---
title: "Priyam Sameer - General Manager : Product Management (Business Growth) in Bengaluru | Tal"
description: "Meet Priyam Sameer, Product Leader | Global Fintech & Agritech | Ex-Founder (IIM-A CIIE.CO) | Scaled Absolute.bio| P&L Owner @ CashKaro.com based in Bengaluru."
image: "https://tal.club/meet/priyam-sameer/share-image"
---

# Priyam Sameer on Tal

## Headline

Product Leader \| Global Fintech & Agritech \| Ex\-Founder \(IIM\-A CIIE\.CO\) \| Scaled Absolute\.bio\| P&L Owner @ CashKaro\.com

## About

Product Manager, and former founder with 7\+ years building, scaling, and owning P&Ls across global fintech, digital lending, production AI, and B2B marketplaces\. Track record spans 4 zero\-to\-one builds: scaled SilkRoute to $100M GMV in 9 months at Sequoia\-backed Absolute\.ag \($120M\+ raised, 25\+ countries\), co\-built RBI ULI credit rails \(500K\+ loans in <30 min\), founded venture\-backed UrbanKhet \(IIM\-A Ventures CIIE\.CO incubation\), and scaled CashKaro lending to INR 5\.5 Cr \(\~$600K\) monthly disbursements with positive unit economics from Month 1\. 📈 SCALE TRACK RECORD & CORE PILLARS 1\. DIGITAL LENDING INFRASTRUCTURE & FINTECH P&L • CashKaro Marketplace: Built multi\-lender Personal & Student Loan platforms; scaled monthly disbursements to INR 5\.5 Cr \(\~$600K\) with positive unit economics from Month 1\. • Funnel Conversion: Lifted conversion from 16% to 45% \(2\.8x lift\) across 20\+ Tier\-1 bank integrations\. • RBI ULI Risk Engine: Synthesized 167 satellite, soil & climate indices to disburse 500K\+ unsecured loans in <30 min; cut underwriting cost from INR 3,000 to 250 per borrower\. 2\. PRODUCTION AI & INTELLIGENT SYSTEMS • GenAI Workflow: Shipped AI Loan Origination System with Gemini AI, cutting processing from 9h to 4h and saving INR 1,562 \(\~$17\) per lead\. • Computer Vision & ML: Shipped crop disease model on 500K\+ images \(14 crops\), lifting yields 30% for 10M\+ users\. Built 10km rainfall ML model, cutting insurance premiums 27%\. 3\. GLOBAL B2B MARKETPLACES \($0 TO $100M GMV\) • SilkRoute: Scaled platform from $0 to $100M GMV in 9 months across 25\+ countries \(100K\+ suppliers, 50K\+ buyers; AOV: \~$30K\)\. • Custom Rails: Built ERP & IDFC payment gateway; cut financial leakage 80% and settlement cycles from 5 days to 24h\. 4\. FOUNDER DNA & 0\-TO\-1 EXECUTION • UrbanKhet: Founded supply chain startup\. Scaled to INR 1\.2 Cr \(\~$145K\) ARR serving 3,600\+ clients and enterprise buyers \(Marriott, BigBasket, Ninjacart\)\. • Recognition: IIM\-A Ventures \(CIIE\.CO\) seed funding, MeitY TIDE 2\.0 Grant, Atal Innovation Award\. Promoted 3x in 3 years at Absolute\.ag\. ⚡ TECH STACK & EXECUTION SPEED Technical Execution: I actively utilize Lovable, Cursor, and Supabase to independently code and deploy working internal tools, cutting manual loan processing time by >50% without waiting for engineering bandwidth\. Core Stack: SQL, Amplitude, Mixpanel, MoEngage, Gemini/OpenAI APIs, RAG, Supabase, System Design, PRDs, P&L\. 👉 Email: priyam\.sameer\.95@gmail\.com 📍 Base: India \(Open to Global Remote / Relocation to UAE, EU, USA, SG\)

## Location

Bengaluru

## Work experience

General Manager : Product Management \(Business Growth\) at CashKaro\.com, Apr 2026 \- Present · 7 mos, India, India's largest cashback and affiliate platform \($1B GMV ecosystem\)\. P&L owner of fintech and education loan lending verticals\. • Architected Multi\-Layer Decision Infrastructure: Built and deployed an auditable 4\-layer Business Rule Engine \(BRE\) integrating 20\+ partner banks and NBFCs through a single API layer, eliminating fragmented manual partner routing\. • Expanded Monthly Disbursements: Scaled the lending vertical from launch to scale within 6 months of rollout\. • Lifted Funnel Conversion Rates: Rebuilt the consumer personal loan matching funnel, lifting end\-to\-end conversion from 16% to 45% \(2\.8x increase\) while holding partner NPA thresholds constant\. • Deployed Generative AI Document Verification: Engineered an automated document extraction and KYC verification pipeline using Gemini and Model Context Protocol \(MCP\) servers, cutting file processing time by 50% \(9 hours to 4 hours\) and saving INR 1,562 \(\~$17 / \~€16\) in operational overhead per lead\. • Built Education Loan Marketplace: Positioned an end\-to\-end education loan origination product achieving a 40% inquiry\-to\-application conversion rate across domestic and international student cohorts\. • Recognition: Awarded CashKaro Rookie Rock Star Award \(2025\) for high business impact within the first 6 months\.

