---
title: "Prateek Maliwal - Product Manager in Bengaluru | Tal"
description: "Meet Prateek Maliwal, Product Manager | IIT Roorkee | UPI, Payments based in Bengaluru. AI stack includes claude, gemini, and lovable."
image: "https://tal.club/meet/prateek-maliwal/share-image"
---

# Prateek Maliwal on Tal

## Headline

Product Manager \| IIT Roorkee \| UPI, Payments

## Location

Bengaluru

## AI stack

claude

gemini

lovable

## Work experience

Product Manager at KreditBee, Aug 2024 \- Present · 2 yrs 2 mos, Bengaluru, Karnataka, India, Leading the Engagement Charter for the KreditBee App\- UPI, Bill Payments, Loyalty, and Rewards

Product Manager at Spinny, Feb 2023 \- Aug 2024 · 1 yr 7 mos, Gurugram, Haryana, India, > Managed the Sales CRM product to optimize the end\-to\-end sales process and enhance customer experience\. > Identified issues and implemented solutions, improving the lead\-to\-test\-drive funnel by 5\.27% and reducing sales call costs by 30% through projects like Progressive Dialer and lead scoring\. > Revamped lead workflow and introduced lead prioritization, increasing agent efficiency by 15%, and launched Spinny AI for call transcription and contextualization to automate audits and boost conversion rates\.

Product Manager at Bajaj Finserv, Nov 2021 \- Feb 2023 · 1 yr 4 mos, Pune Division, Maharashtra, India, >Owning and managing the end to end UPI module for Bajaj Finserv app from the issuing and acquiring side by closely working with the design, data, technology and business teams\. >Revamped and enhanced the user journeys for Bajaj Pay UPI to increase customer engagement, retention and satisfaction\. >Building Bajaj Pay UPI from scratch on multibank API model including features like UPI 1\.0, UPI 2\.0, Autopay, UDIR, UPI number mapper etc\.

Product Manager at Axis Bank, Aug 2020 \- Nov 2021 · 1 yr 4 mos, Remote, >Managed UPI product integrations over PSP switch for Bank's key TPAP partners like GPay, WhatsApp, Jupiter etc\. >Built multiple regulatory and partner specific features over Axis UPI PSP switch by closely working with technology, QA and operations team\. >Managed and enhanced the UPI \- One time mandate product for Axis as an issuer bank\.

Business Operations Analyst Intern at AgNext Technologies, May 2019 \- Jul 2019 · 3 mos, Gurugram, Haryana, India

## Education

Integrated Masters, Indian Institute of Technology, Roorkee

[View the original profile](https://tal.club/meet/prateek-maliwal)

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