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RANIT NANDY

Finance MBA | Credit Analyst | Financial Modelling | Bank of India Intern | Investment Banking Aspirant | Private Equity and Venture Capital Aspirant

Kolkata

< 1 year of work experience

Bank of India
Jun 20253 mosAug 2025

Kolkata

• Conducted in-depth studies on SME credit appraisal and risk assessment processes within banking operations. • Assisted in evaluating credit proposals and analyzing borrower financial profiles to ensure compliance with RBI norms. • Gained hands-on experience in documentation and loan assessment workflows, enhancing operational banking knowledge. • Developed skills in financial statement analysis and risk management practices, contributing to a comprehensive understanding of banking operations.

Education

Indian Institute of Social Welfare and Business Management

Master of Business Administration - MBA, Finance

Indian Institute of Social Welfare and Business Management

20242 yrs2026
The Bhawanipur Education Society College

Bachelor of Commerce - BCom, Accounting

The Bhawanipur Education Society College

20203 yrs2023

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Headline

Finance MBA | Credit Analyst | Financial Modelling | Bank of India Intern | Investment Banking Aspirant | Private Equity and Venture Capital Aspirant

About

I had currently pursued an MBA in Finance from IISWBM Kolkata with a strong interest in credit risk analysis, SME lending, financial analysis, private equity, venture capital and investment banking. During my internship at Bank of India, SME Branch, I gained practical exposure to credit appraisal processes, risk assessment practices, RBI compliance frameworks, and SME loan evaluation. This experience strengthened my understanding of banking operations and financial risk management in real-world lending environments. Alongside academics, I have developed skills in: 1. Financial Modelling 2. Financial Valuation 3. Excel & Power BI 4. Credit Analysis 5. Ratio Analysis 6. Risk Assessment I have also completed certifications from institutions, including: 1. Corporate Finance Institute 2. University of Pennsylvania 3. Yale University 4. PwC 5. Accenture My long-term goal is to build a career in: 1. Investment Banking 2. Credit Risk 3. Corporate Banking 4. Financial Analysis 5. Mergers & Acquisitions I am actively seeking opportunities where I can contribute analytical thinking, financial understanding, and a strong learning mindset to high-performance finance teams.

Location

Kolkata

Work experience

Credit Analyst Intern at Bank of India, Jun 2025 - Aug 2025 · 3 mos, Kolkata, • Conducted in-depth studies on SME credit appraisal and risk assessment processes within banking operations. • Assisted in evaluating credit proposals and analyzing borrower financial profiles to ensure compliance with RBI norms. • Gained hands-on experience in documentation and loan assessment workflows, enhancing operational banking knowledge. • Developed skills in financial statement analysis and risk management practices, contributing to a comprehensive understanding of banking operations.

Education

Master of Business Administration - MBA, Finance, Indian Institute of Social Welfare and Business Management

Bachelor of Commerce - BCom, Accounting, The Bhawanipur Education Society College

RANIT NANDY - Credit Analyst Intern in Kolkata | Tal