---
title: "Pranay Kushnaji - Senior Associate - Product Development in Mumbai | Tal"
description: "Meet Pranay Kushnaji, Product @ NPCI - NBBL | Ex - PhonePe, BillDesk based in Mumbai. AI stack includes notion, openai, and perplexity."
image: "https://tal.club/meet/pranay-kushnaji/share-image"
---

# Pranay Kushnaji on Tal

## Headline

Product @ NPCI \- NBBL \| Ex \- PhonePe, BillDesk

## About

\~5 years of experience in fintech, working for PhonePe and BillDesk\. As a Solutions Engineer at PhonePe PG, I worked on custom solutions for enterprise and government merchants\. Previously, I was an Associate Product Manager at BillDesk, where I streamlined billpay requirements for top TPAPs and private banks\. Experience with payment gateways and BBPS, and a strong grasp of India’s payment systems\. Since day 1, I’ve been working on making payments simpler, reliable and accessible on a national scale\.

## Location

Mumbai

## AI stack

notion

openai

perplexity

replit

## Work experience

Senior Associate \- Product Development at NPCI Bharat BillPay Limited, Apr 2026 \- Present · 2 mos, Mumbai, Maharashtra, India

Solutions Engineer at PhonePe, Dec 2024 \- Mar 2026 · 1 yr 4 mos, Bengaluru, Karnataka, India

Associate Product Manager at BillDesk, Aug 2021 \- Dec 2024 · 3 yrs 5 mos, Mumbai, Maharashtra, India

## Education

Bachelor's degree, Electronics and Telecommunication Engineering, Thadomal Shahani Engineering college

Higher Secondary Certificate, Pace Junior Science College

[View the original profile](https://tal.club/meet/pranay-kushnaji)

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