Senior Manager Product Management at CashKaro\.com, Mar 2025 \- Mar 2026 · 1 yr 1 mo, Gurugram

Principal Product Manager at Absolute®, Apr 2024 \- Nov 2024 · 8 mos, Gurugram, Joined as Founding PM and earned 3 promotions in 3 years to Principal PM at Sequoia\-backed Absolute\.ag \($120M\+ raised, 25\+ countries\)\. Owned 8 distinct product lines across global trade, credit rails, AI models, and enterprise software\. Key Products & Verifiable Achievements: • SilkRoute Global Commodity Trading Platform \($100M GMV\): Built cross\-border trading platform from scratch to $100M GMV in 9 months across India, SEA, and Middle East\. Connected 100K\+ suppliers & 50K\+ buyers with real\-time order matching \(AOV: \~$30K / INR 25L\)\. Architected enterprise ERP & IDFC payment gateway, cutting leakage by 80%, tickets by 80%, and settlements from 5 days to 24 hours\. • RBI Unified Lending Interface \(ULI\) Credit Risk Engine: Built unified risk engine synthesizing 167 satellite, soil & weather indices to underwrite thin\-file borrowers\. Collaborated directly with the RBI on the ULI API protocol, enabling partner banks to disburse 500K\+ unsecured loans in <30 minutes\. Reduced appraisal cost from $36 \(INR 3,000\) to $3 \(INR 250\) per borrower; replicated infrastructure to Brazil & Malaysia with Bank of Brazil and Experian\. • Upaj Platform Revamp & Farm OS: Built Farm OS combining IoT sensors with GIS parcel tracking, scaling active users from 100K to 600K \(6x\), reducing CAC by 66%, and lifting D\-14 retention by 50%\. • Production AI Systems: Shipped edge CV crop disease model trained on 500K\+ leaf images \(14 crops\), lifting yields 30% for 10M\+ international farmers\. Developed 10km predictive rainfall grid ML model, cutting PMFBY crop insurance premiums by 27%\. • Agri\-Input E\-Commerce & B2B Systems: Launched India’s first agri\-input e\-commerce platform \(2,000\+ SKUs, 200\+ stores\) in 30 days, generating INR 2L daily revenue in Month 1\.

Senior Product Manager at Absolute®, Apr 2023 \- Apr 2024 · 1 yr 1 mo

Product Manager at Absolute®, Oct 2021 \- Apr 2023 · 1 yr 7 mos

Business Incubatee at IIMA Ventures, Oct 2020 \- Oct 2021 · 1 yr 1 mo, On\-site, Fundraising & Business Fundamentals

Founder & Director at urbanKhet, Jul 2019 \- Sep 2021 · 2 yrs 3 mos, Greater Ahmedabad Area, Founded and built a tech\-enabled farm\-to\-fork supply chain startup from a terrace farm into a decentralized distribution network\. Key Products & Verifiable Achievements: • Zero\-to\-One Venture Building: \- Engineered a decentralized distribution model across Maharashtra and Gujarat, enabling a 6\-hour harvest\-to\-home fulfillment cycle\. \- Scaled to INR 1\.2 Cr \(\~$145K\) ARR, serving 3,600\+ B2C subscribers and 45\+ enterprise accounts \(Marriott, BigBasket, Udaan, Ninjacart\)\. \- Onboarded 3,000\+ farmers, boosting farmer incomes by 20% to 30% and reducing post\-harvest wastage from 35% to 10%\. • Institutional Funding & Awards: \- Selected for business incubation and seed funding by IIM Ahmedabad Ventures \(CIIE\.CO\)\. \- Awarded the MeitY TIDE 2\.0 Grant from the Ministry of Electronics and Information Technology \(Government of India\) and the SSIP Grant from the Government of Gujarat\. \- Won the Atal Innovation Award \(Government of Gujarat, 2021\) and the Most Promising Startup Award \(GUSEC, 2021\)\. • Crisis Leadership: \- Restructured logistics in 15 days during COVID\-19 lockdowns, sustaining zero interruption in deliveries before executing an orderly corporate wind\-down\.

## Education

Construction Technology, CEPT University

[View the original profile](https://tal.club/meet/priyam-sameer)

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