Product Leader | Enterprise AI, Digital Trust & Risk | Cyber Safety, FinTech & Platform Products | Scaled Products to Millions

Bangalore Urban

Bengaluru

Greater Bengaluru Area


Bengaluru, Karnataka, India







PGPM, Finance, Marketing
Great Lakes Institute of Management

BE, Computer Science
Visvesvaraya Technological University
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I build platforms where data becomes product, AI becomes scale, and intelligence becomes part of the system — powering $100M+ businesses and products used by millions across learning, logistics, FinTech, marketplaces and digital trust. Over 20+ years, I’ve worked across global enterprises, unicorns and venture-backed startups — from Bank of America, Yodlee, Tally and F-Secure to OYO, BlackBuck, Jio Embibe, 3DAiLY and byteXL. That range has shaped how I operate: enterprise-grade rigor, startup-speed execution, and a deep understanding of how data, AI and product architecture come together. I’ve built and scaled products spanning AI-driven personalization, behavioural intelligence, fraud and risk systems, GenAI, marketplaces, payments and embedded finance — taking products from 0→1 through scale and monetisation. Some of the outcomes: • 3M+ users and 4× engagement in AI-first learning • Billions of behavioural signals powering real-time intelligence • 25% reduction in risk incidents and 18% improvement in retention • 100K+ GenAI assets created in the first year of an AI marketplace • $5B+ annual transaction flows across financial platforms Increasingly, my focus is on the next layer of product leadership: where AI can create meaningful business value, which capabilities should become platforms, how intelligence should be embedded into products, and how to turn those choices into scalable outcomes. I build from first principles. Clarity over noise. Context over control. Systems over slogans.
Bangalore Urban
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Director of Product Management at F-Secure Corporation, Mar 2026 - Present · 7 mos, Bangalore Urban
Head of Product Development at byteXL, Aug 2024 - Feb 2026 · 1 yr 7 mos, Bengaluru, At ByteXL, we’re reimagining how colleges prepare students for the future of work — transforming higher education from static instruction to adaptive, AI-powered learning ecosystems. Our vision is to make AI the architecture of learning — where every interaction becomes a data signal that shapes personalised journeys, adaptive assessments, and employability outcomes at scale. We’re building a unified Learning Intelligence Layer that connects students, educators, and recruiters through context-rich data — from an AI Mentor, to agentic AI companions that guide daily practice, and AI-driven content generation that scales educator efficiency. Together, these systems are turning learning telemetry into measurable growth, trust, and continuous improvement. The long game: creating a self-evolving SaaS ecosystem for education, where intelligence compounds with every learner interaction — making employability predictive, not reactive.
Senior Vice President, Products at 3DAiLY, Sep 2022 - Aug 2024 · 2 yrs, Greater Bengaluru Area, At 3DAiLY.ai, I helped build India’s first Generative AI–driven 3D marketplace, designed to automate digital asset creation through data-driven neural rendering pipelines. The platform unified 3D geometry, texture and motion data to generate production-ready assets at 40% lower cost, enabling creators to produce over 10,000 assets in its first year. We built the core around deep learning models (NeRF, PIFuHD, GANs) that converted 2D visual data into high-fidelity 3D representations, supported by vector embeddings and feature libraries to ensure accuracy and reusability. Each generation cycle improved through feedback loops and metadata tagging, creating a self-learning asset graph that made the system smarter with every upload. This data-first architecture turned a manual, design-heavy workflow into an AI-led production infrastructure — bridging creativity, intelligence and monetisation. The work was recognised by Google for Startups: AI First (2024) for innovation in scalable generative systems.
Senior Director of Products at BlackBuck (Zinka Logistics Solutions Pvt. Ltd.), Feb 2021 - Sep 2022 · 1 yr 8 mos, Led product strategy for Marketplace Demand and BBPro, BlackBuck’s unified commercial platform powering India’s largest digital freight network. Scaled the marketplace from 12K to 50K+ daily loads, transforming it into a data-intelligent logistics ecosystem where AI-driven visibility, fraud intelligence, and automation built trust and predictability at scale. Architected BBPro as the foundational platform enabling every business vertical — Marketplace, FASTag, GPS, Fuel, and Lending — under a single commercial and data layer. This became the foundation for BlackBuck’s embedded-finance strategy, integrating logistics with financial products such as lending and payments to drive adoption and monetisation. Partnered with data and risk teams to design intelligence systems processing billions of route and transaction signals, cutting fraud by ~25% and improving shipper retention by 18%. BBPro ultimately became the growth and monetisation backbone of BlackBuck’s ecosystem — unifying operations, data, and financial services into one scalable platform for India’s logistics economy.
Senior Director of Products at Embibe, Mar 2020 - Feb 2021 · 1 yr, Bengaluru, Karnataka, India, At Embibe, I led Product for the B2B, B2B2C, K–12 and Test-Prep offerings (NEET & JEE), building the next generation of AI-driven learning platforms for students, educators and parents. The charter spanned both institutional and retail segments — creating a unified platform that served learners across the entire spectrum of school and competitive education. I helped design the AI outcomes engine that analysed learner behaviour, concept mastery and question-level performance to personalise journeys, recommend next steps and predict success with over 30 per cent higher accuracy. These systems powered Embibe’s government partnerships across multiple states, enabling over 2 million students and thousands of educators to access adaptive learning and performance analytics through a single AI-powered ecosystem. Beyond test-prep, I scaled the K–12 product to bring AI-based personalisation into school curricula — enabling concept-level diagnostics, gamified mastery tracking and progress visibility for teachers and parents. The goal was to transform education from a content-driven model to a data-first learning ecosystem, continuously improving through feedback loops between students, educators and administrators.
PGPM, Finance, Marketing, Great Lakes Institute of Management
BE, Computer Science, Visvesvaraya Technological University