---
title: "Priyesh Mishra - Senior Engineering Manager in Bengaluru | Tal"
description: "Meet Priyesh Mishra, Senior Engineering Manager @ PayU Finance (Lazypay) based in Bengaluru. AI stack includes claude, cursor, and gemini."
image: "https://tal.club/meet/priyesh-mishra/share-image"
---

# Priyesh Mishra on Tal

## Headline

Senior Engineering Manager @ PayU Finance \(Lazypay\)

## About

Software Engineer with 11\+ years of experience building financial products at scale, specialising in the BNPL and credit space\. At Lazypay, I have been part of the journey from the ground up, starting with building the KYC and onboarding services that processed the first\-ever loans on the platform, to leading teams that shaped some of the most critical products and infrastructure the company has built\. Some of the highlights: \- Led a team of 8 to launch Checkout Finance, now driving ₹10 Cr\+ in monthly disbursals across merchants like Flipkart, Myntra and ShopSe \- Led a team of 11 on the migration of 5M\+ live customer accounts from an in\-house LMS to Thought Machine, one of the largest engineering projects in Lazypay's history \- Architected Lazypay's multi\-tenant BNPL backend, enabling Lazypay to operate as a BNPL TSP for Flipkart and Meesho \- Launched UPI on Credit, among the first BNPL players in India to do so \- Drove ₹5 Cr in AWS cost savings through infrastructure optimisation I enjoy working at the intersection of engineering and product, building systems that are reliable, scalable, and directly move business outcomes\. Tech: Java, Spring Boot, AWS, Kafka, Redis, MySQL, MongoDB, Distributed System,

## Location

Bengaluru

## AI stack

claude

cursor

gemini

## Work experience

Senior Engineering Manager at PayU Finance, Oct 2023 \- Present · 2 yrs 11 mos, Bengaluru, Karnataka, India, \- Led a team of 8 engineers to build Lazypay's Checkout Finance product from scratch, offering flexible EMI options at merchant checkout\. Integrated with major merchants including Flipkart, Myntra, and ShopSe, driving ₹20 Cr\+ in monthly loan disbursals\. \- Architected and led the migration of Lazypay's BNPL backend to a multi\-tenant system, enabling Lazypay to operate as a BNPL Technology Service Provider \(TSP\), unlocking partnerships with large merchants like Flipkart and Meesho\. \- Modernized Lazypay’s core services by upgrading to Java 21 and adopting virtual threads, reducing Kubernetes infrastructure costs by 80%\. \- Identified and executed AWS cost optimisations that reduced cloud spending by ₹4 Cr annually, directly improving the company's bottom line\.

Engineering Manager at PayU Finance, Apr 2021 \- Sep 2023 · 2 yrs 6 mos, Bangalore Urban, Karnataka, India, \- Led a team of 11 engineers on one of the largest engineering projects in Lazypay's history, migrating Lazypay from an in\-house Loan Management System to Thought Machine, a cloud\-native core banking platform\. Successfully migrated 5M\+ live customer accounts with zero disruption to ongoing disbursals\. \- Launched Lazycard, a physical payment instrument that extended Lazypay's credit line to offline retail, enabling customers to use their credit limit for in\-store purchases for the first time\.

Senior Software Engineer at LazyPay \(A brand by PayU Finance India Private Limited\), Jul 2019 \- Mar 2021 · 1 yr 9 mos, Bangalore, \- Launched UPI on Credit, enabling customers to utilize their Lazypay credit line directly through UPI for everyday payments\. \- Scaled UPI on Credit infrastructure to handle 10\+ TPS at peak traffic, ensuring a reliable payment experience as transaction volumes grew\.

Software Engineer at LazyPay \(A brand by PayU Finance India Private Limited\), Nov 2017 \- Jun 2019 · 1 yr 8 mos, Bangalore, \- Built Lazypay's Aadhaar\-based KYC service from scratch for Lazypay's credit line product\. This enabled KYC verification for the customers before loan can be disbursed\. \- Designed and implemented a fault\-tolerant user onboarding state machine for Lazypay's credit line product, with built\-in retries and failure handling\.

Software Engineer at Pegasystems, Jul 2015 \- Nov 2017 · 2 yrs 5 mos, Bangalore, Software Developer for customer relationship management for financial services \(CRMFS\) application\.

Co Founder at HomeBrew DSCE, Apr 2014 \- Jan 2015 · 10 mos, DSCE, Bangalore, Programming Club of DSCE, Bangalore\.

## Education

Bachelor of Engineering \(B\.E\.\), Computer Science, Dayananda Sagar College of Engineering, BANGALORE

I\.S\.C, Computer Science, Metropolitan School, Gorakhpur ,U\.P \(India\)

[View the original profile](https://tal.club/meet/priyesh-mishra)

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