About
Engineering leader with extensive software development experience in Mainframes and Payments ,Card domain and banking technology, with deep expertise in enterprise and legacy modernization, mission-critical platforms, and AI-enabled engineering. I specialize in COBOL, Java, IBM Db2 (SQL), and Generative/Agentic AI, with extensive experience in building, maintaining, and modernizing mission‑critical payment systems. My work has consistently aligned with Visa’s mission of delivering innovative payment solutions, ensuring that high‑volume transactions are processed with exceptional reliability, performance, and security. In addition to my technical expertise, I hold a Product Management Certification from IIM Visakhapatnam, which has strengthened my ability to bridge technology and business strategy. This combination enables me to design scalable, efficient systems that enhance user experiences while aligning with organizational goals. I thrive in collaborative environments, leveraging diverse perspectives to create impactful technology solutions that address complex challenges in the fintech space. My expertise spans both legacy modernization and the integration of advanced AI capabilities, enabling me to deliver systems that balance innovation with compliance and security. With a proven record of strengthening infrastructure, optimizing transaction workflows, and applying AI‑driven insights, I am well positioned to contribute to Visa’s continued leadership in the digital payments ecosystem. Excellent Analytical & Client-facing skills. Strong Mainframe skills and experience including technical design, development, testing, implementation, production support and Quality Assurance. Extensive experience in Requirements capture and analysis and solution development to implement full lifecycle projects. Actively involved in developing, executing, testing, support and QA. Good knowledge in Electronic Payments and Bank-Card industry. Excellent analytical, inter-personal, communication & written skills Specialties: Good knowledge in Electronic Payments and Bank-Card industry
Work experience
Consultant/Manager at Visa, Jan 2018 - Present · 8 y 8 mo, Bengaluru Area, India
Lead Technical Consultant at RS SOFTWARE INDIA LTD., Nov 2015 - Dec 2017 · 2 yrs 2 mos, Led certification reviews for ATM, POS, IMPS, and AEPS transaction flows. Validated ISO 8583 message formats and supported compliance with RBI and IBA standards. Coordinated with banks and offshore teams to resolve certification issues and support successful delivery.
Senior Software Engineer at RS SOFTWARE INDIA LTD., Feb 2013 - Oct 2015 · 2 yrs 9 mos, Provided production support and enhancements for Visa CORE/CONFIG applications and coordinated onsite delivery teams in Foster City. Supported Visa Tokenization and Samsung Pay integration initiatives. Performed system analysis, solution design, coding, unit testing, UAT, and production support for mission-critical applications. Recognized with RS Star Performer, Employee of the Month, and Best Suggestion awards.
Lead Software Engineer at RS SOFTWARE INDIA LTD., Aug 2011 - Feb 2013 · 1 yr 7 mos, Directed maintenance and enhancement of legacy mainframe applications. Developed COBOL/CICS programs and executed regression and UAT testing.
Associate Technical Consultant at RS Software, Aug 2006 - Dec 2017 · 11 yrs 5 mos, Kolkata Area, India
Mainframe application Developer ,QA testing and Application Support at RS Software, Aug 2006 - Dec 2017 · 11 yrs 5 mos, Kolkata Area, India, Over 10 Years of professional experience in Application Development and Quality Assurance Testing with specialization of IBM Mainframe. Sound knowledge in designing and developing application with Mainframe Technologies. Strong experience in development, maintenance and production support of mainframe technology applications. Strong techno functional expertise in Electronic Payments and bank-card industry and Retail industry. Excellent analytical, inter-personal, communication & written skills
