Pratyaksh Gupta profile photo 1 on Tal

Pratyaksh Gupta

Data Science | PayU | BITS Pilani ’22 | Passed CFA Level III

Mumbai

4+ years of work experience

PayU
Apr 20266 mosPresent

Mumbai, Maharashtra, India · Hybrid

Driving end-to-end AI/ML initiatives for PayU’s cross-border card transaction intelligence suite, bringing together fraud intelligence, risk decisioning, and model governance to power secure, low-friction authentication at scale.
PayU
Apr 20242 yrsMar 2026

Mumbai, Maharashtra, India · Hybrid

Worked on traditional ML use cases across transaction fraud risk, paymode recommendations, and merchant churn, with a focus on end-to-end model delivery, evaluation, and business impact.
PayU
Jul 20221 yr 9 mosMar 2024

Mumbai, Maharashtra, India · Hybrid

Helped build and scale a first-of-its-kind, data-led lender marketing business from 0 to 1, working across analytics, business strategy and operations.
JPMorgan Chase & Co.
Aug 20215 mosDec 2021

Worked with the EMEA Credit Risk middle office team on over-limit exceptions, client facilities, and limit setup.

Pratyaksh’s AI Stack

antigravity
antigravity
claude code
claude code
claude
claude
cursor
cursor
hermes agent
hermes agent
ChatGPT
ChatGPT

Education

Birla Institute of Technology and Science, Pilani

Bachelor's degree, Mechanical Engineering

Birla Institute of Technology and Science, Pilani

20184 yrs2022
Abu dhabi indian school

School

Abu dhabi indian school

200612 yrs2018

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Headline

Data Science | PayU | BITS Pilani ’22 | Passed CFA Level III

Location

Mumbai

AI stack

antigravity

claude code

claude

cursor

hermes agent

ChatGPT

Work experience

Senior Data Scientist at PayU, Apr 2026 - Present · 6 mos, Mumbai, Maharashtra, India · Hybrid, Driving end-to-end AI/ML initiatives for PayU’s cross-border card transaction intelligence suite, bringing together fraud intelligence, risk decisioning, and model governance to power secure, low-friction authentication at scale.

Data Scientist at PayU, Apr 2024 - Mar 2026 · 2 yrs, Mumbai, Maharashtra, India · Hybrid, Worked on traditional ML use cases across transaction fraud risk, paymode recommendations, and merchant churn, with a focus on end-to-end model delivery, evaluation, and business impact.

Associate Business Analyst at PayU, Jul 2022 - Mar 2024 · 1 yr 9 mos, Mumbai, Maharashtra, India · Hybrid, Helped build and scale a first-of-its-kind, data-led lender marketing business from 0 to 1, working across analytics, business strategy and operations.

Analyst Intern at JPMorgan Chase & Co., Aug 2021 - Dec 2021 · 5 mos, Worked with the EMEA Credit Risk middle office team on over-limit exceptions, client facilities, and limit setup.

Education

Bachelor's degree, Mechanical Engineering, Birla Institute of Technology and Science, Pilani

School, Abu dhabi indian school

Pratyaksh Gupta - Senior Data Scientist in Mumbai | Tal