---
title: "Pramit Agrawal - Deputy Chief Product Officer in Bengaluru | Tal"
description: "Meet Pramit Agrawal, Head of Product at Paytm Payments Bank based in Bengaluru. AI stack includes claude."
image: "https://tal.club/meet/pramit-agrawal/share-image"
---

# Pramit Agrawal on Tal

## Headline

Head of Product at Paytm Payments Bank

## About

Experienced Product Manager having 13\+ years of experience with demonstrated history in building & launching products in retail liabilities & digital domain in the financial services industry\. Strong professional with an MBA from Indian Institute of Management, Ranchi\.

## Location

Bengaluru

## AI stack

claude

## Work experience

Deputy Chief Product Officer at Paytm Payments Bank, May 2022 \- Present · 4 yrs 4 mos, Bengaluru, • Head of Product for Liabilities product including CASA \(Current Account, Savings Account\), FD, Money Transfers \(UPI, NEFT, RTGS\), KYC \- Customer Onboarding, Mobile app & netbanking • Defining CASA product strategy & roadmap with a team of 7 product managers to improve banking experience for 95million\+ users • Launched PPBL mobile app within a month’s time • Closure of 100\+ regulatory/audit/compliance observations for liabilities product • Carried out SA to CA upgrade for \~5 lakh high transacting users with no impact to their UPI/QR code

Vice President \- Digital Banking at Citi, Sep 2016 \- May 2022 · 5 y 8 mo, Mumbai, • Part of Digital Banking team, working as product manager for Citi Mobile India app • Among 3 candidates from India to receive CEO award for client obsession • Complete product ownership from idea scoping, competition benchmarking, solution designing, API integrations, preparing project plan, defining UI/UX, conducting functional testing to increasing customer engagement & adoption • Active engagement with business, control functions, risk, marketing, technology & operations teams for launch of new product propositions & features • Took rating of Citi Mobile app on Apple AppStore from 2\.1 to 3\.9 & Google Play Store rating from 3\.8 to 4\.3, in 4 months • Digitization of International Money Transfer \(LRS\) on Net Banking portal • Completed DLT implementation process for Citi India • WhatsApp integration for marketing & non\-marketing communications • Inclusive digital solution for global FMCG major enabling last mile digitization • Implemented Touch ID, UPI & BharatQR integrations on Citi Mobile • Managed all regulatory reportings for the unit

Manager \- Digital Channels in Technology & Solutions Group at YES BANK, Nov 2015 \- Sep 2016 · 11 mos, Mumbai, • Part of Digital Channels team, working as business analyst, managing projects in mobile & internet banking domain • End\-to\-end project management starting from gathering business requirements, designing wireframes, BRD preparation, vendor evaluation, conducting UAT, deployment to post\-implementation review • First\-in\-the\-industry Social Banking App as an alternate channel enabling financial & non\-financial transactions from 5 social media platforms • Digital Wallet enabling social media & smartphone users to load, spend & transact smartly

Manager \- Technology in Business Management, Innovation & Strategy at YES BANK, Apr 2014 \- Oct 2015 · 1 yr 7 mos, Mumbai Area, India, • Part of MD&CEO’s core strategy team, working as internal consultant to CIO & Technology team of the bank • Partnered with Technology team to roll out new processes & continuously review & improve existing processes • Framed a new multi\-staged Project Management Framework comprising of multiple tollgates & a 1\-pager snapshot • Formulated a 5\-yr IT Roadmap & corresponding 1\-yr Action Plan for Technology team • Created Cost Management Framework for Technology team • Redesigned Purchase Requisition form to streamline vendor management

Systems Engineer at Infosys, Nov 2010 \- May 2012 · 1 yr 7 mos, Hyderabad, • Worked on ERP technologies viz\. Oracle PeopleSoft, Oracle Fusion & EBS • Associated as Infosys partner resource for onsite client Oracle, Hyderabad • Carried out root cause analysis, identified & implemented fixes to ensure correctness of data during migration from Oracle EBS to Fusion

## Education

Master of Business Administration \(MBA\), Indian Institute of Management, Ranchi

Bachelor of Engineering \(B\.E\.\), Information Technology, OIST, Bhopal

[View the original profile](https://tal.club/meet/pramit-agrawal)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/pramit-agrawal#person",
      "name": "Pramit Agrawal",
      "url": "https://tal.club/meet/pramit-agrawal",
      "image": "https://tal.club/meet/pramit-agrawal/profile-photo.jpg",
      "description": "Meet Pramit Agrawal, Head of Product at Paytm Payments Bank based in Bengaluru. AI stack includes claude.",
      "jobTitle": "Deputy Chief Product Officer",
      "worksFor": {
        "@type": "Organization",
        "name": "Paytm Payments Bank"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Deputy Chief Product Officer"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Bengaluru"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Indian Institute of Management, Ranchi"
        },
        {
          "@type": "EducationalOrganization",
          "name": "OIST, Bhopal"
        }
      ],
      "knowsAbout": [
        "claude"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/pramit-agrawal#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/pramit-agrawal#webpage",
      "url": "https://tal.club/meet/pramit-agrawal",
      "name": "Pramit Agrawal on Tal",
      "description": "Meet Pramit Agrawal, Head of Product at Paytm Payments Bank based in Bengaluru. AI stack includes claude.",
      "dateModified": "2026-08-02T02:52:55.506Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/pramit-agrawal#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/pramit-agrawal/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/pramit-agrawal/profile-photo.jpg",
        "caption": "Pramit Agrawal profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```