Headline

Student at Universal Business School, Karjat

About

Credit Manager with 1+ years of experience specializing in home loan processing and risk management. Proven ability to perform thorough credit appraisals, analyze complex borrower financials, and manage end-to-end loan documentation, ensuring [100% compliance rate] and handling a portfolio of [more than 150 number of clients per month ] with a low default rate of [e.g., <1%]. Seeking to leverage strong analytical, decision-making, and client relationship management expertise to drive sustainable credit growth and optimize portfolio performance within a forward-thinking financial organization.

Location

Pune Division

Work experience

Deputy Manager at HDFC Bank, Jul 2024 - Present · 2 yrs, Pune, Maharashtra, India, ​End-to-End Underwriting: Manage the full lifecycle of home loan processing from initial appraisal to final sanction. ​Risk Mitigation: Evaluate complex financial profiles to determine eligibility, consistently upholding robust audit and compliance standards. ​Portfolio Health: Analyze on-ground delinquency trends and market data to provide strategic feedback to geography managers. ​Process Optimization: Streamlined documentation workflows, significantly reducing the average loan approval turnaround time (TAT). ​Vendor & DSA Management: Oversee DSA handling, including billing, performance tracking, and regular quality audits.

Education

PGDM, Finance, General, UAi - School of Management

Bachelor of Commerce - BCom, Costing, Savitribai Phule Pune University