---
title: "Pratyaksh Gupta - Senior Data Scientist in Mumbai | Tal"
description: "Meet Pratyaksh Gupta, Data Science | PayU | BITS Pilani ’22 | Passed CFA Level III based in Mumbai. AI stack includes antigravity, claude code, and claude."
image: "https://tal.club/meet/pratyaksh-gupta-1/share-image"
---

# Pratyaksh Gupta on Tal

## Headline

Data Science \| PayU \| BITS Pilani ’22 \| Passed CFA Level III

## Location

Mumbai

## AI stack

antigravity

claude code

claude

cursor

hermes agent

ChatGPT

## Work experience

Senior Data Scientist at PayU, Apr 2026 \- Present · 6 mos, Mumbai, Maharashtra, India · Hybrid, Driving end\-to\-end AI/ML initiatives for PayU’s cross\-border card transaction intelligence suite, bringing together fraud intelligence, risk decisioning, and model governance to power secure, low\-friction authentication at scale\.

Data Scientist at PayU, Apr 2024 \- Mar 2026 · 2 yrs, Mumbai, Maharashtra, India · Hybrid, Worked on traditional ML use cases across transaction fraud risk, paymode recommendations, and merchant churn, with a focus on end\-to\-end model delivery, evaluation, and business impact\.

Associate Business Analyst at PayU, Jul 2022 \- Mar 2024 · 1 yr 9 mos, Mumbai, Maharashtra, India · Hybrid, Helped build and scale a first\-of\-its\-kind, data\-led lender marketing business from 0 to 1, working across analytics, business strategy and operations\.

Analyst Intern at JPMorgan Chase & Co\., Aug 2021 \- Dec 2021 · 5 mos, Worked with the EMEA Credit Risk middle office team on over\-limit exceptions, client facilities, and limit setup\.

## Education

Bachelor's degree, Mechanical Engineering, Birla Institute of Technology and Science, Pilani

School, Abu dhabi indian school

[View the original profile](https://tal.club/meet/pratyaksh-gupta-1)

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