer for multiple large scale projects (Distillation towers, storage tanks, pressure pumps, compressors) etc for a French Multinational using ANSYS, AutoCAD etc.
Raja Ramanna Centre for Advanced Technology (RRCAT)
May 20123 mosJul 2012

Raja Ramanna Centre for Advanced Technology is a unit of Department of Atomic Energy, Government of India
GitHub
@Ravindrasariya

Ravindra’s AI Stack

claude
claude
gemini
gemini
notebooklm
notebooklm
openai
openai
replit
replit
ChatGPT
ChatGPT

Education

Indian Institute of Management Bangalore

Master of Business Administration - MBA, Finance & Analytics

Indian Institute of Management Bangalore

20172 yrs2019
National Institute of Technology warangal

Bachelor of Technology (B.Tech.), Mechanical Engineering

National Institute of Technology warangal

20094 yrs2013

Join Ravindra and 10k+ other professionals on

Tal Boss

Tal is the app where bosses meet engineers & builders directly, without middlemen

Download Tal Boss

Ravindra Sariya on Tal

Headline

Co-Founder - KrashuVed |Ex-AmEX | IIM Bangalore | NITW | FRM

About

I’m passionate about solving rural India’s most fundamental challenges — agriculture, education and financial inclusion. As Co-Founder & CSO of KrashuVed, I’m leveraging technology to address the challenges faced by farmers, empowering them with access to markets, inputs, and finance. Open to connecting with individuals passionate about agritech, rural fintech, rural education, and building for Bharat.

Location

Indore

AI stack

claude

gemini

notebooklm

openai

replit

ChatGPT

Work experience

Co-Founder at KrashuVed, May 2025 - Present · 1 yr 5 mos, Indore, At KrashuVed, our mission is to empower farmers to make smarter, tech-driven decisions across the entire crop cycle. From sowing to selling, we’re committed to eliminating inefficiencies in the agri-ecosystem by integrating data, technology, farmer-centric solutions and financial inclusion, ultimately driving better productivity, profitability, and sustainability in Indian agriculture.

Sr. Manager - Commercial Credit Risk & Data Capability at American Express, Feb 2024 - Apr 2025 · 1 yr 3 mos, Bengaluru, Karnataka, India, • Led a team responsible for the migration and upliftment of the legacy commercial risk engine to a new, advanced real-time risk platform. • Conducted in-depth analysis of existing risk products and processes to identify enhancement opportunities across multiple commercial journeys. • Collaborated with cross-functional commercial risk teams to understand their requirements and translate them into platform capabilities. • Partnered closely with Product and Solution Management teams to define and finalize core functionalities for the next-gen risk engine. • Drove platform capability planning for real-time transaction processing, ensuring alignment with evolving business and risk needs. • Supported end-to-end integration efforts by aligning technical solutions with business goals, improving long-term scalability and efficiency. • Contributed to organizational learning by promoting continuous feedback loops and driving alignment across business and tech stakeholders.

Manager- Commercial Credit Risk & Data Capability at American Express, Feb 2022 - Jan 2024 · 2 yrs, Bengaluru, Karnataka, India, • Led a team working on migration/upliftment of legacy risk engine to a new advanced risk platform • Deep dived into the existing risk products and processes to understand the different components of the risk engine platform • Worked with all commercial risk teams to understand their requirements and assess the need for enhancement in the current journeys • Worked on various capabilities required in real-time transaction processing • Worked closely with the Product/Solution management team to brainstorm and finalize the requirement for the new risk platform

Assistant Manager at American Express, Jun 2020 - Jan 2022 · 1 yr 8 mos, Bengaluru, Karnataka, India, Role: Commercial Credit Risk • Worked on managing credit risk for 97K+ corporate clients based out of the US • Created a number of data-based strategies leveraging real-time, historical and third-party data to take proactive credit decisions • Deployed multiple strategies to decrease EAD and actively pursued the risky clients based on high exposure, payment reversal, and other out-of-term risks

Management Intern, Corporate & Institutional Banking at RBL Bank, Apr 2018 - May 2018 · 2 mos, Kolkata Area, India, Conducted due diligence of Skipper Pvt. Ltd. (exposure INR 100+ Cr). Conducted the industry attractiveness, benchmark analysis, and financial statement analysis and valuation. Work presented to the credit appraisal committee of the Bank

Sr. Engineer at TechnipFMC, Aug 2013 - May 2017 · 3 yrs 10 mos, New Delhi Area, India, Design Engineer for multiple large scale projects (Distillation towers, storage tanks, pressure pumps, compressors) etc for a French Multinational using ANSYS, AutoCAD etc.

LMPD at Raja Ramanna Centre for Advanced Technology (RRCAT), May 2012 - Jul 2012 · 3 mos, Raja Ramanna Centre for Advanced Technology is a unit of Department of Atomic Energy, Government of India

Education

Master of Business Administration - MBA, Finance & Analytics, Indian Institute of Management Bangalore

Bachelor of Technology (B.Tech.), Mechanical Engineering, National Institute of Technology warangal

Public links

github: https://github.com/Ravindrasariya