Priyesh Mishra profile photo 1 on Tal

Priyesh Mishra

Senior Engineering Manager @ PayU Finance (Lazypay)

Bengaluru

11+ years of work experience

PayU Finance
Oct 20232 yrs 11 mosPresent

Bengaluru, Karnataka, India

- Led a team of 8 engineers to build Lazypay's Checkout Finance product from scratch, offering flexible EMI options at merchant checkout. Integrated with major merchants including Flipkart, Myntra, and ShopSe, driving ₹20 Cr+ in monthly loan disbursals. - Architected and led the migration of Lazypay's BNPL backend to a multi-tenant system, enabling Lazypay to operate as a BNPL Technology Service Provider (TSP), unlocking partnerships with large merchants like Flipkart and Meesho. - Modernized Lazypay’s core services by upgrading to Java 21 and adopting virtual threads, reducing Kubernetes infrastructure costs by 80%. - Identified and executed AWS cost optimisations that reduced cloud spending by ₹4 Cr annually, directly improving the company's bottom line.
PayU Finance
Apr 20212 yrs 6 mosSep 2023

Bangalore Urban, Karnataka, India

- Led a team of 11 engineers on one of the largest engineering projects in Lazypay's history, migrating Lazypay from an in-house Loan Management System to Thought Machine, a cloud-native core banking platform. Successfully migrated 5M+ live customer accounts with zero disruption to ongoing disbursals. - Launched Lazycard, a physical payment instrument that extended Lazypay's credit line to offline retail, enabling customers to use their credit limit for in-store purchases for the first time.
LazyPay (A brand by PayU Finance India Private Limited)
Jul 20191 yr 9 mosMar 2021

Bangalore

- Launched UPI on Credit, enabling customers to utilize their Lazypay credit line directly through UPI for everyday payments. - Scaled UPI on Credit infrastructure to handle 10+ TPS at peak traffic, ensuring a reliable payment experience as transaction volumes grew.
LazyPay (A brand by PayU Finance India Private Limited)
Nov 20171 yr 8 mosJun 2019

Bangalore

- Built Lazypay's Aadhaar-based KYC service from scratch for Lazypay's credit line product. This enabled KYC verification for the customers before loan can be disbursed. - Designed and implemented a fault-tolerant user onboarding state machine for Lazypay's credit line product, with built-in retries and failure handling.
Pegasystems
Jul 20152 yrs 5 mosNov 2017

Bangalore

Software Developer for customer relationship management for financial services (CRMFS) application.
Apr 201410 mosJan 2015

DSCE, Bangalore

Programming Club of DSCE, Bangalore.

Priyesh’s AI Stack

claude
claude
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gemini
gemini

Education

Dayananda Sagar College of Engineering, BANGALORE

Bachelor of Engineering (B.E.), Computer Science

Dayananda Sagar College of Engineering, BANGALORE

20114 yrs2015

I.S.C, Computer Science

Metropolitan School, Gorakhpur ,U.P (India)

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Headline

Senior Engineering Manager @ PayU Finance (Lazypay)

About

Software Engineer with 11+ years of experience building financial products at scale, specialising in the BNPL and credit space. At Lazypay, I have been part of the journey from the ground up, starting with building the KYC and onboarding services that processed the first-ever loans on the platform, to leading teams that shaped some of the most critical products and infrastructure the company has built. Some of the highlights: - Led a team of 8 to launch Checkout Finance, now driving ₹10 Cr+ in monthly disbursals across merchants like Flipkart, Myntra and ShopSe - Led a team of 11 on the migration of 5M+ live customer accounts from an in-house LMS to Thought Machine, one of the largest engineering projects in Lazypay's history - Architected Lazypay's multi-tenant BNPL backend, enabling Lazypay to operate as a BNPL TSP for Flipkart and Meesho - Launched UPI on Credit, among the first BNPL players in India to do so - Drove ₹5 Cr in AWS cost savings through infrastructure optimisation I enjoy working at the intersection of engineering and product, building systems that are reliable, scalable, and directly move business outcomes. Tech: Java, Spring Boot, AWS, Kafka, Redis, MySQL, MongoDB, Distributed System,

Location

Bengaluru

AI stack

claude

cursor

gemini

Work experience

Senior Engineering Manager at PayU Finance, Oct 2023 - Present · 2 yrs 11 mos, Bengaluru, Karnataka, India, - Led a team of 8 engineers to build Lazypay's Checkout Finance product from scratch, offering flexible EMI options at merchant checkout. Integrated with major merchants including Flipkart, Myntra, and ShopSe, driving ₹20 Cr+ in monthly loan disbursals. - Architected and led the migration of Lazypay's BNPL backend to a multi-tenant system, enabling Lazypay to operate as a BNPL Technology Service Provider (TSP), unlocking partnerships with large merchants like Flipkart and Meesho. - Modernized Lazypay’s core services by upgrading to Java 21 and adopting virtual threads, reducing Kubernetes infrastructure costs by 80%. - Identified and executed AWS cost optimisations that reduced cloud spending by ₹4 Cr annually, directly improving the company's bottom line.

Engineering Manager at PayU Finance, Apr 2021 - Sep 2023 · 2 yrs 6 mos, Bangalore Urban, Karnataka, India, - Led a team of 11 engineers on one of the largest engineering projects in Lazypay's history, migrating Lazypay from an in-house Loan Management System to Thought Machine, a cloud-native core banking platform. Successfully migrated 5M+ live customer accounts with zero disruption to ongoing disbursals. - Launched Lazycard, a physical payment instrument that extended Lazypay's credit line to offline retail, enabling customers to use their credit limit for in-store purchases for the first time.

Senior Software Engineer at LazyPay (A brand by PayU Finance India Private Limited), Jul 2019 - Mar 2021 · 1 yr 9 mos, Bangalore, - Launched UPI on Credit, enabling customers to utilize their Lazypay credit line directly through UPI for everyday payments. - Scaled UPI on Credit infrastructure to handle 10+ TPS at peak traffic, ensuring a reliable payment experience as transaction volumes grew.

Software Engineer at LazyPay (A brand by PayU Finance India Private Limited), Nov 2017 - Jun 2019 · 1 yr 8 mos, Bangalore, - Built Lazypay's Aadhaar-based KYC service from scratch for Lazypay's credit line product. This enabled KYC verification for the customers before loan can be disbursed. - Designed and implemented a fault-tolerant user onboarding state machine for Lazypay's credit line product, with built-in retries and failure handling.

Software Engineer at Pegasystems, Jul 2015 - Nov 2017 · 2 yrs 5 mos, Bangalore, Software Developer for customer relationship management for financial services (CRMFS) application.

Co Founder at HomeBrew DSCE, Apr 2014 - Jan 2015 · 10 mos, DSCE, Bangalore, Programming Club of DSCE, Bangalore.

Education

Bachelor of Engineering (B.E.), Computer Science, Dayananda Sagar College of Engineering, BANGALORE

I.S.C, Computer Science, Metropolitan School, Gorakhpur ,U.P (India)