---
title: "Ravi Shekhar - Founding Engineer in Greater Bengaluru Area | Tal"
description: "Meet Ravi Shekhar, Senior Backend Engineer | Java, Spring Boot, Distributed Systems | Payments & Fintech based in Greater Bengaluru Area. AI stack includes claude code, gemini, and notebooklm."
image: "https://tal.club/meet/ravi-shekhar-sinha/share-image"
---

# Ravi Shekhar on Tal

## Headline

Senior Backend Engineer \| Java, Spring Boot, Distributed Systems \| Payments & Fintech

## About

Backend engineer with nearly 9 years building and owning distributed systems in fintech, payments, and credit\. I work mostly in Java and Spring Boot, on the kind of systems where correctness is not negotiable — payment lifecycles, EMI collections, reconciliation across lenders, and high\-consistency architectures using Saga and idempotency guarantees\. I have owned systems end to end, from design through deployment, monitoring, and incident response\. Currently building the backend for a platform that surfaces trading opportunities and risk signals, as part of the founding team\.

## Location

Greater Bengaluru Area

## AI stack

claude code

gemini

notebooklm

ChatGPT

## Work experience

Founding Engineer at INTRINSIQ, Dec 2025 \- Present · 11 mo, Bengaluru, Founding\-team engineer on a platform surfacing trading opportunities and risk\-aversion signals\. Own backend system design and implementation end to end\. \- Refactored the initial proof\-of\-concept into an enterprise\-grade, extensible system, reworking service boundaries and abstractions so new capabilities ship without rewrites\. \- Led development of the Market State Abstraction Layer \(MSAL\), extending the core risk system to Nifty 50, BANK NIFTY, and futures\-enabled contracts with daily bulk ingestion\. Java · Spring Boot · Distributed Systems · System Design

Senior Software Engineer, Credit & Payments \(Contract via Recro\) at Groww, Aug 2024 \- Dec 2025 · 1 yr 5 mos, Bengaluru, \- Owned GrowwPay, an internal payment aggregator; designed a batch\-based distributed system using choreography\-style Saga architecture for high consistency\. \- Led the Credit Collections platform handling \~₹55 Cr \(\~$6\.5M\) in monthly EMI collections across three products — personal loans, loan\-against\-securities, and consumer durables — and two lenders, covering collections, retries, and reconciliation\. \- Extended the NBFC loan rule engine with new permutation\-based rules, then migrated it onto a vendor engine, improving extensibility and correctness of rule evaluation\. \- Implemented idempotency, fault tolerance, and correctness guarantees across payment lifecycles; owned deployments, monitoring, and incident response in production\. Contract engagement via Recro\. Java · Spring Boot · Saga Pattern · Microservices · Payments

Software Engineer II at PayPal, Nov 2019 \- Apr 2024 · 4 yrs 6 mos, Bengaluru, Joined on contract via Altimetrik\. converted to PayPal full\-time in Jan 2022\. \- Designed and maintained Java and Spring Boot microservices; improved reliability through refactoring and expanded test coverage\. \- Built an account blocking and unblocking mechanism using the State Machine pattern, rolled out progressively to P2P users across most markets; implemented granular user privacy controls\. \- Initiated the shift from bloated functional tests to Isolated Component Tests \(ICT\) \- Migrated legacy message queues to AMQ for scalability; improved observability and developer productivity via metrics, dashboards, and CI/CD improvements \. Java · Spring Boot · Microservices · State Machine · CI/CD

Software Developer at ReInvent Software Solutions, Mar 2018 \- Jul 2019 · 1 yr 5 mos, Bengaluru, Karnataka, India, \- Built a Credit Score Service from scratch using Java, Spring Boot, and microservices\. \- Authored Eclipse IDE plugins for chipset development and testing workflows\.

Software Developer at Amiti Software Technologies Pvt\. Ltd\., Aug 2016 \- Jun 2017 · 11 mos, Bangalore, Early\-career backend development\.

## Education

Bachelor’s Degree, Bachelour of Computer Applications, Panjab university

Higher Secondary, CBSE, dav public school

[View the original profile](https://tal.club/meet/ravi-shekhar-sinha)

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