---
title: "Premal Matalia - Senior Engineering Manager in Bengaluru | Tal"
description: "Meet Premal Matalia, Senior Engineering Manager | Payments Technology | AI & Automation | Cloud-Native Platform Modernisation | Data & Operational Resilience | ArhamVijja Certified Parenting Coach (by Passion) based in Bengaluru."
image: "https://tal.club/meet/premal-matalia/share-image"
---

# Premal Matalia on Tal

## Headline

Senior Engineering Manager \| Payments Technology \| AI & Automation \| Cloud\-Native Platform Modernisation \| Data & Operational Resilience \| ArhamVijja Certified Parenting Coach \(by Passion\)

## About

I lead engineering transformation at the intersection of payments, data and operational resilience\. Across 20 years in technology and financial services, I have helped turn complex, high\-volume payment estates into scalable, customer\-centric platforms—combining engineering leadership, cloud\-backed modernisation, automation and data\-informed execution\. My experience spans payment order management, instant and international payments, sanctions, fraud, performance engineering, SRE and platform governance\. At Barclays, I led systems across 18\+ applications and 28 payment channels processing 2M\+ daily payments worth £200M\+, and managed 20\+ engineers supporting 35\+ microservices at 500\+ TPS\. I also delivered an integrated automation framework that reduced non\-functional testing cycles by 40%, saved 650\+ person\-days annually—approximately £140K—and helped improve system fault tolerance and MTTR by 30%\. At Commonwealth Bank, I focus on modernising payment data platforms through AI\-assisted incident management and root\-cause analysis, agent\-based engineering productivity, payment\-data discovery, workflow automation, event\-driven architectures, real\-time analytics, CI/CD and resilient engineering governance\. I am motivated by building high\-performing global teams where human expertise, automation and AI work together to accelerate delivery, manage operational risk and improve customer outcomes\. Core Expertise: Payments Technology \| Executive Engineering Leadership \| AI & Workflow Automation \| Cloud\-Native Platforms \| Event\-Driven Architecture \| Data Assurance & Real\-Time Analytics \| CI/CD & Engineering Governance \| Operational Resilience \| SRE & Chaos Engineering \| Global Team Leadership Let’s Connect: Let’s connect to exchange ideas on AI\-enabled engineering, payment platform modernisation and resilient digital transformation\.

## Location

Bengaluru

## Work experience

Senior Engineering Manager at Commonwealth Bank, Nov 2025 \- Present · 10 mos, Bengaluru, Karnataka, India, \- Spearhead the modernisation of large\-scale payment data platforms through cloud\-backed, API\-first and event\-driven architectures, including Payments Data Cloud transformation\. \- Accelerate engineering productivity and digital process optimisation through AI\-assisted incident management, root\-cause analysis, agent\-based solutions, payment\-data discovery and workflow automation\. \- Strengthen data assurance, load assurance, CI/CD governance and operational resilience through real\-time payment analytics and data\-informed risk and platform decisions\.

Vice President, GUI Capability Lead 🚀 Driving Digital Transformation in Corporate Payments at Barclays Corporate Banking, Mar 2024 \- May 2025 · 1 yr 3 mos, Pune District, Maharashtra, India, \- Pioneered GUI Implementation in the Corporate Payments business unit, enhancing user experience for business operations and RTB \(Run The Bank\) teams\. \- Developed in\-house GUI capabilities for corporate banking systems, enabling payments search, tracking, replay/reject functionalities, and static data management for a European partner bank solution\. \- Led cross\-team collaboration with business operations and RTB teams, facilitating requirement assessment, regular product demonstrations, and iterative feedback implementation to ensure seamless integration\. \- Optimized digital workflows by improving accessibility, visibility, and control over payment transactions, elevating operational efficiency for financial stakeholders\.

