Headline

Exploring | 10+ Years in Fintech & Startups | Founder, Roamio

About

I build products from zero to one—and systems that don't fall apart at one hundred. Over the last 12+ years, I've been an engineer, engineering leader, and founder. I've built high-scale fintech systems, led lean teams, and most recently built my own startup, Roamio. Building Roamio taught me far more than engineering ever could. I learned product, marketing, distribution, and the reality of turning an idea into something people actually use. Now I'm looking for a Founding Engineer or engineering leadership role at an early-stage startup where I can combine technical execution with product thinking. If you're building something ambitious, let's connect.

Location

Greater Bengaluru Area

AI stack

cursor

gemini

grok

n8n

Vercel AI SDK

Wispr Flow

Work experience

Founder at Roamio, Nov 2025 - May 2026 · 7 mos, Bengaluru, Karnataka, India, * Built and scaled Roamio single, an AI-powered travel planning platform that helped travelers create high-quality trip plans in minutes instead of spending hours researching destinations. Reached 3,000+ monthly visitors and 500+ users organically with zero ad spend * One of the most rewarding achievements was building and operating the platform at zero cost while integrating 10+ external services across AI, payments, analytics, communications, observability, and alerting to deliver a complete production-ready platform. * Learned that building products for real customers is far harder than building software. Customers expect immediate value, fast experiences, and intuitive workflows, and have little patience for anything that slows them down. * Learned marketing the hard way through trial and error across SEO, AEO, Reddit, Instagram, YouTube, Facebook, and Pinterest. While the learning curve was steep, watching consistent effort translate into real customer growth was one of the most rewarding parts of the journey. While there were many opportunities to expand the product further, I ultimately decided to wind it down and focus my time on opportunities with a stronger return on investment. The journey provided invaluable lessons in product, growth, and distribution. https://roamio.travel

Engineering Manager at PayU Finance, Apr 2021 - Nov 2025 · 4 yrs 8 mos, Drove the development of Loan Origination Systems and core platform services, including external integrations and banking workflows. * Ops-less LOS journey powered by APIs: Built from scratch and enabled 12000 cr+ in annual disbursals with 8 mn loan bookings with near-zero production issues across the stack * Built robust observability and alerting capabilities, driving system reliability and maintaining 99.9% business uptime * Ensured scalability with multiple initiatives like DB archival, Application and DB optimisations, Request-based scaling etc * Solutioned and drove org-wide cost reduction: saved 100k USD/month * Migrated multiple services with zero production impact, as well as contributed in monolith to microservices migration * Seamless partner integration with reduced partner integration time from weeks to less than a day (more than 10 partners integrated) * Implemented OKR-based strategies to boost team productivity and ensure consistent high performance. * Assessed and solved for multiple compliance directives from RBI and other regulatory bodies and auditors. * Proactively resolved security issues by addressing Dependabot alerts, fixing SAST and DAST vulnerabilities, implementing centralized secret management etc

Lead Software Engineer at PaySense, Apr 2020 - Mar 2021 · 1 yr, Hybrid, Began overseeing a team of engineers for two PODs while also contributing to minor development tasks

Software Developer at PaySense, Sep 2018 - Mar 2020 · 1 yr 7 mos, Mumbai Metropolitan Region, LazyDirect and Platform APIs: * Independently developed a couple zero-to-one products that later grew into successful PODs within the company. * The APIs provided comprehensive solutions for cash loans, encompassing the entire process from onboarding to loan disbursal and repayments. Xpress Loans: * Was a part of Xpress team to built ops-less cash loan product to disburse loan within 2 minutes for already KYCed users Other projects: * Developed a comprehensive KYC integration that encompassed physical, AXML, and CKYC processes. * Lender Integrations (Northern Arc, IDFC) * Leads attribution to accelerate business growth

Senior Software Engineer at axio, Jun 2017 - Sep 2018 · 1 yr 4 mos, Mumbai, Maharashtra, India, * Majorly worked on features for the Loan Management System * Worked on check-out finance product for amazon.in

Senior Software Engineer at ftcash, Sep 2016 - Jun 2017 · 10 mos, Mumbai, Maharashtra, India

Software Engineer at Capgemini, Sep 2014 - Sep 2016 · 2 y, Mumbai

Education

Bachelor of Engineering (BE), Electronics, KJ Somaiya College of Engineering, Vidyavihar