Headline

Business Analyst | Investment Banking | Payments | Capital Markets | ISO 20022 CBPR+ HVPS | Liquidity | Asset Management | Wealth Management| Risk Management

About

I am a Business Analyst / Product Owner with deep domain expertise across Payments, ISO 20022, Capital Markets, and Investment Banking and have worked on Global Pay Plus(GPP), Finacle and In house Payment Engines / Orchestration of a bank. I’ve worked with leading financial institutions which includes HSBC, Citi, and Bank of America, for their Core Banking and Payment Product like Global PayPlus(GPP), Finacle, HUB etc. to transform their Corporate Banking and Global Markets platforms, improve payment flows, and deliver regulatory-ready solutions.My experience spans ISO 20022 migration, SWIFT MT to MX modernization, cross-border payments, real-time/high-value clearing systems, and end-to-end product lifecycle ownership. I work closely with business & technology teams to define product vision, prioritize features, and deliver value through data-driven decision-making.I am passionate about simplifying complex financial processes, enhancing client experience, and driving measurable business outcomes. Key Strengths: ✔ Payments Domain (RTGS, SWIFT, Cross-Border, High-Value, Low-Value) ✔ ISO 20022, MT/MX transformations ✔ Capital Markets & Global Banking processes ✔ Financial Instruments - Equities, Fixed Income, Alternative Investments ✔ Business analysis, process mapping, gap analysis ✔ Data analysis using SQL ✔ BRD/FRD creation, user stories, acceptance criteria ✔ Product roadmaps, feature prioritization, backlog ownership ✔ Agile/Scrum collaboration & stakeholder management ✔ Strong communication, documentation & problem-solving skills

Location

India

AI stack

claude

gemini

github copilot

ChatGPT

Chroma

OpenAI Playground

Work experience

Senior Consultant at Infosys, Oct 2024 - Present · 1 yr 11 mos, Gurgaon, Working as a Business Analyst/Product Owner on Finacle product for a key U.S. Financial Institution, supporting their APAC business under Payments Transformation, Capital Markets and SWIFT Migration initiatives. Key Responsibilities: • Driving end-to-end transformation of domestic and cross-border payment workflows • Involved in end-to-end Trade Settlement which involves various interfaces like Front, Middle and Back Office • Supporting SWIFT ISO 20022 implementation and system integration across multiple markets Collaborating with global stakeholders to enhance payment accuracy, compliance, and efficiency • Analyzing trade execution and settlement processes to optimize operational flows between investment banking and payments functions • Delivering business requirements, process mapping, and data analysis for transformation initiatives

Business Analyst at HSBC, Jul 2023 - Oct 2024 · 1 yr 4 mos, Pune, Worked as a Business Analyst at HSBC, across Payments, Capital Markets, and Liquidity Management to support global banking transformation and digital modernization initiatives. I focus on simplifying complex financial workflows and enabling end-to-end technology solutions that enhance efficiency, compliance, and client experience Key Responsibilities: • Led business analysis activities across Payments Transformation, Capital Markets, and Liquidity Management domains. • Drive SWIFT ISO 20022 migration and modernization of domestic and cross-border payment systems. Analyze and optimize treasury and liquidity reporting for better real-time cash visibility and funding efficiency. • Supported trade execution and post-trade workflow optimization across Capital Markets. • Bridge business and technology by translating strategic objectives into functional and technical requirements. • Partnered with Product, Operations, and Technology teams to deliver scalable, client-centric solutions.

Quality Engineer | Business Analyst at Ecolab, Nov 2020 - Jul 2023 · 2 yrs 9 mos, Bangalore Urban, Karnataka, India, Ecolab - American Fortune 250 corporation that develops and offers services, technology and systems that specialize in water treatment, purification, cleaning and hygiene in a wide variety of applications. 1. Worked in MuleSoft EAI under Supply Chain Finance, to manage and verify changes from Business perspective and API Management. 2. Involved in Business Analysis, Requirement Gathering, Prioritization, User Stories Creation, API Backlog Refinement Sessions and API UAT and Performance Testing. 3. Worked with Testing Team on End-to-End Automation of Integration of Postman with Newman libraries, using Build Pipelines for all enterprise APIs.

Test Engineer at Temenos, Jul 2020 - Oct 2020 · 4 mos, Chennai, Tamil Nadu, India, Temenos AG is a company specializing in enterprise software for banks and financial services. 1. Worked & Trained on Temenos T24 Core Banking Software, which is mainly used by Banks for their Daily Banking Operations, which includes Lending, Deposits, Investments Suite etc. 2. Involved in Test Planning & Designing of various Test Scripts under Functional, Regression, SIT & UAT Testing. 3. Worked & collaborated among various Stakeholders such as Product Owner, Business Analyst, Scrum Master, Developers & Quality Engineers. 4. Collaboratively Interacted with Business Stakeholders to understand the Business Requirements and validated them in T24 Software for their Retail Line of Business.

Software Engineer at Hexaware Technologies, Apr 2018 - Jul 2020 · 2 yrs 4 mos, Chennai Area, India, Citi Bank - Treasury & Trade Solutions, is a Line of Business of Citi Bank that mainly deals with Payment Solutions for their clients in the US, manages Liquidity, RBAC Portals for their clients for Analysis of Payments & other related details. 1. Extensively worked as SME in Requirement Analysis & Test Planning to clarify Test Requirements and Build a plan for Testing Activities within the Deadlines. 2. Involved in Test Planning & Designing of various Test Scripts under Functional, Regression, SIT & UAT Testing. 3. Worked & collaborated among various Stakeholders such as Product Owner, Business Analyst, Scrum Master, Developers & Quality Engineers. 4. Worked on Selenium WebDriver, Rest Assured & Postman to automate & test various Web Applications & API.

Education

Bachelor of Technology - BTech, Computer Science, Meerut Institute of Engineering and Technology(MIET)