Engineering & Resiliency Lead of Payments Systems at Barclays Corporate Banking, Jan 2023 \- Nov 2025 · 2 yrs 11 mos, Pune District, Maharashtra, India, \- Delivered Payments Order Management systems for NPA, FPS, CHAPS, and BACS with18\+ applications processing 2M\+ daily payments worth £200M\+ for 28 payment channels\. \- Strengthened resilience for Corporate Make a Payment IBS to safeguard clients during cyber disruption scenarios \- Piloted Rubrik's snapshotting tech, achieving 100% protection of critical payment services and reducing recovery/reconciliation from 67 days to 38 hours \- Launched GUI capabilities across Corporate Payments, enabling real\-time search, tracking, replay/reject, and static data handling for 7\+ European partner banks—cutting LIVE recovery time from 11 hours to under 60 minutes \- Spearheaded the integration of 7 in\-house utilities via Jenkins, Python, Shell Scripting reducing NFT cycles by 40% and saving 650\+ man\-days annually\.

Vice President \- NFT \(Non\-functional\) & Transformation Engineering Lead at Barclays Corporate Banking, Jan 2022 \- Dec 2023 · 2 yrs, India, \- Leading a high\-performing NFT Engineering team of 20\+ engineers, supporting 35\+ microservices that process over 2 million transactions daily \(\~£200M\+ in value\), operating at a throughput of 500\+ TPS \(Transactions Per Second\)\. \- Designed and delivered an integrated automation framework using Jenkins, Java, Python, and Shell scripting, incorporating 7 custom in\-house utilities to streamline performance, reliability, and failover testing—reducing NFT cycles by 40% and saving 650\+ man\-days/year \(\~£140K/year\)\. \- Leveraging industry\-standard tools such as LoadRunner, JMeter, Splunk, and AppDynamics to ensure comprehensive performance and observability across platforms\. \- Implementing Chaos Engineering principles using tools like Gremlin to proactively simulate infrastructure and network failures—leading to a measurable 30% improvement in system fault tolerance and MTTR \(Mean Time to Recovery\)\. \- Partnering with cross\-functional leads in development, DevOps, and SRE to embed NFT early into the CI/CD pipeline, accelerating release cycles and improving production readiness\. \- Recognized for building a culture of innovation, quality, and collaboration, resulting in a 25% YoY improvement in team productivity \- Led engineering transformation across 25\+ critical applications, boosting solution quality and delivery by maintaining >90% code quality, achieving 100% Build/Commit PR integration, and surpassing 80% test automation—resulting in a flawless 100% production release success rate\.

Toastmasters Treasurer at Toastmasters International, Sep 2016 \- Mar 2017 · 7 mos, Pune/Pimpri\-Chinchwad Area

Senior Consultant at Deloitte, May 2011 \- Aug 2013 · 2 yrs 4 mos, On\-site, \- Successfully led performance testing initiatives across diverse domains including finance, healthcare, and US government sector ensuring optimal application scalability and reliability\. \- Played dual roles as an individual contributor and team lead, managing 3\+ high\-performing teams across multiple projects\. \- Delivered performance benchmarks and bottleneck analysis for 20\+ mission\-critical applications, improving system throughput by up to 40%\. \- Collaborated with cross\-functional teams to integrate performance testing early in the SDLC, cutting defect detection time by 50%\. \- Mentored junior engineers and built a knowledge\-sharing culture, leading to a 25% improvement in test coverage and efficiency\.

Software Development Consultant at Deloitte, May 2008 \- Apr 2011 · 3 yrs, Mumbai, Maharashtra, India

Software Engineer at TCS, Mar 2006 \- Apr 2008 · 2 yrs 2 mos, Pune District, Maharashtra, India, \- Developer in NCC bank account with Java scripting, HTML, CSS \- Developer in Microsoft account with \.net, HTML, CSS

## Education

Master's degree, Artificial Intelligence, Liverpool John Moores University

PGD, Machine Learning & Artificial Intelligence, International Institute of Information Technology Bangalore

[View the original profile](https://tal.club/meet/premal-matalia)

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