---
title: "Prathik Kulkarni - Software Engineer in Hubli | Tal"
description: "Meet Prathik Kulkarni, Engineering @ Xflow | Cross-border Payments based in Hubli. AI stack includes claude code, claude, and obsidian. Explore public work links including github, leetcode, and codeforces."
image: "https://tal.club/meet/prathik-p-kulkarni/share-image"
---

# Prathik Kulkarni on Tal

## Headline

Engineering @ Xflow \| Cross\-border Payments

## Location

Hubli

## AI stack

claude code

claude

obsidian

opencode

## Work experience

Software Engineer at Xflow, Feb 2026 \- Present · 7 mos, Bengaluru, Karnataka, India, Cross border payments infrastructure\.

Software Engineer at BNY Mellon, Jul 2024 \- Jan 2026 · 1 y 6 mo, Chennai, Tamil Nadu, India, \- Managed firm\-based operational datasets\(Alternatives and Asset Owners\)\. \- was building a calculation engine\.

Software Engineer Intern at Arista Networks, May 2023 \- Jul 2023 · 3 mos, Bengaluru, Karnataka, India, \- Developed a linear\-time solution to improve the quality of logs generated during user role updates, achieving a 100% enhancement in log quality\. \- Implemented secure storage for AAA server secrets, including integration with new services and modifications to the AAA schema\. \- Ensured safe and secure service\-to\-service communication\. \- Refactored the entire related codebase and maintained the product's functionality by implementing comprehensive Unit Tests and E2E Tests\.

## Education

B\.Tech, Computer Science, Indian Institute of Technology Tirupati

kendriya vidyalaya

## Public links

- github: https://github\.com/prathik8794
- leetcode: https://leetcode\.com/prathik8794
- codeforces: https://codeforces\.com/profile/udta\_kouwa

[View the original profile](https://tal.club/meet/prathik-p-kulkarni)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/prathik-p-kulkarni#person",
      "name": "Prathik Kulkarni",
      "url": "https://tal.club/meet/prathik-p-kulkarni",
      "image": "https://tal.club/meet/prathik-p-kulkarni/profile-photo.jpg",
      "description": "Meet Prathik Kulkarni, Engineering @ Xflow | Cross-border Payments based in Hubli. AI stack includes claude code, claude, and obsidian. Explore public work links including github, leetcode, and codeforces.",
      "jobTitle": "Software Engineer",
      "worksFor": {
        "@type": "Organization",
        "name": "Xflow"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Software Engineer"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Hubli"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Indian Institute of Technology Tirupati"
        },
        {
          "@type": "EducationalOrganization",
          "name": "kendriya vidyalaya"
        }
      ],
      "knowsAbout": [
        "claude code",
        "claude",
        "obsidian",
        "opencode"
      ],
      "sameAs": [
        "https://github.com/prathik8794",
        "https://leetcode.com/prathik8794",
        "https://codeforces.com/profile/udta_kouwa"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/prathik-p-kulkarni#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/prathik-p-kulkarni#webpage",
      "url": "https://tal.club/meet/prathik-p-kulkarni",
      "name": "Prathik Kulkarni on Tal",
      "description": "Meet Prathik Kulkarni, Engineering @ Xflow | Cross-border Payments based in Hubli. AI stack includes claude code, claude, and obsidian. Explore public work links including github, leetcode, and codeforces.",
      "dateModified": "2026-08-05T13:47:18.922Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/prathik-p-kulkarni#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/prathik-p-kulkarni/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/prathik-p-kulkarni/profile-photo.jpg",
        "caption": "Prathik Kulkarni profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```
