Headline

KYC & AML Operations | 3+ Customer Due Diligence (CDD) | Video-KYC (V-CIP) | CAMS Fundamentals Certified | Mastering Customer risk assessment and enhance due diligence Certified | Seeking remote and On site opportunity|

About

Compliance-focused Banking Operations professional with 3+ years of experience in Customer Due Diligence (CDD), Video-KYC (V-CIP) verification, and identity/document authentication within RBI-regulated lending environments. In my current and previous roles at DGV Technology and HDB Financial Services, I've conducted end-to-end V-CIP verification and customer risk profiling for lending applicants, cross-checked Aadhaar/PAN/DigiLocker records against live video interactions to catch discrepancies, and performed CDD by reconciling banking and financial data against declared customer information. I've worked closely with Risk, Compliance, and Audit teams to reduce turnaround time (TAT) without compromising regulatory accuracy, and I've escalated high-risk profiles in line with internal anti-fraud policy and RBI KYC guidelines. I hold a CAMS Fundamentals certification and have completed coursework in Customer Risk Assessment and Enhanced Due Diligence (EDD), and I'm working toward full ACAMS certification. My MBA in International Business (DY Patil University) sharpened my understanding of cross-border regulatory environments, which I'm now looking to apply in a KYC/AML Operations Analyst role at a global bank or its India GCC — supporting client onboarding, due diligence, and financial crime compliance operations. I'm comfortable working across LOS/LMS platforms, VKYC systems, and Excel-based data validation, and I bring strong TAT discipline and cross-functional coordination skills from high-volume lending operations (60+ applications processed daily at HDB). Open to KYC Analyst, CDD Analyst, AML Operations Analyst, and Client Onboarding roles — happy to connect.

Location

Panvel

Work experience

Credit Processing Associate at Digivriddhi Technologies Private Limited, Dec 2025 - May 2026 · 6 mos, Turbhe navi mumbai, • Performed end-to-end Video-KYC (V-CIP) verification and customer risk profiling for working-capital loan applicants, in line with RBI KYC guidelines and internal anti-fraud policy • Conducted identity verification and document authentication using Aadhaar, PAN, and DigiLocker records cross-referenced against live video interactions to detect discrepancies • Executed Customer Due Diligence (CDD) by reconciling banking records, business details, and financial statements against declared applicant information to assess credit risk and repayment capacity • Partnered with Risk, Compliance, and Audit teams to investigate operational discrepancies, contributing to reduced turnaround time (TAT) while maintaining full regulatory accuracy • Reviewed applicant profiles for red flags and compliance gaps, escalating high-risk cases to prevent fraudulent onboarding

Operations Executive (Processer) at HDB Financial Services Ltd., Mar 2023 - Mar 2026 · 3 yrs 1 mo, Navi Mumbai, Maharashtra, India, • Processed and validated 60+ retail lending applications daily, verifying customer credentials, PAN/Aadhaar data, and banking history against internal policy and regulatory requirements • Owned identity verification and KYC validation for new-to-bank customers, flagging documentation discrepancies prior to onboarding • Audited loan files for compliance with credit policy and regulatory standards ahead of disbursement • Partnered with Credit, Risk, and Sales teams to streamline approval workflows without compromising due-diligence standards • Identified and escalated high-risk profiles and suspicious documentation, helping prevent first-party fraud losses

Education

Master of Business Administration, International Business, DY Patil University

Bachelor, Bachelor of commerce and Management, Changu Kana Thakur Institute of arts commerce science