---
title: "Ram Ratan Kumar - Cluster Head in Greater Bengaluru Area | Tal"
description: "Meet Ram Ratan Kumar, BFSI CONSULTANT | FINANCIAL SERVICES | WEALTH MANAGEMENT | BANKING & INSURANCE based in Greater Bengaluru Area. AI stack includes gemini."
image: "https://tal.club/meet/ram-ratan-kumar/share-image"
---

# Ram Ratan Kumar on Tal

## Headline

BFSI CONSULTANT \| FINANCIAL SERVICES \| WEALTH MANAGEMENT \| BANKING & INSURANCE

## Location

Greater Bengaluru Area

## AI stack

gemini

## Work experience

Cluster Head at HDFC securities, Jun 2024 \- Nov 2025 · 1 yr 6 mos, Bengaluru

Growth Head at HDFC securities, Jun 2024 \- Nov 2025 · 1 yr 6 mos

Senior Wealth Relationship Manager at ICICI Securities Ltd\. Private Wealth Management, May 2023 \- Jun 2024 · 1 yr 2 mos, Bengaluru

Senior Relationship Manager at Max Life Insurance Company Limited, Sep 2020 \- May 2023 · 2 yrs 9 mos, Bengaluru, Karnataka, India

Associate Business Development Manager at Kotak Life, Sep 2014 \- Sep 2020 · 6 yrs 1 mo, Bengaluru, Karnataka, India

Financial Service Advisor at ICICI Prudential Life Insurance Company Limited, Jul 2013 \- Aug 2014 · 1 yr 2 mos, Bengaluru, Karnataka, India

[View the original profile](https://tal.club/meet/ram-ratan-kumar)

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